Business Description
I deliver financial solutions through a tailored approach and a genuine interest in clients' evolving needs. As a CERTIFIED FINANCIAL PLANNER™ practitioner - CFP®, I believe success should be measured not just by your present financial well-being, but by how comfortable you feel about your future. My mission is to help you plan your financial goals by maintaining your financial focus, through a personal relationship based on knowledgeable advice, high level service and advanced financial planning. I take a holistic approach to the financial planning process to help my clients plan for their dreams and goals. It all starts with a strategic plan that covers your needs in the context of your entire financial picture. Once we establish a firm direction, I work with my clients to help them determine the best ways to take action. Together, we review progress toward your goals and adjust the strategy to reflect personal, economic, and tax law changes. I'll create financial strategies and ongoing service that help you adapt to changing needs and goals over time. Whether you're looking for investment strategies, retirement planning or income, funding your child's education, estate planning strategies, tax planning strategies, or just where to start, I will work together with you. I offer a broad range of financial products and services to help meet your needs. I possess the experience and qualifications to help you plan for your financial goals.
General Information Gender:    Male CRD#:    4556429 States Licensed in:    I am licensed and registered to conduct business in MA. Based on licenses and registrations I hold, I may also conduct certain business in AZ, CA, CO, CT, FL, KY, ME, NC, NH, NJ, NY, PA, OH, RI, TX, VA, WA. Years of Experience in Financial Services:    9 Number of Years with Current Firm:    9 I work with the following types of clients:    Non-Profit Organizations, Individual Investors, Investment Clubs, Businesses, Self-Employed Individuals
Education Academic Background   Bachelor of Science (BS)- Business Administration, Finance & Economics Master of Science (MSFP®)- Financial Planning The American College The College For Financial Planning
Services Investment Types:    Options & Futures, Bonds, Stocks, Annuities, Insurance, Commodities, Mutual Funds, FOREX & Currency, Alternative Investments, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
Qualifications & Memberships Certifications, Accreditations & Designations:    CERTIFIED FINANCIAL PLANNER™ Certificant, Masters in Financial Services (MSFS), Chartered Mutual Fund Counselor (CMFC®), Chartered Financial Consultant (ChFC®), Chartered Retirement Planning Counselor (CRPC®), Chartered Life Underwriter (CLU®), 2010 FIVE STAR Wealth Manager - Boston Magazine Securities Licenses:    Series 66, Series 7 Insurance and Annuity Licenses:    Disability, HMO, Health, Variable Annuity, Long Term Care, Variable Life, Life, Property, Casualty, Accident, Annuity Financial Organization Memberships:    Paladin Registry, Financial Planning Association (FPA), CFA Institute
Firm Information Number of Advisors in Office:    Up to 10 employees
Compliance Registered Representative:    Yes Investment Advisor Representative:    Yes I am an acknowledged fiduciary:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-based financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    Not Applicable Compensation Methods:    Flat Fee
Prepared By:	Charles M. Beynon, CFP®, MSFP, ChFC®, CRPC®, CMFC®, CLU®

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	Will you be the only person working with me?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	How much risk should I be willing to take?

Q.	What services do you provide? What are your specialties?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

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Q.	Do you have a customer satisfaction or refund policy?
Yes. If you are not completly satisfied you can receive a full refund of any financial planning fee paid.

Q.	What are your qualifications? What is your education background?
When you hire an advisor to help you plan for your financial goals you want to be sure the professional has the knowledge to provide quality advice. This knowledge comes from: education, experience, and certifications. I possess the experience and qualifications to help you plan for your financial goals.

Q.	What is your approach to financial planning?
Our relationship is based on a collaborative financial planning approach focused on helping you define your goals and putting the strategies in place to help you work towards them. All of our strategies are tailored to provide ongoing financial services that help you plan for your most important goals.

Q.	What services do you offer?
Areas of Focus: •Asset Allocation •Employee Stock Options •General Financial Planning •Income Tax Planning Strategies •Domestic Partner Planning •Women's Financial Strategies •Investment Advice •Family Planning/Family Changes •Retirement Planning Strategies •Protection and Insurance •Estate Planning Strategies •Charitable Giving •Saving for Education •Small Business

Q.	Will you be the only person working with me?
I will work with you and your tax and legal advisors to help you select the most appropriate strategies and solutions to suit your specific needs and circumstances.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Yes. I do not take discretion over your accounts. The client approves all adjustments and changes before they take place.

Q.	How much risk should I be willing to take?
The client can take as little or as much risk as they want. It is the client's choice.

Q.	What services do you provide? What are your specialties?
I provide high quality services that are based on your unique situation and financial objectives. We work collaboratively with other professional advisors on your planning needs. The services I offer will help provide you with the tools and knowledge to make informed decisions regarding your financial goals.

Q.	Do you provide a free initial consultation?
Yes.

Q.	Why should I choose you as my financial advisor?
I am committed to delivering outstanding professional service to my clients and always acting with honesty and integrity. My main focus is to create a strategy that fulfills all my clients' financial goals and dreams. Honesty and full disclosure of details related to your matters are guaranteed.