| Advisor Profile |
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| Name: |
Larry Prislovsky |
| Phone Number: |
(865) 229-3791 |
| Website: |
Visit Website
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| Research This Advisor |
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Disclosure Link:
Website : www.TheStressReduc...
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ADV Form II Link:
Available upon request
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| Request More Information |
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| Disclaimer |
| Securities offered through Securities Service Network, Inc., Member FINRA/SIPC
Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access to investment products and services to individuals residing in states where we are registered. Therefore, investment products and services are available only to residents of: NC,FL, & TN .
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Business Description |
L.P. Financial Advisors.Inc is located in Knoxville, Tennessee. Most people worry about money all their lives. We feel our job at L.P. Financial Advisors Inc. is to help eliminate this stress.
We are unique in three big ways :
1.The only ones in Knoxville area to have Edge Tech Analytics, for active management for your investments needs in these volatile financial markets . I look forward to explaining this more in detail the modeling process and as well as our past performance.
2. Truly independent finding whatever is best for the clients.
3. Help simplify your life by consolidate your financial statements into one statement with our Abridge software.
We personalize each client to his/her own values (i.e. what are you working towards) and their goals (i.e. retirement, college funding, estate planning, etc.).We perform exclusive planning to reduce the stress in your life .
The mission statement for us is "You First", which is very short but profound to you and us both. It simply means putting your interest's first in everything we do.
First consultations are free. |
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General Information |
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| Insurance License#: |
0847793
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| Name of Broker/Dealer: |
SSN, Inc.
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| Name of Custodial Firm: |
L.P. Financial Advisors, Inc
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| States Licensed in: |
TN ,FL,NC,AL
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| States Willing to do Business in: |
TN,AL,NC,FL,VA,GA,NV
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| Years of Experience in Financial Services: |
12
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| Number of Years with Current Firm: |
4
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| Work Experience: |
18 years a worked as a RPT from University of TN in different parts of the state . 8 years worked for Raymond James in a corporate advisor roll. Past 4 years worked for L.P. Financial Advisor's,Inc as a independent broker dealer working with individual plans and business owner/plans as well as employee benefits for owners/employees.
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| I work with the following types of clients: |
Non-Profit Organizations, Individual Investors, Businesses, Employee Benefits
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Services |
| Investment Types: |
Banking MMF/CD, Mutual Funds, Options & Futures, Bonds, Stocks, Alternative Investments, Exchange Traded Funds (ETFs), Commodities, Insurance, Annuities, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Chartered Retirement Plans Specialist (CRPS®), Certified Senior Advisor (CSA)®
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| Securities Licenses: |
Series 7, Series 66
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| Insurance and Annuity Licenses: |
Disability, Annuity, Health, Life, Variable Annuity, Long Term Care, Variable Life
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| Financial Organization Memberships: |
National Association of Personal Financial Advisors (NAPFA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
300
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| Firm's Number of Planning Clients: |
100
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| Firm's Number of Managed Clients: |
100
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| Fee Structure: |
I am a fee-based financial professional
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| Minimum Portfolio Size for New Managed Accounts: |
$50,000
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| Compensation Methods: |
Based on Assets
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| Fee % Based on Assets: |
.40% - 2%
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| Additional Details on Charges: |
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| Minimum Fee Charged for Managed Accounts: |
$500.00
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| Minimum Fee Charged for Hourly Planning Accounts: |
$500.00
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| Minimum Fee Charged for Flat Fee Accounts: |
$500.00
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| Prepared By: |
Larry Prislovsky |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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We do offer the first consultation free for one hour . Also, we work on a pay as you go basis with no surrender fees but you will pay for serves rendered. The more you make the more we make . It really is a good way to keep your interest First because it is your money ! |
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What are your qualifications? What is your education background? |
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CRPS-Charter Retirement Plan specialist ,RIA, and CSA - Certified Senior Advisor |
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What is your approach to financial planning? |
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We use Beta Vest program which means we give you the complete picture of your plan with the probability of success for your lifetime in real numbers. Will give planning outline on request or our first meeting . But a better start is to look at my website under the active management tab. It does a great job with the three minute video showing how we are unique. |
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What services do you offer? |
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A full array from a true independent firm . Please look at my website www.TheStressReducer.com for the complete list. But a better start is to look at my website under the active management tab. It does a great job with the three minute video showing how we are unique. |
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| Q. |
How many clients do you currently manage? |
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Will you be the only person working with me? |
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Most likely me or my partner if needed .We work closely together especially when it comes to the correct portfolio for the client. Many times two heads are better than one. |
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How are you compensated? How will I pay for your services? |
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It depends typically a fee on the asset we are advising 1%-2% . The Active Management programs (Edge Tech)is by far the best value for returns . The other asset allocation models which are typically between 0.40%-1.40% depending on the completely . Will discuss more in detail about our first meeting to see what is best for you and of course be in writing . |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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Need to do the planning process to determine this? |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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All that are available from a true independent . Go to my website to see ALL of them and do your own quote if wanted UNDER the LIFE BASIC TAB on the website www.TheStressReducer.com. |
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| Q. |
Are there any pre-existing conditions that you can not cover? |
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Depends on the carrier but there are even some new self funding rides on insurance products that are now even available to the insurable i.e. long term care. Call for details. |
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How long does it take to complete the application and approval process? |
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It depends . It can be 1-3 days but you pay more for this option. Typically takes 1-2 months before approval. |
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Is there a maximum age that you can insure? |
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Not really but usually the cost goes up of course as we get older. |
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What services do you provide? What are your specialties? |
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Due to space please check out my website www.TheStressReducer.com to get more details in answering your questions here. But better start is to look at my website under the active management tab. It does a great job with the three minutes video showing how we are unique. |
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What is your experience? How many clients do you currently manage? |
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12 years experience being a CRPS/CSA from Raymond James to now with L.P. Financial Advisors,Inc. We presently mange over 300 clients. |
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What financial institution(s) do you represent? |
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We are a True Independent using what product is best for YOU in or out our network . But our custodian is with Fidelity their independent division if that helps. |
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How do you charge for your services? |
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It depends typically a fee on the asset we are advising 1%-2% . The Active Management programs (Edge Tech)is by far the best value for returns . The other asset allocation models which are typically between 0.40%-1.40% depending on the completely . Will discuss more in detail about our first meeting to see what is best for you and of course be in writing . |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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We are a True independent and very unique in the Knoxville,TN area . We are the ONLY ONES to have the Edge Tech program in this area. Let me show our past performance and models. I am a CRPS/CSA and use the Beta Vest financial planning process. Also,I would be glade to provide references upon request. |
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What are your management fees? |
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An advisor can either be paid from fees charged directly to the plan participants or plan sponsor,or from a portion of the investments. Look under my website www.TheStressReducer.com under "Why Hire a 401(k) Adviosr" for details. |
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What kind of plans do you specialize in? |
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See my website www.TheStressReducer.com under the tab "Choosing the Right Retirement Plan" for more details . Also, why we are the best for the investment advice look at my website under the active management tab. It does a great job with the three minute video showing how we are unique. |
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Do you have a minimum requirement for number of employees or total investment value? |
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1 person VERY common for the self employees i.e. doctors,contractors,and Realtors.Please check out my website under "Choosing Right Retirement" plan |
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What type of plans do you offer? |
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All types.See website www.TheStressReducer.com on all the different plans offered. |
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Do you offer any additional services? |
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We now ene offer individual planning to owners and key employees if wanted . Please check out the website under "Key Employees: for more details. |
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What are your qualifications? |
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CRPS,RIA,Financial Adviosr |
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What is your approach to Education Planning? |
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Look at the whole picture . |
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How long does the process of setting up an Education Plan usually take? |
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It depends usually 1-2 meetings with a quarterly review review and yearly update on the progress. |
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What financial institutions do you represent? |
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Independent all that are available. |
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How many years of experience do you have? |
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What are your fees for this service? |
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hourly fee or % of assets |
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Why should I work with you on setting up an Education Plan? |
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the process and true independent |
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Do you provide a free initial consultation? |
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What are your qualifications? |
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CRPS-Charter Retirement Plan specialist ,RIA, and CSA - Certified Senior Advisor |
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What is your approach to 401 K plan rollovers? |
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We use Beta Vest program which means we give you the complete picture of your plan with the probability of success for your lifetime in real numbers. Will give planning outline on request or our first meeting . |
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How long does the process of rolling over a 401K plan usually take? |
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Depends , usually very quickly 1 day to a month. . It really depends on the HR department and their process. |
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What financial institutions do you represent? |
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We are a True Independent using what product is best for YOU in or out our network . But our custodian is Fidelity their independent division if that helps. |
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| Q. |
How many years of experience do you have? |
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| Q. |
What are your fees for this service? |
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It depends typically a fee on the asset we are advising 1%-2% . The Active Management programs (Edge Tech)is by far the best value for returns . The other asset allocation models which are typically between 0.40%-1.40% depending on the completely . Will discuss more in detail about our first meeting to see what is best for you and of course be in writing . |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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We are a True independent and very unique in the Knoxville,TN area . We are the ONLY ONES to have the Edge Tech program in this area. Let me show our past performance and models. I am a CRPS/CSA and use the Beta Vest financial planning process. Also,I would be glade to provide references upon request. |
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Do you provide a free initial consultation? |
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