Business Description
OUR MISSION is to help clients establish a vision for their future and partner with them to achieve it by providing direction and focus. Our results will be measured by our clients’ success in achieving their goals. OUR PURPOSE is to act as a Personal CFO to simplify our clients’ lives so that they can enjoy their success and focus on other meaningful and fulfilling pursuits. OUR COMMITMENT is to provide such excessive value that our compensation pales in comparison. We are firmly committed to acting with the utmost integrity and professionalism while putting our clients’ interests first. OUR PROCESS takes time to discover the big picture of our clients’ financial lives and create a written plan of action. We then focus on our core competencies of portfolio management, retirement income planning, and wealth distribution while coordinating specialty professionals outside our scope of expertise. OUR CLIENTS are busy executives, business owners and retirees who have made a firm commitment to achieving excellence. They usually have little desire to manage their financial affairs on a daily basis and are seeking to enter into a long-term relationship that is mutually beneficial. They are also highly motivated to work with a professional advisor, not a sales representative.
General Information Gender:    Male CRD#:    3025011 Name of Broker/Dealer:    Royal Alliance States Licensed in:    MN, WI States Willing to do Business in:    MN, WI Years of Experience in Financial Services:    10 Number of Years with Current Firm:    2 Work Experience:    Matt started his career in 1998 with American Century Investments in Kansas City, MO where, along with other investing principles, he learned the intricacies of small business retirement plans. More recently, while working at Wings Financial Federal Credit Union, Matt was responsible for managing over 40 million dollars in investment assets and coordinating financial planning services for members of the credit union. I work with the following types of clients:    Individual Investors, Businesses
Education Academic Background   Matt graduated from Pillsbury College with a Bachelor of Science degree and double majors in Business Administration and Theology as well as a minor in Information Technology. Matt is a member of the Financial Planning Association (FPA) and has been a CERTIFIED FINANCIAL PLANNER™ practitioner since 2002. To earn the CFP® designation, Matt had to complete an approved educational program, pass a rigorous examination and meet stringent experience requirements. Matt also adheres to a professional Code of Ethics and he fulfills annual continuing education requirements to remain aware of current planning strategies and financial trends.
Services Investment Types:    Real Estate, Insurance, Bonds, Stocks, Annuities, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
Qualifications & Memberships Certifications, Accreditations & Designations:    CERTIFIED FINANCIAL PLANNER™ Certificant, CERTIFIED FINANCIAL PLANNER (CFP®) Securities Licenses:    Series 63, Series 7, Series 65, Series 66 Insurance and Annuity Licenses:    Disability, Variable Annuity, Long Term Care, Variable Life, Annuity, Life Financial Organization Memberships:    Financial Planning Association (FPA)
Firm Information Number of Advisors in Office:    10 - 99 employees Assets Managed by Firm:    $1.7 Billion
Compliance Registered Representative:    Yes Investment Advisor Representative:    Yes I am an acknowledged fiduciary:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-based financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    $100,000 Compensation Methods:    Hourly, Based on Assets, Commissions Fee % Based on Assets:    1 Hourly Rate:    $120 Flat Fee Rate:    $500 Minimum Fee Charged for Managed Accounts:    $1,000 Minimum Fee Charged for Hourly Planning Accounts:    $500 Minimum Fee Charged for Flat Fee Accounts:    $500
Prepared By:	Matthew Nelson
Most Recent Update:	09/18/2008

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

---

Q.	Do you have a customer satisfaction or refund policy?
Yes. We want you to feel you have received more value from us than you've paid or we aren't doing our job.

Q.	What are your qualifications? What is your education background?
I've been in the financial and investment industry since 1998. My formal education includes a B.S. of Business Administration with a Minor in Information Technology as well as completion of requirements to become a CERTIFIED FINANCIAL PLANNER™ practionaire.

Q.	What is your approach to financial planning?
We believe in the financial planning process. It is a lifelong process. Once the plan is in place, it needs to be monitored, reviewed and updated to meet dynamic circumstances. Not everyone needs to have a comprehensive financial plan. Everyone, however, can benefit from the financial planning process.

Q.	What services do you offer?
Cash Flow Management Income Tax Planning Family Security and Risk Management Financial Independence and Retirement Planning Financial Goal Planning Assisting Children & Other Dependents Business Ownership & Succession Wealth Distribution & Estate Planning Investment Planning & Portfolio Management

Q.	How many clients do you currently manage?
70+

Q.	Will you be the only person working with me?
I will be conducting all initial meetings, portfolio management, and planning reivews. My staff, however, will be in contact with you from time to time to handle administrative work as needed.

Q.	How are you compensated? How will I pay for your services?
During the initial planning phase there is a project base fee. A basic financial plan costs $500 to $1,000 with more comprehensive projects ranging from $1,000 to $2,500. During the Portfolio Management phase, your account will be charged a percentage of assets being managed, usually starting at 1% per year.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Yes, except for normal rebalancing of a portfolio or other administrative work we will alway have a discussion with you before making major changes.

Q.	Do you offer any guaranteed results?
Investing offers no guarantees. However, with wise planning, prudent portfolio management, and a little patience, you will likely achieve your goals.

Q.	How much risk should I be willing to take?
This is completely custom to your situation. You will not need to take any more risk than you are comfortable taking. Much of our initial time together will be spent answering this question.

Q.	Have you ever been charged with any breaches?
Never.