|
|
|
|
|
Business Description |
John believes that security comes from keeping his clients informed. In addition to reducing risk and optimizing performance, John has made his life long goal to help his clients prevent costly financial mistakes. John believes selecting quality investments and preventing unnecessary risks & losses is the mark of a good advisor. John and the other founders of Royal American want the focus to be on the client. They believe that if the focus is on the client by providing the best possible financial products and service available, the bottom line will take care of itself. John has chosen to work with a limited number of select clients to accomplish his goal of excellent service for his clients and to spend more quality family time with Cara, Tyler and Trevor.
Royal American Financial Advisors links our success to the success of our clients. Our clients interest always comes first. We have the ability to be objective about investments that suit our clients needs, style & goals. |
|
| |
|
|
General Information |
|
|
|
|
|
|
| Insurance License#: |
0B08460
|
|
| Name of Custodial Firm: |
TD Ameritrade or Charles Schwab
|
|
|
|
| Years of Experience in Financial Services: |
16
|
|
| Number of Years with Current Firm: |
11
|
|
| Work Experience: |
Resume available on website:
http://www.myinvestmentcoach.com/johnborger
|
|
| I work with the following types of clients: |
Individual Investors
|
|
| |
|
Education |
| Academic Background |
| |
Business & General Education - Fullerton College (1979-1981)
Business & Finance - Riverside Community College (1981-1982)
American College (Certified Financial Planner curriculum completed) 1999-2004 |
|
| |
|
Services |
| Investment Types: |
Insurance, Mutual Funds, Real Estate, Annuities, Exchange Traded Funds (ETFs), Bonds, Stocks
|
|
| |
|
Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Insurance License (Life & Health; Long Term Care; Specify below)
|
|
| Securities Licenses: |
Series 7, Series 24, Series 63, Series 65
|
|
| Insurance and Annuity Licenses: |
Variable Annuity, Variable Life, Long Term Care, Annuity, Life
|
|
| |
|
Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
|
|
| I work with clients as part of a team: |
Yes
|
|
| |
|
Compliance |
| Registered Investment Advisor: |
Yes
|
|
| Investment Advisor Representative: |
Yes
|
|
| I am an acknowledged fiduciary: |
Yes
|
|
| Compliance Disclosures in Last 5 years: |
I have a clean record
|
|
| Criminal Disclosures in Last 5 years: |
I have a clean record
|
|
| |
|
Compensation & Fees |
| Fee Structure: |
I am a fee-based financial professional
|
|
| Minimum Portfolio Size for New Managed Accounts: |
$50,000.00
|
|
| Compensation Methods: |
Hourly, Commissions, Flat Fee, Based on Assets
|
|
| Fee % Based on Assets: |
1.0
|
|
|
|
|
|
| Additional Details on Charges: |
Flat Fee Structure:
$1,000,001 to $3,000.000 ~ $2,500 per quarter flat fee
$3,000,001+ shall have negotiated flat-fees
Managed Fee Based Assets
1.00%
Transaction fees and/or other fees charged by custodian are in addition to advisory fees.
|
|
| |
|
| |
| |
| Prepared By: |
John Borger |
|
|
