| Advisor Profile |
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| Name: |
Robert Noe |
| Phone Number: |
(630) 230-1497 |
| Website: |
Visit Website
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Business Description |
| The sole focus of my business is to help my clients acheive their investment and financial goals. I am an independent, fee-only advisor. Therefore, I am unbiased when making investment recommendations. I do not receive compensation from mutual fund or insurance companies for selling their products. I build diversified investment portfolios that are customized for each of my clients. Portfolios are composed primarily of low-cost mutual funds and exchange traded funds (ETFs). My goal is to build long-term investment relationships with my clients. |
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General Information |
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| States Willing to do Business in: |
IL
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| Years of Experience in Financial Services: |
10
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| Number of Years with Current Firm: |
4
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| Work Experience: |
1997 - 2000 Investment Analyst for Illinois Teachers' Retirement System
2000 - 2006 Investment Analyst for Illinois Municipal Retirement Fund
2003 - Present (Investment Advisor) Noe Investment Planning and Management
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| I work with the following types of clients: |
Individual Investors
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Education |
| Academic Background |
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| Degree in Business Finance - Eastern Illinois University |
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| Investment Types: |
International Investments, Bonds, Stocks, Exchange Traded Funds (ETFs), Mutual Funds
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Chartered Financial Analyst (CFA)
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| Financial Organization Memberships: |
CFA Institute
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Firm's Number of Clients: |
18
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| Firm's Number of Planning Clients: |
18
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| Firm's Number of Managed Clients: |
9
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| Assets Managed by Firm: |
$6,500,000
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| Advisor's Number of Clients: |
18
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| Advisor's Number of Managed Clients: |
9
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| Advisor's Number of Planning Clients: |
18
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| Assets Managed by Advisor: |
$6,500,000
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Compliance |
| Registered Investment Advisor: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-only financial professional: |
Yes
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| I am a fee-based financial professional: |
Yes
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| Compensation Methods: |
Based on Assets, Flat Fee
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| Fee % Based on Assets: |
1%
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| Additional Details on Charges: |
-$125 per general investment consulting session
-$250 for a one-time investment plan
Managed Account Fee Schedule:
1.00% the first $250,000
0.80% the next $250,000
0.60% the next $500,000
0.50% the next $1,500,000
0.30% amounts over $2,500,000
*Minimum annual fee is $800
(Managed account clients receive investment planning services for free.)
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| Minimum Fee Charged for Managed Accounts: |
$800
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| Minimum Fee Charged for Hourly Planning Accounts: |
N/A
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| Minimum Fee Charged for Flat Fee Accounts: |
$125
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| Prepared By: |
Robert Noe |
| Most Recent Update: |
05/30/2008 |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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I do not have a refund policy. |
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| Q. |
What are your qualifications? What is your education background? |
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I have acheived the CFA designation, and I am a Registered Investment Advisor (RIA). I have a Business - Finance degree from Eastern Illinois University. |
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What is your approach to financial planning? |
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In simple form, my process is to understand my clients financial goals and then to build a roadmap (Investment Plan) to acheive those goals. Because each client has a different risk tolerance and each goal has a different time horizon, I do not take a one size fits all approach. |
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What services do you offer? |
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I offer investment planning and investment management services. |
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How many clients do you currently manage? |
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I currently have 18 full-time clients |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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I am completely fee-based (no sales or commission charges). Fees are billed after the services have been provided. Investment management fees are billed at the end of each quarter. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Normally I do not obtain permission every time I buy or sell something. However, for every account that I manage, the client and I agree upon set of investment guideline that must be followed. |
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Do you offer any guaranteed results? |
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I cannot guarantee results. |
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How much risk should I be willing to take? |
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My job is to understand the risk tolerance of each of my clients. No person should take on more risk than what they are willing to take. All portfolios are customized for each individual client. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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I offer investment planning and investment management services. I specialize in building investment portfolios to meet client objectives and goals. |
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What is your experience? How many clients do you currently manage? |
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I have over ten years of investment experience. I started my own advisory firm in 2003. I currently have 18 full-time clients. |
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What financial institution(s) do you represent? |
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I am an independent advisor. I do not represent any financial institution. |
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How do you charge for your services? |
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I am 100% fee-based. I charge fees for investment planning and for investment management. If I manage over $80,000 for a client, then they receive investment planning services for no additional cost. |
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Do you provide a free initial consultation? |
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Yes. All initial consultations are free. |
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| Q. |
Why should I choose you as my financial advisor? |
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My two biggest selling points are being independent and being fee-only. I am totally client-focused, with no conflicts of interest. I am not here to sell products. I am here to help clients acheive their investment goals. |
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What are your qualifications? |
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I am a Registered Investment Advisor (RIA) and have acheived the CFA designation. |
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| Q. |
What is your approach to 401 K plan rollovers? |
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My main focus is not the rollover process in and of itself. I am mostly concerned about building a low-cost portfolio in a Rollover IRA account that meets the client's investment goals. I do not charge sales loads or commissions. I receive fees for managing the new IRA account. |
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How long does the process of rolling over a 401K plan usually take? |
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It usually takes 2 to 4 weeks, depending on the paperwork required by the old company's 401k plan. |
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What financial institutions do you represent? |
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I am an independent advisor. I do not represent any financial institution. |
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How many years of experience do you have? |
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I have over 10 years of investment experience. |
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What are your fees for this service? |
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The only fees I charge are for putting together an investment plan for the rollover portfolio or for managing the new Rollover IRA account. |
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How many 401K rollover clients do you currently manage? |
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I manage many different accounts for my clients. Specifically, I manage rollover accounts for 8 of my current clients. |
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| Q. |
Why should I roll over my 401K plan to your firm? |
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My two biggest selling points are being independent and being fee-only. I am totally client-focused, with no conflicts of interest. I am not here to sell products. I am here to build portfolios so that clients acheive their investment goals. |
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Do you provide a free initial consultation? |
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Yes. All initial consultations are free. |
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