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Business Description |
| For over 20 years, our mission has been to place our clients' interests first, to provide comprehensive financial planning and investment mangement, and to be a premier provider of innovatice and timely strategies that ensure every client meets their established lifetime objectives. |
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General Information |
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| States Licensed in: |
OH, KY, IL, IN
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| States Willing to do Business in: |
OH, KY, IL, IN
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| Years of Experience in Financial Services: |
20
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| Number of Years with Current Firm: |
9
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| Work Experience: |
Dave is Chief Investment Officer, serves as Senior Advisor for many client relationships and is a member of the Investment Policy Committee. He is a CERTIFIED FINANCIALPLANNER? and Certified Trust and Financial Advisor with twenty years of professional investment management and financial planning experience. He graduated from Villanova University with a Bachelor of Science, Accounting and a Master of Science, Taxation. His educational background also includes the College for Financial Planning and the Cannon Financial Institute. He began his career with the Vanguard Group, a leading mutual fund company, where he was a Senior Investment Advisor along with facilitating the creation of a new managed account service. His professional memberships include the National Association of Personal Financial Advisors, the Financial Planning Association, the Cincinnati Estate Planning Council, the American Bankers Association, and the Paladin Registry. He is also on the Finance and Investment Committee for the Cincinnati Association for the Blind and Visually Impaired, a non-profit community service organization. Dave is recognized as a Five-Star Advisor through Paladin Registry and as a 2008 Reuters Top Advisor. In 2009, Businessweek Ranked Dave as one of the Top 50 Independent Investment Advisors in the country.
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| I work with the following types of clients: |
Non-Profit Organizations, Individual Investors
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Education |
| Academic Background |
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BS, Accounting - Villanova University
Masters, Taxation - - Villanova University |
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Services |
| Investment Types: |
Real Estate, Mutual Funds, Annuities, Stocks, Bonds, Alternative Investments, Exchange Traded Funds (ETFs)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Certified Trust and Financial Advisor (CTFA), Certified College Planning Specialist(CCPS)
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| Securities Licenses: |
(Not needed as an RIA)
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| Insurance and Annuity Licenses: |
Health, Life
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| Financial Organization Memberships: |
National Association of Personal Financial Advisors (NAPFA), Financial Planning Association (FPA), Paladin Registry
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
165
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| Firm's Number of Planning Clients: |
120
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| Firm's Number of Managed Clients: |
165
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| Assets Managed by Firm: |
$160M
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Compliance |
| Registered Investment Advisor: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| Fee Structure: |
I am a fee-only financial professional
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| Minimum Portfolio Size for New Managed Accounts: |
$5,000
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| Compensation Methods: |
Based on Assets, Flat Fee
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| Fee % Based on Assets: |
1%
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| Additional Details on Charges: |
First $500,000 of Investments 1.25%
$500,000 to $999,999 of Investment 1.00%
$1,000,000 to $1,499,999 of Investment 0.90%
$1,500,000 to $1,999,999 of Investment 0.80%
$2,000,000 to $2,499,999 of Investment 0.70%
Over $2,500,000 in Investment Assets 0.60%
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| Prepared By: |
Dave Wilder |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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We offer a satisfaction guarantee for initial Financial Management Review. |
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| Q. |
What are your qualifications? What is your education background? |
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Dave is Chief Investment Officer, serves as Senior Advisor for many client relationships and is a member of the Investment Policy Committee. He is a CERTIFIED FINANCIALPLANNER™ and Certified Trust and Financial Advisor with twenty years of professional investment management and financial planning experience and has a Master’s in Taxation. |
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| Q. |
What is your approach to financial planning? |
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We provide a comprehensive Financial Management which will provide a concise, customized review of your current financial position, prioritize areas of financial importance to you, and quantify what needs to be done for successfully accomplishing your financial goals and objectives. |
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What services do you offer? |
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The Financial Management Review includes Tax Reduction Planning, Investment Advisory Services, College Planning and Selection, Retirement Planning, Employee Benefits Review, Cash Flow and Debt Management, Estate and Trust Planning, Succession and Business Planning for Successful Small Businesses, Risk Management and Insurance Planning, Lifetime Goal Setting and Implementation. |
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| Q. |
How many clients do you currently manage? |
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We manage approximately 150 client relationships. |
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| Q. |
Will you be the only person working with me? |
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You will be assigned lead contacts for both your financial planning and investment managment needs. |
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| Q. |
How are you compensated? How will I pay for your services? |
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We accept no commissions for services or financial products. We are a fee-only firm, which helps to ensure all advice provided is in your best interest. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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We maintain a discretionary relationship for our clients. |
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| Q. |
Do you offer any guaranteed results? |
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We are registered with the Securities and Exchange Commission and, as such, are not permitted to guarantee investment returns. |
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| Q. |
How much risk should I be willing to take? |
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All portfolios are structured and customized based on the individual's risk tolerance, timeframes, and other criteria. |
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| Q. |
Have you ever been charged with any breaches? |
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What are your qualifications? |
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We have Certified Financial Planning professionals as well as a Certified College Planning Specialist on staff. |
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| Q. |
What is your approach to Education Planning? |
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We use a comprehensive planning approach that combines little-known strategies to make college a more affordable financial experience for parents and a rewarding life experience for students. |
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| Q. |
How many years of experience do you have? |
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We have 20+ years for experience providing this service. |
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| Q. |
Why should I work with you on setting up an Education Plan? |
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Our unique approach as discussed above is unlike any other approach. We complete FASFA forms for our clients as well. |
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| Q. |
Do you provide a free initial consultation? |
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