Business Description
Benchmark was established in 2004 by a group of independent Financial Advisors with their clients' interests in mind. We offer comprehensive, unbiased financial advice with an emphasis on delivering dependable, consistent and superior performance and service. We specialize in assisting individuals and small business owners plan for and during their retirment years.
General Information Gender:    Male CRD#:    4162793 Insurance License#:    0D22786 Name of Broker/Dealer:    LPL Financial States Licensed in:    AR, AZ, CA, CO, FL, IL, MA, MI, MN, NV, NY, TX Years of Experience in Financial Services:    10 Number of Years with Current Firm:    6 I work with the following types of clients:    Non-Profit Organizations, Businesses, Individual Investors
Education Academic Background   David holds his Series 7, 63, 65 and 24 registrations with LPL Financial as well as his State of California Life Insurance License. David studied Small Business Management and Administration of Justice at Cypress and Fullerton Colleges. In 1998 he graduated in the top of his class from the Fullerton College Police Academy.
Services Investment Types:    Insurance, Mutual Funds, Annuities, Alternative Investments, Bonds, Exchange Traded Funds (ETFs)
Qualifications & Memberships Certifications, Accreditations & Designations:    Chartered Retirement Planning Counselor (CRPC®), Accredited Wealth Management Advisor(AWMA) Securities Licenses:    Series 7, Series 63, Series 24, Series 65 Insurance and Annuity Licenses:    Variable Life, Long Term Care, Variable Annuity, Annuity, Life, Health Non-Financial Organization Memberships:    David is a Reserve Deputy for the Los Angeles County Sheriff's Department, serves on the Board of Directors for Anaheim Memorial Medical Center, is an Advisory Board member for Senior Advisor magazine, an LPL Financial Freedom Club member and a Putnam Golden Scale Council member.
Firm Information Number of Advisors in Office:    Up to 10 employees Firm's Number of Clients:    500 Firm's Number of Managed Clients:    100 Assets Managed by Firm:    $100,000,000 Advisor's Number of Clients:    105 Advisor's Number of Managed Clients:    40 Assets Managed by Advisor:    $40,000,000
Compliance Registered Representative:    Yes Investment Advisor Representative:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees Fee Structure:    I am a fee-based financial professional Minimum Portfolio Size for New Managed Accounts:    $100,000 Compensation Methods:    Based on Assets, Hourly, Flat Fee, Commissions
Prepared By:	David Schaper

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

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Q.	Do you have a customer satisfaction or refund policy?
Service is the single biggest variable in the financial services industry today. It also happens to be the cornerstone of this firm’s success. We have a very thorough, personalized and systemetized client communication system in place that truly distinguishes Benchmark Wealth Management from its peers. We strive to make sure each experience with our firm is both enjoyable and beneficial.

Q.	What are your qualifications? What is your education background?
Mr. Schaper holds his Series 7, 63, 65 and 24 registrations through LPL Financial and Insurance licenses with the states of California, Arizona, Illinois and Colorado. David earned his Chartered Retirement Planning Counselor (CRPC) and Accredited Wealth Management Advisor credentials and designations from the College for Financial Planning in Denver, Co.

Q.	What is your approach to financial planning?
Ours is a process that you and our team, as your “Personal CFOs” will undertake together. By helping you articulate your aspirations, we are better able to understand where you want to be and develop a road map to help you get there. Whatever your hopes for the future, the only way to achieve the vision of how you’ll spend the years ahead is to commit to a plan that can take you there.

Q.	What services do you offer?
Retirement Planning, Investments, Insurance, Estate Planning

Q.	How many clients do you currently manage?
As a firm, we work with over 500 households across the country. I personally work with approximately 100.

Q.	Will you be the only person working with me?
Not necessarily. Depending on the service(s) needed and geographic location, one of our other advisors may be a better fit.

Q.	How are you compensated? How will I pay for your services?
Depending on the client's specific situation we have many fee and commission based strategies to choose from.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Some of the strategies do allow for the advisor to have discretion over specific types of transactions. It depends on each client's specific situation.

Q.	Do you offer any guaranteed results?
Some of the strategies we use do offer various types of guarantees.

Q.	How much risk should I be willing to take?
It depends purely on your goals, time horizon and risk tolerance, or what I like to call the "sleep at night factor".

Q.	Have you ever been charged with any breaches?
No.