Business Description
Atlantic Wealth Management Corp. (AWM) is a private Investment Advisor (IA) Registered with the Pennsylvania and New Jersey Securities Bureaus under the Investment Advisors Act of 1940. Our primary objective is to identify our clients planning needs and investment objectives. All clients have the option of receiving a comprehensive or consolidated financial report to complement the Investment Policy Statement (IPS). The report inludes cash flow planning, current and forecast asset & liability values, insuarnce assessment, estate planning strategies, and invesment portfolio modeling, The Investment Policy Statement (IPS) outlines and prescribes a prudent and acceptable individualized investment philosophy and sets out the investment managment procedures along with the short to long term objectives for you the investor. Articulating a short-long term investment policy explicitly, and in writing, offers significant assistance to me in protecting your portfolio from ad hoc revisions of a well-reasoned policy based on important personal considerations. A written policy helps assure rational analysis is the primary basis for important investment decisions.
General Information Gender:    Male CRD#:    3271902 Firm CRD#:    113468 Name of Custodial Firm:    Charles Schwab Institutional States Licensed in:    NJ, PA States Willing to do Business in:    NJ, NY, PA, CT, DE, FL Years of Experience in Financial Services:    8 Number of Years with Current Firm:    3 Work Experience:    Atlantic Wealth Management Corp Rosselli Asset Management Guardian Park Avenue Securities I work with the following types of clients:    Businesses, Trusts, Individual Investors
Education Academic Background   B.S. Finance, Rider University
Services Investment Types:    Options & Futures, Mutual Funds, Annuities, Alternative Investments, Exchange Traded Funds (ETFs), Real Estate, Stocks, Bonds
Qualifications & Memberships Certifications, Accreditations & Designations:    RIA Securities Licenses:    Series 7, Series 6, Series 65 Insurance and Annuity Licenses:    No-Load Annuities Only, Annuity Financial Organization Memberships:    Paladin Registry, Philadelphia Securities Association, National Association of Personal Financial Advisors (NAPFA)
Firm Information Number of Advisors in Office:    Up to 10 employees Firm's Number of Clients:    132 Firm's Number of Planning Clients:    36 Assets Managed by Firm:    Yes Advisor's Number of Clients:    120 Assets Managed by Advisor:    13450000
Compliance Registered Investment Advisor:    Yes Investment Advisor Representative:    Yes I am an acknowledged fiduciary:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-only financial professional:    Yes I am a fee-based financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    100,000 Compensation Methods:    Hourly, Flat Fee, Based on Assets Fee % Based on Assets:    1 Hourly Rate:    200.00 Additional Details on Charges:    Asset Mangement / Comprehensive Financial Planning: Clients have the option of working on a retainer basis or flat percentage based on assets under management. Depending on the clients planning objectives there are three Investment Advisory agreements the client can utilize. Regarding asset management the Advisor and client negotiate a flat annual percentate of assets, for example, 1% annually that is prorated and caluclated on a quarterly basis (.25% quarterly for example) and is billed directly from the clients account. Depending on the portfolio value there are reductions in asset management fee as accounts graduate to higher value bands. The other two options are on a retainer basis or an hourly of $200.00 per hour billed on 15 minute intervals. Minimum Fee Charged for Managed Accounts:    500 Minimum Fee Charged for Hourly Planning Accounts:    500 Minimum Fee Charged for Flat Fee Accounts:    500
Prepared By:	Jeffrey Rosselli
Most Recent Update:	06/19/2008

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	What services do you provide? What are your specialties?

Q.	What is your experience? How many clients do you currently manage?

Q.	What financial institution(s) do you represent?

Q.	How do you charge for your services?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

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Q.	Do you have a customer satisfaction or refund policy?
Yes, as outlined within ADV II, Schedule F

Q.	What are your qualifications? What is your education background?
Registered Investment Advisor, B.S. in Finance from Rider University

Q.	What is your approach to financial planning?
I use NaviPlan which is a comprehensive finanical planning software that allows me to prepare in depth Cash Flow Statements, Asset & Liability snap shots, New Worth report, Insurance Analysis, and Estate Planning

Q.	What services do you offer?
Private Asset Management for Indviduals, Families, Small/Mid Sized Businesses, and Trusts along with comprehensive finanical reports

Q.	How many clients do you currently manage?
132

Q.	Will you be the only person working with me?
Yes

Q.	How are you compensated? How will I pay for your services?
Flat Fee or Hourly Billing. Depending on the asset allocation we would negotiate a flat fee to manage the investment portfolio. Financial plans could consist of hourly work or a project fee depending on the size and scope of the planning.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Investors have the opiton of engaging my Investment Advisory services on a discretionary or non-discrtionary basis.

Q.	Do you offer any guaranteed results?
NO

Q.	How much risk should I be willing to take?
The customized Investment Policy Statement (IPS) would address your planning objectives and the type(s) of portfolio's you would need to engineer to have the highest probability of meeting your objectives; the IPS would cover such areas as risk tolerance,

Q.	Have you ever been charged with any breaches?
NO

Q.	What services do you provide? What are your specialties?
Private Asset Management and comprehensive financial planning. I specialize in portfolio management; I have a proprietary research and investment model I use to build portoflios.

Q.	What is your experience? How many clients do you currently manage?
I have 9 years of asset management and financial planning experience and currently manage 132 client accounts.

Q.	What financial institution(s) do you represent?
As a private Registered Investment Advisor I selected Charles Schwab Institutional as a custodian to house my clientele's assets. Clientele then engage AWM's Investment Advisory serivces to manage their accounts at Schwab on their behalf.

Q.	How do you charge for your services?
I negotiate a flat fee for asset management and depending on the size and scope of the financial plan we would determine which route would be more cost effective, an hourly rate or project cost.

Q.	Do you provide a free initial consultation?
Yes

Q.	Why should I choose you as my financial advisor?
As a member of NAPFA, I'm held to extrodinarly high standards and don't work on commissions in an effort to eliminate all potential conflicts of interest within the client / advisor relationship. All Investment Polcy Statements are designed to reflect the clients objectives and ensure the portfolio & financial plans adapts on a continual basis as market conditions or clients' needs necessitate.