| Advisor Profile |
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| Name: |
David Smyth |
| Phone Number: |
(859) 317-2108 |
| Website: |
Visit Website
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Business Description |
| Years ago, in small towns across the country; when a person needed any type of help, from a doctor to a banker- they typically knew that they had at least one family member in town they could rely on. In today's world the family nucleus has stretched to include the left and right coasts. When a person needs financial help, they often times have to call upon a professional who they don't know. Subsequently, they entrust the care of assets, built over generations; to this individual. Oftentimes these assets are managed for current goals without any regard for future generations. At Family Financial Partners we understand that each of "Our Families" (our clients) are more than just account numbers. Our commitment to meet your unique needs will allow you the time to focus more on what matters most, your family. Family Financial: Growing Wealth, For Generations. Call us today to let us introduce our family to yours. |
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General Information |
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| Name of Broker/Dealer: |
The O.N. Equity Sales Company
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| States Licensed in: |
AL, CA, CT, FL, GA, IN, KY, MD, MO, NY, NC, OH, PA, TX, TX, VA, WA
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| Years of Experience in Financial Services: |
9
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| Number of Years with Current Firm: |
3
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| I work with the following types of clients: |
Individual Investors
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Services |
| Investment Types: |
Alternative Investments, Mutual Funds, Insurance, Annuities, Stocks, Bonds
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Qualifications & Memberships |
| Securities Licenses: |
Series 7
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| Insurance and Annuity Licenses: |
Long Term Care, Health, Life
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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Compliance |
| Registered Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Compensation Methods: |
Based on Assets, Commissions, Flat Fee, Hourly
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| Prepared By: |
David Smyth |
| Most Recent Update: |
11/19/2008 |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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We will provide referrals upon request. |
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| Q. |
What are your qualifications? What is your education background? |
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10 years of industry experience. Graduate of Asbury College, Wilmore, Kentucky. |
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What is your approach to financial planning? |
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We believe all clients should be taken through a complete review of their financial life (including areas such as Legal, Tax, Investments (Stock and Real Estate), Employee Benefits (if applicable), Insurance, as well as a full review of goals and objectives. Once we have a complete picture of what you are trying to achieve, we will then be able to discuss potential solutions to meet your needs. |
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What services do you offer? |
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We offer comprehensive financial plans with quarterly reviews. |
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How many clients do you currently manage? |
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We work with over 300 familes. |
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Will you be the only person working with me? |
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No, in our office we work as a team. Therefore, for certain needs you will be working with different staff members. This approach allows for all of us (in our office) to go on vacations with OUR families, while still providing you with great service. |
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How are you compensated? How will I pay for your services? |
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We are compensated by either hourly fees, advisory fees or commissions. We leave that decision up to you. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Yes, we prefer to discuss all changes with clients. |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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That is entirely up to you. Part of our process is that we will work with you to help you define your goals and objectives- as well as the level of risk you are comfortable taking. |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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As independent agents, we are able to shop your coverage in order to find you the best solution for your circumstance. |
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How long does it take to complete the application and approval process? |
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Is there a maximum age that you can insure? |
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What services do you provide? What are your specialties? |
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We focus on working with clients, typically age 40-70, married with children, who own their home, typically dual income wage earners (or one spouse may be self employed), who have the need to plan for their future retirement, kids college/ investment/employee benefit needs. Typical clients have a net worth greater than $250K and desire to meet with us on a quarterly basis. |
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What is your experience? How many clients do you currently manage? |
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Over ten years of industry experience. We currently work with over 300 families. |
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What financial institution(s) do you represent? |
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Securities offered through: The O.N. Equity Sales Company, Member NASD/SIPC, One Financial Way, Cincinnati, OH 45242 513.794.6794. |
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How do you charge for your services? |
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We are compensated by either hourly fees, advisory fees or commissions. We leave that decision up to you. |
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Do you provide a free initial consultation? |
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Yes, we give a complimentary hour of our time. |
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Why should I choose you as my financial advisor? |
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Our goal at Family Financial is to first help you put your financial house in order through financial planning. Then, through regularly scheduled quarterly meetings; fine tune your plan to continue to address your family's changing objectives. |
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What are your qualifications? |
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10 years of industry experience. Graduate of Asbury College, Wilmore, Kentucky. We currently work with over 300 families. |
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What is your approach to 401 K plan rollovers? |
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Once you have left your current employer, you have basically two decisions. 1) Leave the money in. 2) Roll the money out. We believe rollover IRAs offer you many more investment choices and options. |
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How long does the process of rolling over a 401K plan usually take? |
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Less than an hour. Though we would prefer to take you through our financial planning process in order to help you find the best solution to meet your needs. |
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What financial institutions do you represent? |
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As independent advisors we are able to provide you with an array of third service money managers. |
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How many years of experience do you have? |
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10 years of industry experience. Graduate of Asbury College, Wilmore, Kentucky. |
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What are your fees for this service? |
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We are compensated by either hourly fees, advisory fees or commissions. We leave that decision up to you. |
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How many 401K rollover clients do you currently manage? |
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Almost all of our clients- at one point or another- have had or will need to make a decision on "rolling over" a previous employer 401k account. Our belief is that by working with us before this "important decision" you will be much more comfortable working with us as your need for this service arrives. |
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Why should I roll over my 401K plan to your firm? |
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Our goal at Family Financial is to first help you put your financial house in order through financial planning. Then, through regularly scheduled quarterly meetings; fine tune your plan to continue to address your family's changing objectives. |
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Do you provide a free initial consultation? |
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Yes, we give a complimentary hour of our time. |
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