| Advisor Profile |
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Business Description |
| At our firm, we do more than just manage investment portfolios. We serve as your trusted advisor as you work toward your financial goals. Our innovative process helps you clarify what’s important to you, reveals the reality of your current situation, uncovers your financial goals and results in a plan that will help you bridge the gap. |
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General Information |
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| Insurance License#: |
508752
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| Name of Broker/Dealer: |
Raymond James Financial Services, Inc. Member FINRA/SIPC
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| States Licensed in: |
GA, FL, NC, AL, NY, MT, PA, LA, IL
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| States Willing to do Business in: |
SC
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| Years of Experience in Financial Services: |
14
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| Number of Years with Current Firm: |
6.5
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| Work Experience: |
2003-Present Raymond James Financial Services, Independent Financial Consultant to Individuals and Families focused on comprehensive financial planning and investment strategies.
1999-2003 Prudential Securities, Financial Advisor to Individuals and Families focused on investment planning and strategy.
1996-1999 Morgan Stanley Dean Witter, Account Executive to Individuals and Families focused on investment planning and strategy.
1993-Present U.S. Army, Major, Infantry and Logistics Officer serving on Active Duty from 1993-1996, Army Reserves 2000-Present including a 2 year tour in support of the Operations Noble Eagle, Enduring Freedom, and Iraqi Freedom.
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| I work with the following types of clients: |
Individual Investors, Businesses
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Education |
| Academic Background |
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| BS, Civil Engineering - Auburn University (1993) |
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Services |
| Investment Types: |
Real Estate Investment Trusts, Insurance, Bonds, Stocks, Annuities, Commodities, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Preferred Portfolio Management Certificate
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| Securities Licenses: |
Registered Investment Advisor Rep, Series 31, Series 7, Series 9, Series 10, Series 63, Series 65
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| Insurance and Annuity Licenses: |
Variable Annuity, Long Term Care, Variable Life, Disability, Life, Accident, Annuity, Health
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| Financial Organization Memberships: |
Financial Services Institute
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| Non-Financial Organization Memberships: |
North Point Community Church
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Advisor's Number of Clients: |
50
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| Assets Managed by Advisor: |
$23 million
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$250,000
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| Compensation Methods: |
Based on Assets, Flat Fee
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| Fee % Based on Assets: |
.75-1.5%
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| Prepared By: |
Chuck Lanford |
Frequently Asked Questions |
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| Q. |
What are your qualifications? What is your education background? |
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Series 7 General Securities, Series 9/10 General Securities Supervisor, Series 31 Managed Futures Approved Person, 63/65 Registered Investment Advisor Rep Licensed. Life, Health, Disability, and Long Term Care Insurance Licensed. Variable Universal Life Licensed. Certificate holder of Raymond James Preferred Portfolio Management Course. |
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What is your approach to financial planning? |
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We utilize a process called Values Based Financial Planning that aligns your investment and other financial decisions with your lifetime goals and personal values. We help clients get their financial house completely in order and keep it there for the rest of their lives. |
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What services do you offer? |
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Comprehensive Financial Planning to include: Portfolio/Investment Management to fund every goal, Cash Reserves strategy, Debt Reduction strategy, and Risk Management/Insurance strategy. We will recommend other qualified Subject Matter Experts such as CPAs and/or Attorneys as necessary. |
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How many clients do you currently manage? |
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Currently maintain comprehensive financial planning and porfolio management services for 41 families. My goal is to add only 34 new client households over the next couple of years and serve only those 75 families after that. |
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Will you be the only person working with me? |
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Myself, my staff of deliverables team members and subject matter experts will support all efforts for the clients' benefit. |
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How are you compensated? How will I pay for your services? |
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Fee for financial plan and annual fee based on assets managed. |
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Do you provide a free initial consultation? |
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