| Advisor Profile |
|
 |
| Research This Advisor |
|
|
| Request More Information |
|
| Disclaimer |
| Securities and Advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC, and Registered Investment Adviser, EPA Financial Services, Corp. and NPC are separate and unrelated companies. |
|
|
|
|
|
Business Description |
| My main goal is to make sure you accomplish your Financial Goals and Objectives in a manner that provides the least amount of risk desired. I do not want you to be unprepared for any of the risks that your financial life may have. |
|
| |
|
|
General Information |
|
|
|
|
| Name of Broker/Dealer: |
National Planning Corporation
|
|
| Name of Custodial Firm: |
Pershing
|
|
| States Licensed in: |
NJ, PA, SC, NY, GA, FL
|
|
| Years of Experience in Financial Services: |
15
|
|
| Number of Years with Current Firm: |
15
|
|
| I work with the following types of clients: |
Individual Investors, Businesses
|
|
| |
|
|
|
Services |
| Investment Types: |
Options & Futures, Bonds, Exchange Traded Funds (ETFs), Alternative Investments, Mutual Funds, Insurance, Annuities, Stocks, Socially Responsible Investments (SRI)
|
|
| |
|
Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
BCM, Certified Annuity Specialist (CAS), Certified Fund Specialist (CFS)
|
|
| Securities Licenses: |
Series 63, Series 6, Series 7
|
|
| Insurance and Annuity Licenses: |
Disability, Variable Life, Long Term Care, Variable Annuity, Life, Health, Annuity
|
|
| Financial Organization Memberships: |
National Association of Personal Financial Advisors (NAPFA), Financial Planning Association (FPA)
|
|
| |
|
Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
|
|
| Advisor's Number of Clients: |
150
|
|
| Assets Managed by Advisor: |
$65,000,000
|
|
| |
|
Compliance |
| Registered Investment Advisor: |
Yes
|
|
| Registered Representative: |
Yes
|
|
| Investment Advisor Representative: |
Yes
|
|
| Compliance Disclosures in Last 5 years: |
I have a clean record
|
|
| Criminal Disclosures in Last 5 years: |
I have a clean record
|
|
| |
|
Compensation & Fees |
| I am a fee-based financial professional: |
Yes
|
|
| Minimum Portfolio Size for New Managed Accounts: |
$50,000
|
|
| Compensation Methods: |
Hourly, Flat Fee, Commissions, Based on Assets
|
|
| Fee % Based on Assets: |
1.00%
|
|
|
|
|
|
| Minimum Fee Charged for Hourly Planning Accounts: |
$250
|
|
| Minimum Fee Charged for Flat Fee Accounts: |
$300
|
|
| |
|
| |
| |
| Prepared By: |
Puma Richards |
Frequently Asked Questions |
|
| Q. |
Do you have a customer satisfaction or refund policy? |
| |
No I do not. But you do not pay for anything until you see what we are providing, and you approve of it. |
|
| Q. |
What are your qualifications? What is your education background? |
| |
I have been in the business for 15 years. I am also a Certified Financial Planner and have a Masters of Science in Financial Services, as well as other designations. |
|
| Q. |
What is your approach to financial planning? |
| |
To be Objective and Independent. |
|
| Q. |
What services do you offer? |
| |
Financial and Retirement Planning for Individuals and Small Businesses. |
|
| Q. |
How many clients do you currently manage? |
|
| Q. |
Will you be the only person working with me? |
| |
Yes, But we are a family owned and operated firm, so I do collaborate with my Dad on all clients. |
|
| Q. |
How are you compensated? How will I pay for your services? |
| |
On a flat fee of $300 annually and a percentage of the portfolio we manage. |
|
| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
|
| Q. |
Do you offer any guaranteed results? |
|
| Q. |
How much risk should I be willing to take? |
|
| Q. |
Have you ever been charged with any breaches? |
|
| Q. |
What services do you provide? What are your specialties? |
| |
Personal Financial Planning. Retirement and Estate Planning for people that have 401(K)'s and IRA's. |
|
| Q. |
What is your experience? How many clients do you currently manage? |
| |
I have been in the business for 15 years. I am also a Certified Financial Planner and have a Masters of Science in Financial Services, as well as other designations. |
|
| Q. |
What financial institution(s) do you represent? |
|
| Q. |
How do you charge for your services? |
| |
A flat annual fee of $300 and a percentage of the portfolio we manage. |
|
| Q. |
Do you provide a free initial consultation? |
|
| Q. |
Why should I choose you as my financial advisor? |
| |
I am independent, honest, and very knoweledgeable about my areas of expertise. |
|
| Q. |
What are your qualifications? |
| |
I have been in the business for 15 years. I am also a Certified Financial Planner and have a Masters of Science in Financial Services, as well as other designations. |
|
| Q. |
What is your approach to 401 K plan rollovers? |
| |
Lets analyze the situation to see what is the best option for you. |
|
| Q. |
How long does the process of rolling over a 401K plan usually take? |
|
| Q. |
What financial institutions do you represent? |
|
| Q. |
How many years of experience do you have? |
|
| Q. |
What are your fees for this service? |
| |
A percentage of the portfolio I manage. |
|
| Q. |
How many 401K rollover clients do you currently manage? |
|
| Q. |
Why should I roll over my 401K plan to your firm? |
| |
We have a combined 51 years of helping clients manage their investments. |
|
| Q. |
Do you provide a free initial consultation? |
|
|
|
