| Advisor Profile |
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| Name: |
Peter Johnson, CFP® |
| Phone Number: |
(716) 608-4858 |
| Website: |
Visit Website
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Business Description |
Our firm was founded with the goal of assisting our clients in every aspect of their financial lives. We work closely with each client to help them pursue their goals. Our staff consists of experienced professionals with a "hands on" approach to financial advice. Not only will you find our team members knowledgeable, but you will also discover that our staff truly cares about working towards making your dreams a reality.
If you have come looking for an investment manager to manage your company`s retirement or pension plans, you have come to the right place. If you are a successful individual looking for a financial consultant, you too are in the right place. Peter A Johnson Financial Services’ purpose is to create and preserve well being for both businesses and individuals. After talking to us, you will know you have been heard. We begin by determining your financial and personal goals. We can create a plan that assists in pursuing your goals. Money management is not an easy process. Effective money management involves two important components: managing your investments and preserving your wealth. Our goal is to create financial solutions and provide an extraordinary amount of personal service. |
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General Information |
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| Name of Broker/Dealer: |
Securities Service Network, Inc.
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| States Licensed in: |
NY, NC, OH
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| Years of Experience in Financial Services: |
19
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| Number of Years with Current Firm: |
10
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| I work with the following types of clients: |
Individual Investors
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Services |
| Investment Types: |
Exchange Traded Funds (ETFs), Mutual Funds, Insurance, Annuities, Stocks, Bonds
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant
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| Securities Licenses: |
Series 7, Series 24
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| Insurance and Annuity Licenses: |
Accident, Annuity, Life, Health
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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Compliance |
| Registered Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Compensation Methods: |
Flat Fee, Commissions, Based on Assets, Hourly
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| Prepared By: |
Peter Johnson, CFP® |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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Although we do our best to make sure you are completely satisfied, we do not have a refund policy. |
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What are your qualifications? What is your education background? |
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I have been a Certified Financial Planner since 1996, a Registired Investment Advisor since 2000 and I have been a financial planner since 1989 when I started while working with American Express Financial Advisors. |
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What is your approach to financial planning? |
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Many of my clients are saving for retirement and will need to create a solid financial road map to pursue this goal. That’s where I can help, by structuring a sound financial plan designed to achieve your financial goals. My job is to supply knowledge and financial advice to help my clients make some of the most important, informed decisions of their lives. |
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What services do you offer? |
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Personal financial planning, including planning for education goals, retirement, tax preparing and reduction strategies, investment strategies, asset allocation, long-term care, estate planning and charitable giving. |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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I work as a fee only, commission only or a mix of fee and commission. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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That depends on how you want it set up. I can make changes with your permission, or we can set it up to make changes automatically. |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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That is determined when we meet based on your needs and risk tolerances. |
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What services do you provide? What are your specialties? |
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I am a well rounded financial planner with strength in asset management, retirement cash flow planning and education funding planning. I also work with families to help them with estate planning and family wealth transition planning. |
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What is your experience? How many clients do you currently manage? |
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I have been a financial planner since 1989 where I spent 8 years with American Express Financial Advisors. I spent one year with a local bank as a financial advisor at 5 branches. Since 1998, I have been with my present broker dealer and have recently opened my own firm while maintainng all of my clients I worked with since 1998. |
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What financial institution(s) do you represent? |
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I am an independent advisor and as such can work with any companies I and my broker dealer deem worthy of using to help my clients meet their financial objectives. |
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How do you charge for your services? |
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I work as a fee only, commission only or a mix of fee and commission. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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You should consider me as your financial advisor because I am very experienced, knowledgeble and unbiased in how I will work to help you meet your financial goals. I do not have a huge client base so I am able to provide high quality service on a close personal basis. |
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What are your management fees? |
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This depends on the plan you choose and the size of your company. The fees will be competitive. |
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What kind of plans do you specialize in? |
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Small company plans with 0 - $5,000,000 in assets. |
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Do you have a minimum requirement for number of employees or total investment value? |
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What type of plans do you offer? |
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403b, 401k and profit sharing, Simple IRA's |
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Do you offer any additional services? |
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We do offer employee financial consultations should the employer feel this is appropriate. |
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What are your qualifications? |
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I have been working with clients helping them meet their retirement and investmant planning needs since 1989. I am a CFP as well as a Registered Investment Advisor. I am licenced to sell stocks, bonds, mutual funds, and variable annuities. |
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What is your approach to 401 K plan rollovers? |
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I generally meet with clients, develop a comprehensive financial plan and based on that plan, develop what 401k rollover choice makes the most sense for my client. |
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How long does the process of rolling over a 401K plan usually take? |
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2 weeks to 2 months depending on the company where the rollover is coming from. |
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What financial institutions do you represent? |
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Most of the companies out there including but not limited to John Hancock, Nationwide, ING, various RIA wealth management firms, American Funds, Franklin Funds, Fidelity, Oppenheimer etc... |
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How many years of experience do you have? |
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What are your fees for this service? |
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That depends on the service you and I determine makes the most sense for your goals and concerns. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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Because I will spend the time it takes to make sure your financial goals are addressed and develop and continue to work with you to help you continue to meet these ongoing needs. |
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Do you provide a free initial consultation? |
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