| Advisor Profile |
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| Disclaimer |
| Securities and Advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC, and Registered Investment Adviser, EPA Financial Services, Corp. and NPC are separate and unrelated companies. |
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Business Description |
| My main goal is to make sure you accomplish your Financial Goals and Objectives in a manner that provides the least amount of risk desired. I do not want you to be unprepared for any of the risks that your financial life may have. |
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General Information |
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| Name of Broker/Dealer: |
National Planning Corporation
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| Name of Custodial Firm: |
Pershing
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| States Licensed in: |
NJ, PA, SC, NY, GA, FL
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| Years of Experience in Financial Services: |
15
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| Number of Years with Current Firm: |
15
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| I work with the following types of clients: |
Individual Investors, Businesses
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Services |
| Investment Types: |
Options & Futures, Bonds, Exchange Traded Funds (ETFs), Alternative Investments, Mutual Funds, Insurance, Annuities, Stocks, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
BCM, Certified Annuity Specialist (CAS), Certified Fund Specialist (CFS)
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| Securities Licenses: |
Series 63, Series 6, Series 7
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| Insurance and Annuity Licenses: |
Disability, Variable Life, Long Term Care, Variable Annuity, Life, Health, Annuity
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| Financial Organization Memberships: |
National Association of Personal Financial Advisors (NAPFA), Financial Planning Association (FPA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Advisor's Number of Clients: |
150
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| Assets Managed by Advisor: |
$65,000,000
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$50,000
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| Compensation Methods: |
Hourly, Flat Fee, Commissions, Based on Assets
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| Fee % Based on Assets: |
1.00%
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| Minimum Fee Charged for Hourly Planning Accounts: |
$250
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| Minimum Fee Charged for Flat Fee Accounts: |
$300
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| Prepared By: |
Puma Richards |
| Most Recent Update: |
07/24/2008 |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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No I do not. But you do not pay for anything until you see what we are providing, and you approve of it. |
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What are your qualifications? What is your education background? |
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I have been in the business for 15 years. I am also a Certified Financial Planner and have a Masters of Science in Financial Services, as well as other designations. |
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What is your approach to financial planning? |
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To be Objective and Independent. |
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What services do you offer? |
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Financial and Retirement Planning for Individuals and Small Businesses. |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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Yes, But we are a family owned and operated firm, so I do collaborate with my Dad on all clients. |
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How are you compensated? How will I pay for your services? |
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On a flat fee of $300 annually and a percentage of the portfolio we manage. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Personal Financial Planning. Retirement and Estate Planning for people that have 401(K)'s and IRA's. |
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What is your experience? How many clients do you currently manage? |
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I have been in the business for 15 years. I am also a Certified Financial Planner and have a Masters of Science in Financial Services, as well as other designations. |
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What financial institution(s) do you represent? |
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How do you charge for your services? |
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A flat annual fee of $300 and a percentage of the portfolio we manage. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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I am independent, honest, and very knoweledgeable about my areas of expertise. |
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What are your qualifications? |
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I have been in the business for 15 years. I am also a Certified Financial Planner and have a Masters of Science in Financial Services, as well as other designations. |
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What is your approach to 401 K plan rollovers? |
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Lets analyze the situation to see what is the best option for you. |
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How long does the process of rolling over a 401K plan usually take? |
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What financial institutions do you represent? |
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How many years of experience do you have? |
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What are your fees for this service? |
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A percentage of the portfolio I manage. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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We have a combined 51 years of helping clients manage their investments. |
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Do you provide a free initial consultation? |
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