Business Description

Make sure that the winds of time and change will take you to where you want to go.

General Information

Gender:

Female

CRD#:

2497199

Firm CRD#:

13572

Insurance License#:

GRAMBTL512LH

Name of Broker/Dealer:

Financial Network Investment Corp., a member of ING Advisor Network

Name of Custodial Firm:

Pershing

States Licensed in:

WA., OR., MN., CA.

States Willing to do Business in:

N.M., ID., NV,

Years of Experience in Financial Services:

Number of Years with Current Firm:

Work Experience:

My introduction to the Brokerage Business was as a stock jock. I've progressed through the years to estate planning. My clients are advised on ownership of individual stocks to individual bonds, topped off with life insurance for a well rounded investment portfolio. If a mutual fund is appropriate for a particular portfolio, that will be considered also. Let's start with a good Investment Policy Statement to achieve a well-rounded investment portfolio.

I work with the following types of clients:

Non-Profit Organizations, Individual Investors

Services

Investment Types:

ESTATE PLANNING, Exchange Traded Funds (ETFs), Bonds, Stocks, Annuities, Insurance, Mutual Funds, Socially Responsible Investments (SRI)

Qualifications & Memberships

Certifications, Accreditations & Designations:

Insurance License (Life & Health; Long Term Care; Specify below)

Securities Licenses:

Series 6, Series 7, Series 63, Series 65

Insurance and Annuity Licenses:

Variable Annuity, Variable Life, Annuity, Health, Life

Financial Organization Memberships:

National Association of Insurance and Financial Advisors (NAIFA)

Non-Financial Organization Memberships:

Altrusa Int'l of Longview/Kelso

Firm Information

Number of Advisors in Office:

Up to 10 employees

I work with clients as part of a team:

Yes

Assets Managed by Firm:

Yes

Compliance

Registered Investment Advisor:

Yes

Registered Representative:

Yes

Investment Advisor Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

100,000

Compensation Methods:

Commissions, Based on Assets

Fee % Based on Assets:

maximum 2%

Additional Details on Charges:

I have two different types of charges: Fee Based accounts I charge a laddered fee: starting @ 2% maximum, 50 basis points minimum - dependent on portfolio value. The other type would be a straight commission.

Minimum Fee Charged for Managed Accounts:

50 bps

Prepared By:

Terry Barnes Grambo

Most Recent Update:

05/02/2008