|
|
|
|
|
Business Description |
Kays Financial Advisory Corporation (KFAC) is a fee-only wealth management firm located in north Atlanta, Georgia, at the Cobb Galleria Center. Founded in 1985, the firm provides full-time money management and comprehensive financial planning services to individuals and families. We have designed our services to grow, protect, and conserve clients' wealth by delivering a high level of personalized service and expertise. We exist to help our clients make smart decisions about their money to achieve their financial goals.
Our firm offers:
• Highly educated, credentialed and experienced advisors
• A big picture approach to personal finances
• A mandatory system of client review meetings
• A team approach to working with clients
• A transparent and fair fee structure
• Tax planning advice
• Integration of estate plans with your financial plan
• Expertise in retirement distribution and long term care planning
• Ongoing client communication through meetings, e-mails, client seminars and our weekly radio show “Smart Money”
• Client service that exceeds expectations |
|
| |
|
|
General Information |
|
|
|
|
| Insurance License#: |
GA 505632
|
|
| Name of Custodial Firm: |
Charles Schwab & Company
|
|
|
|
| Years of Experience in Financial Services: |
17
|
|
| Number of Years with Current Firm: |
12
|
|
| Work Experience: |
I have been a partner and Vice President for Kays Financial Advisory Corporation in Atlanta, Georgia for over 12 years.
During my career in the financial services business, I have been quoted frequently in the Atlanta Journal-Constitution on many types of personal financial planning issues as well as professional journals such as Financial Advisor and the Journal for Financial Planning. I was also a featured speaker at the 1st annual Money & More Personal Investment Seminar held at the Georgia World Congress Center in September 1998.
I also co-host a local talk radio show Smart Money on WGST 640 AM Smart Money every Saturday morning at 10 am.
I work part-time as a Senior Faculty member and Visiting Professor at the Keller Graduate School of Management's MBA Program, where I teach Personal Financial Planning, Securities Analysis, Options and Futures, Management of Financial Institutions, Mergers and Acquisitions and Managerial Finance.
|
|
| I work with the following types of clients: |
Individual Investors
|
|
| |
|
Education |
| Academic Background |
| |
Certified Financial Planner Certificate
College for Financial Planning
MBA - Financial Services
Kennesaw State University
Bachelor of Mechanical Engineering Technology
Southern Polytechnic State University |
|
| |
|
Services |
| Investment Types: |
Insurance, Annuities, Stocks, Bonds, Exchange Traded Funds (ETFs), Alternative Investments, Mutual Funds, Options & Futures, Commodities
|
|
| |
|
Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Ed Slott Master Elite IRA Advisor, Certified in Long-Term Care (CLTC), Certified Senior Advisor (CSA)®
|
|
| Securities Licenses: |
Series 65
|
|
| Insurance and Annuity Licenses: |
Variable Annuity, Long Term Care, Variable Life, Disability, Accident, Annuity, Health, Life
|
|
| Financial Organization Memberships: |
GA Society of CPAs, Financial Planning Association (FPA)
|
|
| Non-Financial Organization Memberships: |
Member of Johns Creek Baptist Church
Member of the Atlanta Athletic Club
|
|
| |
|
Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
|
|
| I work with clients as part of a team: |
Yes
|
|
| Firm's Number of Clients: |
350
|
|
| Firm's Number of Planning Clients: |
350
|
|
| Firm's Number of Managed Clients: |
350
|
|
| Assets Managed by Firm: |
$150,000,000
|
|
| Advisor's Number of Clients: |
181
|
|
| Advisor's Number of Managed Clients: |
181
|
|
| Advisor's Number of Planning Clients: |
181
|
|
| Assets Managed by Advisor: |
$100,000,000
|
|
| |
|
Compliance |
| Registered Investment Advisor: |
Yes
|
|
| I am an acknowledged fiduciary: |
Yes
|
|
| Compliance Disclosures in Last 5 years: |
I have a clean record
|
|
| Criminal Disclosures in Last 5 years: |
I have a clean record
|
|
| |
|
Compensation & Fees |
| Fee Structure: |
I am a fee-only financial professional
|
|
| Minimum Portfolio Size for New Managed Accounts: |
$500,000
|
|
| Compensation Methods: |
Flat Fee, Hourly, Based on Assets
|
|
| Fee % Based on Assets: |
1% or less
|
|
|
|
|
|
| Additional Details on Charges: |
Flat fees will vary depending on the time spent on working for the client.
|
|
| |
|
| |
| |
| Prepared By: |
Alan McKnight |
Frequently Asked Questions |
 |
| Q. |
What is your approach to financial planning? |
| |
We take a holistic approach to financial planning, objectively reviewing our clients risk mananagement and insurance, retirement plan, investments, taxes and estate planning |
|
| Q. |
What services do you offer? |
| |
Full Wealth Management on a fee-only basis. |
|
| Q. |
How many clients do you currently manage? |
|
| Q. |
Will you be the only person working with me? |
| |
No, I have a team of other professionals. |
|
| Q. |
How are you compensated? How will I pay for your services? |
| |
Fee Only. Charged based on assets under manangement or hourly and flat fee in some cases. |
|
| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
| |
No, we manage portfolios on a discretionary basis but only have a Limited Power of Attorney on client accounts. |
|
| Q. |
How much risk should I be willing to take? |
| |
This will be dependent on an individual's unique circumstances. |
|
| Q. |
Have you ever been charged with any breaches? |
|
| Q. |
What services do you provide? What are your specialties? |
| |
Full Wealth Management on a fee-only basis. |
|
| Q. |
How do you charge for your services? |
| |
Fee Only. Charged based on assets under manangement or hourly and flat fee in some cases. |
|
| Q. |
Do you provide a free initial consultation? |
|
|
|
