| Advisor Profile |
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| Name: |
Scott Ziska |
| Phone Number: |
(440) 287-7742 |
| Website: |
Visit Website
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Business Description |
It is the mission of Stratos Wealth Partners to assist individuals and business owners in developing the financial strategies necessary to help meet their financial goals.
Utilizing our unique blend of technical expertise and common sense financial direction, clients' needs will be identified and solutions offered. Implementation of the effective design and continuing client participation will assure our future together.
Our objective is to build and maintain Stratos Wealth Partners into a respected firm...measured by the satisfaction and success of our clients. |
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General Information |
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| Name of Broker/Dealer: |
LPL Financial Corporation
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| States Licensed in: |
OH, PA
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| Years of Experience in Financial Services: |
11
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| Number of Years with Current Firm: |
5
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| I work with the following types of clients: |
Business Owners, Non-Profit Organizations, Individual Investors, Investment Clubs
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Education |
| Academic Background |
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| BS, Accounting - John Carroll University |
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Services |
| Investment Types: |
Mutual Funds, Insurance, Annuities, Bonds
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Qualifications & Memberships |
| Securities Licenses: |
Series 6
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| Insurance and Annuity Licenses: |
Life, Health, Annuity, Disability, Variable Life, Variable Annuity, Disability Income, Long Term Care
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Firm Information |
| Number of Advisors in Office: |
10 - 99 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
1000+
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| Firm's Number of Planning Clients: |
1000+
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| Firm's Number of Managed Clients: |
1000+
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| Advisor's Number of Clients: |
100+
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| Advisor's Number of Managed Clients: |
100+
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| Advisor's Number of Planning Clients: |
100+
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Compliance |
| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$100,000
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| Compensation Methods: |
Commissions, Based on Assets, Flat Fee
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| Additional Details on Charges: |
We offer services that are either asset, commission or fee based, depending on the individual situation
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| Prepared By: |
Scott Ziska |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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Our firm provides 100% moneyback guarantee on all financial plans created for our clients. |
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| Q. |
What are your qualifications? What is your education background? |
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I personally have 11+ years of experience, while our firm has been in business 100+ years. I have a Bachelor of Science and Bachelor of Administration in Accounting from John Carroll University (Cleveland Ohio) I maintain a NASD securities license in the state of Ohio, as well as a life, health and variable annuity license in the states of Ohio, Pennsylvania and Maryland |
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What is your approach to financial planning? |
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We take a top down total approach; we review your entire situation, not just one part or another. Our feeling is, what good does it do to be planned perfectly in one area, and have glaring weakness in another? We seek to coordinate and strengthen your entire situation. |
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What services do you offer? |
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We offer guidance in the areas of financial planning, 401(k)/IRA rollovers, retirement planning, insurance planning, special needs planning, as well as educational planning. We also advise business owners in the areas of employee benefit planning for employers with 1 or more employees (Includes medical, dental, qualified retirement plans, etc) |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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No, we have an entire team of professionals we consult with, which include attorneys and accountants, depending on your specific needs. |
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| Q. |
How are you compensated? How will I pay for your services? |
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Our compensation varies depending on the specifics and complexity of your current situation. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Yes, we do not maintain any trading authority over your accounts; we must have your approval to make any changes. |
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| Q. |
Do you offer any guaranteed results? |
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No, no advisor can guarantee what the markets will do, but I do guarantee we will work hard to be sure you have the best, most thought out plan you could have. |
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| Q. |
How much risk should I be willing to take? |
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The amount of risk you are willing to take is a personal decision made by the client |
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Have you ever been charged with any breaches? |
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What are your rate plans? |
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Rates depend on healthcare plan and which carrier is chosen. |
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What is covered? |
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We can offer healthcare plans for anyone from an individual healthcare plan upto and including large multi location employers, and every size in between. |
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Are pre-existing conditions covered? |
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Depends on the plan and carrier |
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Can I choose my own healthcare provider? |
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Sure, completely your decision |
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Is there a waiting period? |
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Depends on the plan and carrier |
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Does this plan include dental coverage? |
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Depends on the plan and carrier |
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What carrier(s) do you represent? |
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We are able to obtain rates/polocies from virutually any provider in the market today |
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Are there any pre-existing conditions that you can not cover? |
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Depends on the plan and carrier |
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| Q. |
How long does it take to complete the application and approval process? |
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Usually can be completed in less than 30 minutes, approval depends on the size of the policy, the carrier and the general overall health of the person to be insured |
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Is there a maximum age that you can insure? |
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What services do you provide? What are your specialties? |
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We offer guidance in the areas of financial planning, 401(k)/IRA rollovers, retirement planning, insurance planning, special needs planning, as well as educational planning. We also advise business owners in the areas of employee benefit planning for employers with 1 or more employees (Includes medical, dental, qualified retirement plans, etc) |
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| Q. |
What is your experience? How many clients do you currently manage? |
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11+ years, over 100 clients |
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What financial institution(s) do you represent? |
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We are a non captive firm, which means we are free to use any and all financial firms in the marketplace today. |
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How do you charge for your services? |
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Our compensation varies depending on the specifics and complexity of your current situation. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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The approach we use will provide you with not only me as a planner, but also provide you access to our entire firms background, experiance and expertise. |
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What are your management fees? |
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Depends on the specific 401(k) plan |
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What kind of plans do you specialize in? |
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We have access to everything from an individual (uni-K) or personal 401(k) plan, to a SEP, to more traditional employer paid plans, or less commonly seen Defined Benefit plans as well. |
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Do you have a minimum requirement for number of employees or total investment value? |
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What type of plans do you offer? |
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We have access virtually any 401(k)/Retirement plan provider in the market place today. |
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Do you offer any additional services? |
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Comprehensive review of existing plans, as well as company specific, enrollment services for you and your employees. |
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| Q. |
What are your qualifications? |
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I personally have 11+ years of experience, while our firm has been in business 100+ years. I have a Bachelor of Science and Bachelor of Administration in Accounting from John Carroll University (Cleveland Ohio) I maintain a NASD securities license in the state of Ohio, as well as a life, health and variable annuity license in the states of Ohio, Pennsylvania and Maryland. |
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What is your approach to Education Planning? |
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We take a top down total approach; we review your entire situation, not just one part or another. Our feeling is, what good does it do to be planned perfectly in one area, and have glaring weakness in another? We seek to coordinate and strengthen your entire situation. |
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How long does the process of setting up an Education Plan usually take? |
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The process is simple, but we prefer to review the situation and be sure we recommend the right "option" to fund for an education; this may take 2-3 meetings, depending on the situation. |
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What financial institutions do you represent? |
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We are a non captive firm, which means we are free to use any and all financial firms in the marketplace today. |
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| Q. |
How many years of experience do you have? |
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I personally have 11+ years of experience, while our firm has been in business 100+ years. |
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What are your fees for this service? |
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Our compensation varies depending on the specifics and complexity of your current situation. |
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| Q. |
How many Education Planning clients do you currently manage? |
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Why should I work with you on setting up an Education Plan? |
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The approach we use will provide you with not only me as a planner, but also provide you access to our entire firms background, experiance and expertise. |
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| Q. |
Do you provide a free initial consultation? |
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| Q. |
What are your qualifications? |
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I personally have 11+ years of experience, while our firm has been in business 100+ years. I have a Bachelor of Science and Bachelor of Administration in Accounting from John Carroll University (Cleveland Ohio) I maintain a NASD securities license in the state of Ohio, as well as a life, health and variable annuity license in the states of Ohio, Pennsylvania and Maryland. |
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| Q. |
What is your approach to 401 K plan rollovers? |
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We take a top down total approach; we review your entire situation, not just one part or another. Our feeling is, what good does it do to be planned perfectly in one area, and have glaring weakness in another? We seek to coordinate and strengthen your entire situation |
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How long does the process of rolling over a 401K plan usually take? |
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The process is simple, but we prefer to review the situation and be sure we recommend the right "option" to roll your 401(K); this may take 2-3 meetings, depending on the situation. |
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| Q. |
What financial institutions do you represent? |
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We are a non captive firm, which means we are free to use any and all financial firms in the marketplace today. |
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| Q. |
How many years of experience do you have? |
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I personally have 11+ years of experience, while our firm has been in business 100+ years |
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| Q. |
What are your fees for this service? |
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Our compensation varies depending on the specifics and complexity of your current situation. |
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| Q. |
How many 401K rollover clients do you currently manage? |
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| Q. |
Why should I roll over my 401K plan to your firm? |
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The approach we use will provide you with not only me as a planner, but also provide you access to our entire firms background, experiance and expertise. |
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| Q. |
Do you provide a free initial consultation? |
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