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Business Description |
| We have more than 24 years of financial consulting experience encompassing personal and corporate financial planning, tax consulting, portfolio management, insurance, investments, corporate finance, and mortgages. We are uniquely qualified to assist you with whatever financial issues you are concerned about. |
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| Prepared By: |
Robert Weissbein |
Frequently Asked Questions |
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| Q. |
What are your qualifications? What is your education background? |
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Bob Weissbein is the owner and President of Complete Financial, Inc. Bob has more than 24 years of financial services experience, encompassing personal and corporate financial planning, tax consulting, portfolio management, insurance, investments, corporate finance, and mortgages. |
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What is your approach to financial planning? |
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At an initial consultation, Bob will examine all financial aspects of your circumstances. This includes a review of your tax returns, investments, savings, and insurance. He will then tailor a plan that will attempt to minimize taxes, reduce risk and obtain the highest returns possible consistent with your tolerance for risk. |
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What services do you offer? |
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Complete Financial, Inc. services include corporate financial planning, tax consulting, portfolio management, insurance, investments, corporate finance, and mortgages.
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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I am a Registered Representative and Investment Advisory Representative with United Securities Alliance. This means that I can work with you on a fee basis or a commission basis or a combination of both, whichever you prefer. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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I will not execute any transaction without first discussing situation with you and then obtaiing your permission. |
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Do you offer any guaranteed results? |
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We obviously can not guarantee any results. We can guarantee that we will be responsive to you and your needs and always return phone calls promptly. |
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How much risk should I be willing to take? |
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That depends on you. We will establish your tolerance for risk as part of the initial planning process and prior to beginning any investment program. |
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Have you ever been charged with any breaches? |
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I have a perfect record of no complaints in a career of more than 24 years. |
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What carrier(s) do you represent? |
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All major carriers that are A rated or better |
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Are there any pre-existing conditions that you can not cover? |
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How long does it take to complete the application and approval process? |
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From days to weeks depending on the plan and your health |
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Is there a maximum age that you can insure? |
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What bank(s) are you associated with? |
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We have lending relationships with more than 100 banks. |
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Are you able to service customers with credit problems? |
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What is the turnaround time for the loan application? |
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We have an on line, automated application process. This means that I can take your application and in most cases have the loan approved and documents prepared for you within 30 minutes. The rest depends on how fast you can provide the required information and how fast we can get it through the underwriting process. This usually takes anywhere from a few days to a few weeks. |
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Why should I choose you for my refinance needs? |
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I am a financial advisor with more than 24 years of financial planning and consulting experience. Additionally, I have helped my clients with mortgages since 1997. A mortgage is possibly the most important financial tool, you have to achieve your financial objectives. Call me to discuss how to pick the right mortgage for your needs. |
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What bank(s) are you associated with? |
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We have lending relationships with more than 100 banks. |
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| Q. |
Are you able to service customers with credit problems? |
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| Q. |
What is the turnaround time for the loan application? |
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We have an on line, automated application process. This means that I can take your application and in most cases have the loan approved and documents prepared for you within 30 minutes. The rest is dependent on how fast you can provide the required information qnd how fast we can get it through the underwriting process. This usually takes anywhere from a few days to a few weeks. |
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| Q. |
Why should I choose you for my mortgage needs? |
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I am a financial advisor with more than 24 years of financial planning and consulting experience. Additionally, I have helped my clients with mortgages since 1997. A mortgage is possibly the most important financial tool, you have to achieve your financial objectives. Call me to discuss how to pick the right mortgage for your needs. |
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| Q. |
What services do you provide? What are your specialties? |
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Complete Financial, Inc. services include corporate financial planning, tax consulting, portfolio management, insurance, investments, corporate finance, and mortgages.
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| Q. |
What is your experience? How many clients do you currently manage? |
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Bob Weissbein is the owner and President of Complete Financial, Inc. Bob has more than 24 years of financial services experience, encompassing personal and corporate financial planning, tax consulting, portfolio management, insurance, investments, corporate finance, and mortgages. |
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What financial institution(s) do you represent? |
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We are completely independent and will work with you to tailor a plan using the best of the best of the financial institutions to meet your needs. |
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How do you charge for your services? |
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I am a Registered Representative and Investment Advisory Representative with United Securities Alliance, Inc. This means that I can work with you on a fee basis or a commission basis or a combination of both, whichever you prefer. |
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Do you provide a free initial consultation? |
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Yes, an initial consultation is at no charge. |
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Why should I choose you as my financial advisor? |
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I believe that first taking the time to fully understand your needs and goals is paramount to providing the advice and solutions that are important to you. Additionally, I have more than 24 years of experience providing true financial consulting.
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What are your management fees? |
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It varies based on the size of the plan and number of employees. |
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What kind of plans do you specialize in? |
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Typically smaller plans, with fewer than 200 employees |
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Do you have a minimum requirement for number of employees or total investment value? |
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What type of plans do you offer? |
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Do you offer any additional services? |
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Financial Consulting Services |
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What are your qualifications? |
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More than 10 years experience helping clients get their kids through college including savings plans and financial aid counselling. I have 3 sons, 2 through college, one in law school and one undergrad. |
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What is your approach to Education Planning? |
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Planning to maximize your ability to receive financial aid and then planning the most effective way for you to fund what won't be covered. |
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How long does the process of setting up an Education Plan usually take? |
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That depends how old your children are and what your resources are. |
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How many years of experience do you have? |
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I have been doing this since 1996. |
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What are your fees for this service? |
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$500 to $1000 depending on the situation. |
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How many Education Planning clients do you currently manage? |
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It varies from 3-8 at any given time. |
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Why should I work with you on setting up an Education Plan? |
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More than 10 years experience helping clients get their kids through college including savings plans and financial aid counselling. I have 3 sons, 2 through college, one in law school and one undergrad. |
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| Q. |
Do you provide a free initial consultation? |
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| Q. |
What are your qualifications? |
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Bob Weissbein is the owner and President of Complete Financial, Inc. Bob has more than 24 years of financial services experience, encompassing personal and corporate financial planning, tax consulting, portfolio management, insurance, investments, corporate finance, and mortgages. |
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| Q. |
What is your approach to 401 K plan rollovers? |
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I am a Registered Representative and Investment Advisory Representative with United Securities Alliance. This means that I can work with you on a fee basis or a commission basis or a combination of both, whichever you prefer. |
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How long does the process of rolling over a 401K plan usually take? |
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That depends on your employer's process. Some can be executed in a matter of days and others can take weeks. |
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What financial institutions do you represent? |
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I don't represent any financial institutions. I am your advisor and consultant and assist you with choosing the most appropriate investments for your needs. |
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| Q. |
How many years of experience do you have? |
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I have been doing this since 1981. |
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What are your fees for this service? |
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THis varies and is based on what type of relationship you want to have, fee based or commissions. Typically the relationship begins with a free initial consultation and then we determine the basis for our relatioship. Asset based fees range from .9% to 1.2% and hourly rates are $250. Alternativly we are compensated by product sponsors. It depends on you and your circumastances and desires. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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I am a Registered Representative and Investment Advisory Representative with United Securities Alliance. This means that I can work with you on a fee basis or a commission basis or a combination of both, whichever you prefer. Additionally, we are completely independent and will work with you to tailor a plan using the best of the best of the financial institutions to meet your needs. |
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| Q. |
Do you provide a free initial consultation? |
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