Business Description
Planning your finances can be a frustrating and confusing process. Many tend to avoid financial planning because they may not know where to begin. At RLB Wealth Planning, Inc., our mission is to help clients find their way through the maze of financial opportunities and pitfalls by providing them with three key tools: 1. A clear understanding of their financial goals 2. A well-defined roadmap for achieving those goals 3. Ongoing advice to help adjust their roadmap when their needs change Our services cover all areas of financial management, from investment and retirement planning to risk management and estate conservation. We specialize in helping our clients develop a comprehensive, cohesive financial plan that fits their unique needs and enables them to meet both short- and long-term objectives.
General Information Gender:    Male CRD#:    1286588 Firm CRD#:    10641 Insurance License#:    LA-634560 Name of Broker/Dealer:    Cadaret Grant and Co., Inc. Name of Custodial Firm:    Pershing, LLC. States Licensed in:    AZ, CA, CO, CT, FL, GA, MA, MD, NC, NE, NH, NJ, NM, NY, OH, PA, SC, VA Years of Experience in Financial Services:    25 Number of Years with Current Firm:    4 Work Experience:    Richard L. Bergen, CPA, CFP (President) Richard Bergen's experience in personal financial planning has earned him recognition throughout the Long Island financial services community. Rich began his financial services career in 1980, after graduating from Hofstra University with an M.B.A. degree in accounting. He received his Certified Public Accountant (CPA) designation in 1983 and his Certified Financial Planner� (CFP) designation from Adelphi University in 1984. After several years' work experience in both the public and corporate accounting sectors, Rich decided to devote his full-time energies to financial planning. Rich is an active member of several professional organizations including the Financial Planning Association (FPA), where he has served as President and Chairman of the Board of the Long Island Chapter. Additionally, he is the Chairman of the FPA's Pro Bono Program, designed to provide free financial services to the needy. Rich holds licenses in both life and health insurance, and is a registered securities principal with Cadaret, Grant and Company. He is a frequent public speaker on various financial topics and has been an associate instructor of financial planning at Adelphia University. In November 1998 Rich was honored with the Howard Black Memorial Award for "Achievement and Excellence in Financial Planning," presented by the International Association for Financial Planners -- Long Island Chapter. I work with the following types of clients:    Individual Investors
Education Academic Background   BS, Music Education - Hofstra University (1975) MBA, Accounting - Hofstra University (1980)
Services Investment Types:    Alternative Investments, Mutual Funds, Insurance, Exchange Traded Funds (ETFs), Annuities, Bonds, Stocks
Qualifications & Memberships Certifications, Accreditations & Designations:    CERTIFIED FINANCIAL PLANNER™ Certificant, Certified Public Accountant (CPA) Securities Licenses:    Series 7, Series 24, Series 63 Insurance and Annuity Licenses:    Variable Life, Disability, Variable Annuity, Long Term Care, Life, Health, Annuity Financial Organization Memberships:    Financial Planning Association (FPA)
Firm Information Number of Advisors in Office:    Up to 10 employees I work with clients as part of a team:    Yes Assets Managed by Advisor:    $80,000,000
Compliance Registered Representative:    Yes Investment Advisor Representative:    Yes I am an acknowledged fiduciary:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-based financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    $250,000 Compensation Methods:    Hourly, Commissions, Flat Fee, Based on Assets Fee % Based on Assets:    1% maximum Hourly Rate:    $250 Flat Fee Rate:    $250 Minimum Fee Charged for Managed Accounts:    $2,500 Minimum Fee Charged for Hourly Planning Accounts:    $250 Minimum Fee Charged for Flat Fee Accounts:    $1,000
Prepared By:	Richard Bergen, CPA, CFP®

Frequently Asked Questions

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