| Advisor Profile |
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Business Description |
Aegis Wealth Group is a family-owned business based out of Sandy, Utah
and is affiliated with LPL Financial, the largest independent investment
advisory in the world. We help our clients make sense of their
complicated financial situations so they can focus on their family and their
real passions in life. We help our clients feel the satisfaction that comes
from making meaningful financial decisions that add satisfaction and
meaning to their lives and the lives of their loved ones. |
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General Information |
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| Insurance License#: |
224273
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| Name of Broker/Dealer: |
LPL Financial Corporation
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| States Licensed in: |
CA, ID, UT
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| States Willing to do Business in: |
CA, ID, UT
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| Years of Experience in Financial Services: |
11
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| Number of Years with Current Firm: |
4
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| I work with the following types of clients: |
Individual Investors, Businesses
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| Foreign Languages Serviced: |
Spanish
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Education |
| Academic Background |
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BA, International Relations with an emphasis in Business - Brigham Young University
Economics and U.S. History Instructor - Stevens Henager College |
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Services |
| Investment Types: |
Alternative investments, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Alternative Investments, Options & Futures, FOREX & Currency, Mutual Funds, Commodities, Insurance, Annuities, Stocks, Bonds, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Graduate Certificate in Financial Planning
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| Securities Licenses: |
Series 63, Series 7, Series 24, Series 65, Series 66
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| Insurance and Annuity Licenses: |
Annuity, Variable Annuity, Life, Disability, Variable Life, Long Term Care
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| Financial Organization Memberships: |
Paladin Registry
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
300
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| Firm's Number of Planning Clients: |
100
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| Firm's Number of Managed Clients: |
100
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| Assets Managed by Firm: |
$25,000,000
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| Advisor's Number of Clients: |
100
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| Advisor's Number of Managed Clients: |
25
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| Advisor's Number of Planning Clients: |
25
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| Assets Managed by Advisor: |
$20,000,000
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$100,000
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| Compensation Methods: |
Flat Fee, Based on Assets, Hourly, Commissions
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| Fee % Based on Assets: |
1%
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| Additional Details on Charges: |
No matter the method of compensation you choose, we keep your expenses well below average. Cost matters. Avoid advisors who say otherwise.
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| Minimum Fee Charged for Managed Accounts: |
$1,500
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| Minimum Fee Charged for Hourly Planning Accounts: |
$2,500
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| Minimum Fee Charged for Flat Fee Accounts: |
$2,500
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| Prepared By: |
Roy Jones |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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Yes. We help you avoid the most common investment traps including large, upfront commissions, proprietary products and fraud. Our clients pay as they go and are free to move their accounts at any time. We continually earn our clients business. |
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What are your qualifications? What is your education background? |
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Our team is highly educated, experienced and credentialed. Our background include the following degrees and designations: Finance, Business, International Business, Military Science, MBA, CPA, CFP, AAMS and JD. We have taught Economics and History for Stevens Henager College and teach tax law at the U of U. Most of our professionals are Eagle Scouts. |
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What is your approach to financial planning? |
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The Aegis 6 Step Approach to Financial Planning includes:
Step 1: Assess
Step 2: Test
Step 3: Refine
Step 4: Take Action
Step 5: Analyze
Step 6: Vigilance |
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What services do you offer? |
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We give our clients an unfair advantage over do-it-yourself investors:
Comprehensive planning
Lifetime income planning
Asset management
Investment research
Ongoing education
Estate planning
Real estate exchanges
Alternative investments |
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How many clients do you currently manage? |
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We work with approximately 125 families per wealth manager. Working with too many families makes it impossible to provide personal, ongoing service. |
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Will you be the only person working with me? |
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That depends on your needs. Some clients with simple issues will work with only one wealth manager, while clients with very complicated issues may have a team of eight or more specialists. In either case, you would have one lead point of contact with our firm. Your team "coach" if you will. |
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How are you compensated? How will I pay for your services? |
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We give our clients the choice between a fee-only or full-service relationship. Both have strengths and limitations. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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This is your wealth, so you set the rules. Some of our clients prefer to stay in the drivers seat while others delegate responsibility. |
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Do you offer any guaranteed results? |
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In our industry, the word "guarantee" is highly regulated. The only time it can be legally used is in reference to a U.S. government bond or FDIC insured products, or state regulated insurance products. Beware of people who guarantee investment results. |
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How much risk should I be willing to take? |
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You should meet or exceed your goals and be able to sleep at night. We will explain the potential risks and rewards of each financial plan, and show you how our recommendations performed during good and bad economic times. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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We give our clients an unfair advantage over do-it-yourself investors:
Comprehensive planning
Lifetime income planning
Asset management
Investment research
Ongoing education
Estate planning
Real estate exchanges
Alternative investments |
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What is your experience? How many clients do you currently manage? |
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Our backgrounds include degrees and credentials in Finance, Business, International Business, Military Science, CFP, MBA, CPA and JD. We have taught Economics, History and Taxation at the college level. |
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What financial institution(s) do you represent? |
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We are independent advisors. We represent our clients, not financial institutions. We believe conflicts of interest advisors face working for banks, mutual fund companies, credit card companies and insurance companies are harmful to investors. |
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How do you charge for your services? |
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We give our clients the choice between a fee-only or full-service relationship. Both have strengths and limitations. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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1. Independent, debt-free, family owned business
2. Team approach
3. Limited number of clients
4. Candor
5. Success in difficult markets |
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What are your management fees? |
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Our fees start at a reasonable rate and decline as your account grows. |
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What kind of plans do you specialize in? |
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Small businesses with 1 to 100 employees. |
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Do you have a minimum requirement for number of employees or total investment value? |
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What type of plans do you offer? |
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We are independent so we offer virtually any plan in existence. We analyze your needs and match you to the right solution. |
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Do you offer any additional services? |
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We do more than just set up retirement plans. We make save you time by minimizing administration and we are proactive at providing you and your employees with effective investment guidance. We offer solutions to reduce your fiduciary liability. Our retirement plans have high participation rates which means YOU can shield more of your wealth from taxes. |
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What are your qualifications? |
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We are members of savingforcollege.com. Our background include the following degrees and designations: Finance, Business, International Business, Military Science, MBA, CPA, CFP, AAMS and JD. We have taught Economics and History for Stevens Henager College and teach tax law at the U of U. Most of our professionals are Eagle Scouts. |
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What is your approach to Education Planning? |
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We get to know your situation and needs and direct you to the best solution. |
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How long does the process of setting up an Education Plan usually take? |
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Usually less than one hour. |
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What financial institutions do you represent? |
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How many years of experience do you have? |
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Our education advisors have 3 to 10 years experience. |
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What are your fees for this service? |
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We charge $250 for a full college plan that includes:
1. Evaluating specific college expenses
2. Identifying a monthly savings target
3. Choosing the most appropriate college savings plan
4. Providing guidance on the investment strategy |
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How many Education Planning clients do you currently manage? |
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We have advised at least two thousand families on educational plans and most of our clients with children or grandchildren have a college savings plan. |
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Why should I work with you on setting up an Education Plan? |
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Professional and independent advice is worth it. $250 is a small price to pay to be in the right plan, saving the right amount, with the right investment strategy. |
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Do you provide a free initial consultation? |
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What are your qualifications? |
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We believe a team approach is far more effective than a sole practitioner approach. Our team is highly educated, experienced and credentialed. Our backgrounds include degrees in Finance, Business, International Business, Military Science, MBAs, CPAs and JD. We have taught Economics and History for Stevens Henager College and teach tax law at the University of Utah. |
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What is your approach to 401 K plan rollovers? |
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We educate you on the options and compare you current 401(k) to an IRA to make sure the cost, safety and performance makes sense. We also do in-depth beneficiary planning to take advantage of options not available with 401(k) plans. |
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How long does the process of rolling over a 401K plan usually take? |
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Once a decision has been made to roll over a 401(k) has been made, it generally takes up to a few weeks to complete the transaction. We make it easy for you and fill out all the paperwork. |
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What financial institutions do you represent? |
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We are independent advisors. We do not offer any garbage proprietary products. We represent our clients, not financial institutions. |
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How many years of experience do you have? |
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Our 401(k) rollover specialists have 3-10 years of experience. |
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What are your fees for this service? |
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Unlike mutual funds, our fees start at a reasonable rate and decline as your account grows. Most rollover IRAs we do have lower management costs than 401(k) plans. |
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How many 401K rollover clients do you currently manage? |
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Most of our clients have rolled over their 401(k)s to IRAs with our firm. |
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| Q. |
Why should I roll over my 401K plan to your firm? |
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Our independence from large brokerage firms and insurance companies help you steer clear of garbage proprietary products. Our IRA strategies are customized and our clients have reported less stress and better performance than their 401(k) plans. Our unique beneficiary strategies will likely leave substantially more to your family and less to the IRS. We help you face the future with confidence! A |
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Do you provide a free initial consultation? |
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Yes, and in many cases multiple free initial consultations. We want you to feel comfortable about making a decision and we never want you to feel any kind of pressure or obligation. |
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