| Advisor Profile |
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| Name: |
Christopher Grande, MSIM |
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| Research This Advisor |
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Disclosure Link:
see bottom of site:
www.wal...
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ADV Form II Link:
Available upon request
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| Request More Information |
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| Disclaimer |
| Nothing here should be construed as advice unless we
are in a client relationship signified by an
executed agreement. |
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Business Description |
Mission: to enhance the financial, social, spiritual,
physical and mental health of the people I serve.
I aim to help clients align their finances to their
personal values so they live a more purpose-filled
life. Your money needs to be CONGRUENT with your
values, with what's important to you.
My focus is on:
Retirement Income Planning
Real Estate Transition Planning
Conservative Asset Management for Income, IRA's,
Trusts, & Charities
Comprehensive Planning: Tax, Legal, Insurance,
Investments, Debt, Cash Flow |
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General Information |
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| States Willing to do Business in: |
All
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| Years of Experience in Financial Services: |
15
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| Number of Years with Current Firm: |
7
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| Work Experience: |
16 years working in financial planning
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| I work with the following types of clients: |
Businesses, Non-Profit Organizations, Individual Investors
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| Foreign Languages Serviced: |
French (basic)
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Education |
| Academic Background |
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Certificate in Financial Planning - College for
Financial Planning
MS, Investment Management - Boston University
(2006)
BA, Economics and History - Tufts University
(1995) |
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Services |
| Investment Types: |
Annuities, Options & Futures, Mutual Funds, Insurance, Alternative Investments, Stocks, Bonds, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Masters in Investment Management
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| Securities Licenses: |
Series 65
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| Insurance and Annuity Licenses: |
Disability, Long Term Care, Variable Annuity, Health, HMO, Life, Annuity
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| Financial Organization Memberships: |
RIIA - Retirement Income Industry Association
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
40
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| Firm's Number of Planning Clients: |
30
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| Firm's Number of Managed Clients: |
40
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| Advisor's Number of Clients: |
40
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| Advisor's Number of Managed Clients: |
30
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| Advisor's Number of Planning Clients: |
30
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Compliance |
| Registered Investment Advisor: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| Fee Structure: |
I am a fee-based financial professional
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| Minimum Portfolio Size for New Managed Accounts: |
0
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| Compensation Methods: |
Hourly, Flat Fee, Based on Assets
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| Additional Details on Charges: |
Can work on an hourly basis, annual retainer, or %
fee - depends on the what works best for each
situation.
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| Prepared By: |
Christopher Grande, MSIM |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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If a client were really not happy with me, I would not expect them to pay anything. |
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What are your qualifications? What is your education background? |
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MS in Investment Management from Boston University; BA in economics and history from Tufts University; Certificate in Financial Planning from the College of Financial Planning |
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What is your approach to financial planning? |
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Comprehensive, values-based, fully independent planning - not product centric |
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| Q. |
What services do you offer? |
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typically, clients approach us from 3 different scenarios - 1. one time consult for specific items, 2. Rising Star - client who wants full service but doesn't need the full planning service until the future, 3. WHA Client Community client - limited number of fully served families/clients - receive continuous service throughout the year and our super diligent checkpoint process |
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How many clients do you currently manage? |
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I keep my client community small on purpose. We have 30ish WHA Community Clients, 10ish "Rising Stars", and numerous others who have hired us for a one time or short term consult |
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Will you be the only person working with me? |
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I have a team both in and outside of my office. My assistant Lauren helps with all kinds of administrative tasks. My strategic partner Vincent helps me develop complex client scenarios; and my team of impressive subject matter experts helps me plan various legal, tax, investment, and insurance scenarios that affect the people I serve. |
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How are you compensated? How will I pay for your services? |
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Walnut Hill Advisors, LLC is an RIA - we charge based on either hourly fee, flat fee, retainer, or % of assets depending on client scenario. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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If that's what you want - I work either way. |
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Do you offer any guaranteed results? |
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That would be illegal I think or at least unethical. However, if someone were not happy with my services, I would not expect them to compensate me. |
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How much risk should I be willing to take? |
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I have developed plans for people who are afraid of their own shadow, and other plans for assertive, goal-seeking go getters. We will outline the details in your plan and Investment Policy Statement |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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typically, clients approach us from 3 different scenarios - 1. one time consult for specific items, 2. Rising Star - retained clients who meet us for one annual financial "physical" per year 3. WHA Client Community client - limited number of fully served families/clients - receive continuous service throughout the year and our super diligent checkpoint process. |
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What is your experience? How many clients do you currently manage? |
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16 years - We keep a small total client base on purpose in order to be available to our clients. Currently we serve about 50 total clients (at former firm, previously managed directly/indirectly over 2k accounts - not congruent with a high level of service) |
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What financial institution(s) do you represent? |
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None - independent Registered Investment Advisor - I represent my clients' interest |
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How do you charge for your services? |
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fee - hourly, flat consult, retainer, % of assets - depends on what you need and what works best for both of us |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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You shouldn't until you meet me! Then you will know either way. I think a personality match is as important as making sure a potential advisor for you is qualified. |
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What are your qualifications? |
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MS in Investment Management from Boston University; BA in economics and history from Tufts University; Certificate in Financial Planning from the College of Financial Planning |
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What is your approach to 401 K plan rollovers? |
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rollovers are not an island - they are part of the overall plan. Recommendations for a rollover should be made with full due diligence on your goals and current status. |
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How long does the process of rolling over a 401K plan usually take? |
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Most companies, if paperwork is done correctly, will roll the money out within 2-4 weeks. |
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What financial institutions do you represent? |
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I am an independent Registered Investment Advisor - therefore I represent my clients |
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How many years of experience do you have? |
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What are your fees for this service? |
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Depends on what works best for the relationship - I can do a one time flat consulting fee, by the hour, or % if you want us to actively manage your account. |
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How many 401K rollover clients do you currently manage? |
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Most of my clients have rolled over something since working with me - 401k ,IRA, CD, Annuity etc - |
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Why should I roll over my 401K plan to your firm? |
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As an RIA, you don't roll the money "to" my firm. I am simply an advisor on the account. For your protection, I do not have a full power of attorney over the account and we custody the assets with a reputable third party (e.g. TD Ameritrade). therefore, there is no way I can touch your money - and you can end our relationship at any time - no lock in. |
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Do you provide a free initial consultation? |
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