Business Description

I started Diversified Wealth Management in order to offer my clients an independent non-biased financial planning and financial services source.

Because every client has different priorities, I offer my clients the flexibility to choose the way they want to work with me.

Because every client is different and has unique financial planning objectives, I offer my clients advice and services that are not tied to any specific company or products.

I have spent years attaining advanced professional designations (CFP, CLU, ChFC. AAMS, CRPC) to assure that I am the best educated and best trained financial advisor possible.

Please contact me for more information or a brief conversation.

General Information

Gender:

Male

CRD#:

2447415

States Licensed in:

States Willing to do Business in:

Years of Experience in Financial Services:

Number of Years with Current Firm:

I work with the following types of clients:

Businesses, Individual Investors

Education

Academic Background

Services

Investment Types:

Real Estate, Exchange Traded Funds (ETFs), Alternative Investments, Bonds, Stocks, Annuities, Insurance, Commodities, Mutual Funds, Options & Futures, Socially Responsible Investments (SRI)

Qualifications & Memberships

Certifications, Accreditations & Designations:

CERTIFIED FINANCIAL PLANNER™ Certificant, Accredited Wealth Management Advisor(AWMA), Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), Certified Estate Advisor (CEA)®, Chartered Retirement Planning Counselor (CRPC®), Accredited Asset Management Specialist (AAMS®)

Securities Licenses:

Series 65, Series 63, Series 31, Series 24, Series 7, Series 6

Insurance and Annuity Licenses:

Long Term Care, Annuity, Disability, Variable Annuity, Life, Variable Life

Financial Organization Memberships:

National Association of Personal Financial Advisors (NAPFA), National Association of Insurance and Financial Advisors (NAIFA), Financial Planning Association (FPA)

Firm Information

Number of Advisors in Office:

Up to 10 employees

I work with clients as part of a team:

Yes

Assets Managed by Firm:

Yes

Compliance

Registered Representative:

Yes

Investment Advisor Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

Fee Structure:

I am a fee-based financial professional

Minimum Portfolio Size for New Managed Accounts:

Compensation Methods:

Commissions, Flat Fee, Hourly, Based on Assets

Fee % Based on Assets:

1% or less

Hourly Rate:

$ call

Flat Fee Rate:

$ call

Additional Details on Charges:

The highest wrap fee I charge is 1.00% and goes down form there. The fee is based on the investment services my client needs.

My hourly fee can be converted into a flat fee arrangement also. My flat fee (or retainer fee) ranges from $750.00 to $2,500.00 depending on the services requested.

Prepared By:

Todd Terhorst, CFP, CLU, ChFC, AAMS, CRPC, CEA