| Advisor Profile |
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| Name: |
Nathan Kosman |
| Phone Number: |
(513) 924-4563 |
| Website: |
Visit Website
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Business Description |
Our mission is to facilitate the creation and maintenance of financial independence for our clients while providing service that exceeds their expectations.
The Rosselot Financial Group provides money management, business continuation, wealth transfer, and personal financial strategies to business owners, highly compensated individuals, and individuals enjoying their retirement years.
By offering multi-generational planners and attention to the most intimate goals and dreams of our clients, we are committed to being trusted advisors and confidants to them, their children and grandchildren.
We are recognized as a unique, family-owned organization with an understanding of the importance of accumulating, preserving and transferring wealth while maintaining family values and relationships to perpetuate our clients` businesses, careers, and communities.
By being sensitive to our client relationships, both our clients and our organization succeed in an evolving financial world. |
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General Information |
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| Name of Broker/Dealer: |
INVEST Financial
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| Name of Custodial Firm: |
Pershing
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| States Licensed in: |
AL, CO, FL, GA, IL, IN, KY, MA, NC, NY, OH, SC, TX, VA, WI, WV
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| States Willing to do Business in: |
All States
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| Years of Experience in Financial Services: |
13
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| Number of Years with Current Firm: |
10
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| I work with the following types of clients: |
Non-Profit Organizations, Individual Investors, Businesses
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Services |
| Investment Types: |
Alternative Investments, Mutual Funds, Commodities, Insurance, Annuities, Stocks, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Bonds
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Qualifications & Memberships |
| Securities Licenses: |
Series 6, Series 7, Series 24, Series 63, Series 65
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| Insurance and Annuity Licenses: |
Disability, Variable Life, Long Term Care, Variable Annuity, Life, Annuity
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| Financial Organization Memberships: |
Million Dollar Roundtable, Financial Planning Association (FPA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
600
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| Assets Managed by Firm: |
$200,000,000
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| Advisor's Number of Clients: |
200
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$25,000
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| Compensation Methods: |
Hourly, Based on Assets, Commissions, Flat Fee
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| Fee % Based on Assets: |
1-1.5
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| Additional Details on Charges: |
We will charge a flat fee for planning or an hourly rate if that is preferential to the client. We will discuss fees after/during your free consultation.
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| Minimum Fee Charged for Hourly Planning Accounts: |
$100
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| Minimum Fee Charged for Flat Fee Accounts: |
$500
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| Prepared By: |
Nathan Kosman |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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Yes, it is spelled out in the fee agreement or planning agreement. |
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What are your qualifications? What is your education background? |
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Our team has over 50 years of combined experience and has multiple licenses and qualifications |
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What is your approach to financial planning? |
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Our tag line "Plan For Life" aims to explain that we take a planning approach. We do not simply want to manage your assets or sell you products we want to find out your needs and then advise you as to what we would do if we were in your shoes. |
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What services do you offer? |
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See our website for a complete list of services: www.rosselotfinancial.com |
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How many clients do you currently manage? |
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Our team manages over 600 clients |
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Will you be the only person working with me? |
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Our advisors often work as a team. While you will have a point person, take comfort in the fact that if your advisor is not available one of our other advisors or staff members will be happy to assist you. |
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How are you compensated? How will I pay for your services? |
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Depending on your situation we may be compensated on a fee for planning basis, fee based asset management or we may be compensated from a product provider. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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We do not take discretion over accounts. This is your money and we always obtain permission prior to making changes. |
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Do you offer any guaranteed results? |
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The only results that are guaranteed are backed by other issuers. Banks may guarantee CDs and insurance companies may guarantee interest rates or guaranteed minimum withdraw benefits for example, but if your advisor is guaranteeing results: Beware! |
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How much risk should I be willing to take? |
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Risk tolerance is different for everybody depending on their situation and circumstances. We assess your risk tolerance and make recommendations based upon how you feel about risk, not how we feel about risk. |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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We are independent and can represent many carriers. |
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What services do you provide? What are your specialties? |
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See our website for a complete list of services: www.rosselotfinancial.com
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What is your experience? How many clients do you currently manage? |
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Our advisors have an average of 15 years of experience |
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What financial institution(s) do you represent? |
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We are completely independent and have no proprietary products. We are not compensated differently to represent one investment over another. |
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How do you charge for your services? |
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Depending on your situation we may be compensated on a fee for planning basis, fee based asset management or we may be compensated from a product provider. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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We are independent, we are flexible and we have an excellent track record. |
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