| Advisor Profile |
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| Name: |
Joseph Bert |
| Phone Number: |
(407) 792-1397 |
| Website: |
Visit Website
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Business Description |
| Whether your aim is to create a college fund for your children or grandchildren, reduce your taxes, plan for or maintain your retirement lifestyle, the CERTIFIED FINANCIAL PLANNER™ practitioners at CFG stand prepared to help you. |
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General Information |
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| Name of Custodial Firm: |
Fidelity, Charles Schwab
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| States Licensed in: |
FL, GA, NC, OH
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| States Willing to do Business in: |
FL
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| Years of Experience in Financial Services: |
30+
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| Number of Years with Current Firm: |
30+
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| Work Experience: |
Fee-based financial planning and asset management.
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| I work with the following types of clients: |
Non-Profit Organizations, Individual Investors, Businesses
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Services |
| Investment Types: |
Stocks, Bonds, Annuities, Insurance, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Accredited Investment Fiduciary® (AIF)
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| Securities Licenses: |
Series 62, Series 63, Series 6, Series 22, Series 26
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| Insurance and Annuity Licenses: |
Disability, Variable Annuity, Long Term Care, Variable Life, Annuity, Health, Life
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| Financial Organization Memberships: |
Financial Planning Association (FPA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$250,000
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| Compensation Methods: |
Hourly, Based on Assets, Flat Fee
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| Prepared By: |
Joseph Bert |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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The initial consultation is complimentary. We sit down, talk about your situation, and determine if we are a good fit for you. The only thing it will cost you is an hour of your time. |
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What are your qualifications? What is your education background? |
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I have been a CERTIFIED FINANCIAL PLANNER™ practitioner since 1980. As a graduate of the Accredited Investment Fiduciary™ program, I am specially trained in investment fiduciary responsibility and portfolio management. |
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What is your approach to financial planning? |
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I believe that the end result of the process should provide peace of mind. Unfortunately, most people are too busy with the daily tasks of living that they never focus on the big picture which is "How do I preserve what I have yet make it grow to provide for me and my family in my later years." Financial planning done right answers those questions. |
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What services do you offer? |
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Financial Planning, Investment Management, 401k Plan Design and Administration |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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I have a team of people that support me in the planning process and paperwork management. However, I am the point person and always available to my clients. |
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How are you compensated? How will I pay for your services? |
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The initial consultation is complimentary. Planning fees are determined on the complexity of your situation. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Do you offer any guaranteed results? |
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No. However I do guarantee that I will adhere to the investment ploicy statement that serves as my direction to managing your assets. |
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How much risk should I be willing to take? |
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Everyone is different. We'll discuss your situation and determine what the appropriate course of action is based on your situation. |
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Have you ever been charged with any breaches? |
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What are your qualifications? |
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As an SEC Registered Investment Advisor affiliate I provide fee-based investment management. |
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What is your approach to 401 K plan rollovers? |
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Determining needs for immediate income and long term growth and developing and monitoring a well-diversified portfolio using no load funds. |
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How long does the process of rolling over a 401K plan usually take? |
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Depending upon your current custodian, it can be in as little of time as 24 hours. |
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What financial institutions do you represent? |
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We do not custody assets. We have an institutional relationship with Charles Schwab and Fidelity Investments. |
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How many years of experience do you have? |
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What are your fees for this service? |
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Annual fees start at 1%/yr and are scaled down on the next million. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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We are independent and have no "house products" to sell. We have access to some of the finest money managers and can provide institutional class funds that are typically not available to the average retail investor. We monitor the portfolios regularly and make recommendations for changes based on proven fiduciary standards. |
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Do you provide a free initial consultation? |
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