Business Description
I work with my clients to build successful long-term relationships based on the highest levels of trust, integrity, open communication and service. My goal is to provide real peace of mind for my clients by treating each of them individually, understanding their specific concerns, goals and passions then structuring an individualized program maximizing their chances for success. I then work with each client on an ongoing basis to see that their objectives are realized.
General Information Gender:    Male CRD#:    1448983 Name of Broker/Dealer:    LPL Financial Corporation States Licensed in:    AR, AZ, CA, FL, IA, IL, IN, MI, MN, MO, MS, NC, NV, PA, PR, SC, TX, WI States Willing to do Business in:    All States Years of Experience in Financial Services:    22 Number of Years with Current Firm:    13 Work Experience:    Before moving into the wealth management field I was an accountant at a major suburban hospital in the Chicago area. I work with the following types of clients:    Businesses, Individual Investors, Non-Profit Organizations
Education Academic Background   BBA - The University of Iowa (1980)
Services Investment Types:    Stocks Mutual Funds, Stocks, Bonds, Annuities, Insurance, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
Qualifications & Memberships Certifications, Accreditations & Designations:    Insurance License (Life & Health; Long Term Care; Specify below) Securities Licenses:    Series 8, Series 6, Series 7, Series 22, Series 24, Series 31, Series 63, Series 65 Insurance and Annuity Licenses:    Variable Annuity, Long Term Care, Variable Life, Disability, Annuity, Health, Life Financial Organization Memberships:    Financial Services Institute
Firm Information Number of Advisors in Office:    Up to 10 employees I work with clients as part of a team:    Yes Assets Managed by Firm:    $50,000,000 Assets Managed by Advisor:    $50,000,000
Compliance Registered Representative:    Yes Investment Advisor Representative:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-based financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    $200,000 Compensation Methods:    Based on Assets, Commissions
Prepared By:	Christopher Stein

Frequently Asked Questions

Q.	What services do you provide? What are your specialties?

Q.	What is your experience? How many clients do you currently manage?

Q.	How do you charge for your services?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

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Q.	What services do you provide? What are your specialties?
My job is to help each client reach their goals and dreams. I specialize in retirement planning, rollovers, investment management, and risk control. I work with most investments including stocks, bonds, mutual funds, alternative investments, annuties, cd's and many others. I also provide life insurance, disability insurance and long-term care coverage.

Q.	What is your experience? How many clients do you currently manage?
I've been a Financial Advisor for over 23 years. I've been running my own firm in Skokie for over 14 years. I currently work with about 210 clients.

Q.	How do you charge for your services?
Generally, I believe a fee based approach is in the client's best interest as it takes away a potential conflict of interest inherent in a transaction based approach. My fee is generally 1%-1.5% of assets under management per year. I can work on a commission basis for those clients that prefer it.

Q.	Do you provide a free initial consultation?
Yes

Q.	Why should I choose you as my financial advisor?
Because I care about each client. I take the time to learn what makes each client tick, what their goals and dreams are as well as what keeps them up at night. Then I prepare a customized Financial Analysis which specifically addresses all their goals and concerns. I help them impliment their program and work with them on an ongoing basis to help keep them on track.