Business Description
Since 1983, Rosenblum Silverman Sutton Investment Counsel (RSSIC) has been taking care of individuals, families, trusts, foundations and non-profit organizations. We are a fee based independent financial advisor based in San Francisco California. We specialize in two services, managing investment portfolios and acting as a fiduciary assisting our clients with all their financial matters. No two clients are the same, and neither are their financial circumstances, so all portfolios and financial plans are customized according to the needs of each client.
General Information Gender:    Male CRD#:    2726593 Firm CRD#:    105774 SEC File#:    801-21730 States Licensed in:    California, New York, Michigan, Colorado Years of Experience in Financial Services:    10 Foreign Languages Serviced:    Cantonese, Mandarin
Education Academic Background   Michael Stephens, Wittenberg University BA; University of California, (Berkeley) CFP (pending)
Services Investment Types:    International Investments, Stocks, Bonds
Qualifications & Memberships Certifications, Accreditations & Designations:    Series 65, Registered Investment Advisor (RIA) (State or SEC) or RIA representative Securities Licenses:    Series 65
Firm Information Number of Advisors in Office:    Up to 10 employees Firm's Number of Clients:    200 Assets Managed by Firm:    250,000,00 Advisor's Number of Clients:    200 Assets Managed by Advisor:    250,000,00
Compensation & Fees Minimum Portfolio Size for New Managed Accounts:    500,000 Compensation Methods:    Based on Assets Fee % Based on Assets:    .50-1.25 Additional Details on Charges:    1/4 of the fee every 90 days in arrears
Prepared By:	Michael Stephens

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	What services do you provide? What are your specialties?

Q.	What is your experience? How many clients do you currently manage?

Q.	What financial institution(s) do you represent?

Q.	How do you charge for your services?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

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Q.	Do you have a customer satisfaction or refund policy?
We provide an on-going service and charge our clients a flat fee based on a percentage of assets. Our clients can leave the relationship at any time but we can not guarantee results.

Q.	What are your qualifications? What is your education background?
We have two CFA's on staff.

Q.	What is your approach to financial planning?
We plan according to the needs of our clients. The first step is assessing your budget we also review all areas of risk and make the appropriate recommendations.

Q.	What services do you offer?
Our primary service is portfolio management of individual equities and fixed income issues. We also provide financial planning and general financial counseling.

Q.	How many clients do you currently manage?
We manage assets for over two hundred families.

Q.	Will you be the only person working with me?
We work as a team and every member of the firm is familiar with and works on every account.

Q.	How are you compensated? How will I pay for your services?
We charge a flat fee based on a percentage of assets undermanagement. We bill the account(in arrears)every 90 days. The fee will fluctuate based upon the current value of the account. We can bill you at home or we can debit the account.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
No, we require full discretion on every account. However, an investment policy is created for each account and is signed off on by the client and the portfolio manager. This policy creates limits that the client understands and is comfortable with and we are not allowed to exceed those limitations with our the clients approval.

Q.	Do you offer any guaranteed results?
No

Q.	How much risk should I be willing to take?
That is up to the client. This is a vitally important queastion and we spend a great deal of time with each client deciding what is appropriate.

Q.	Have you ever been charged with any breaches?
No

Q.	What services do you provide? What are your specialties?
Our primary service is portfolio management of individual equities and fixed income issues. We also provide financial planning and general financial counseling.

Q.	What is your experience? How many clients do you currently manage?
Our firm has been in business since 1983 under the same management. We currently have over 200 families that we manage and advise.

Q.	What financial institution(s) do you represent?
We are independent.

Q.	How do you charge for your services?
We charge a flat fee based on a percentage of assets undermanagement. We bill the account(in arrears)every 90 days. The fee will fluctuate based upon the current value of the account. We can bill you at home or we can debit the account.

Q.	Do you provide a free initial consultation?
We typically have one or two meetings with prospective clients. so they have a solid understanding of who we are and what we do and also to be sure they will benefit from our services. We are only looking for long term relationships. We do not offer free consultations.

Q.	Why should I choose you as my financial advisor?
Our clients hire us for many different reasons depending upon their needs and circumstances. There is no simple answer to this question.