| Advisor Profile |
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Business Description |
| We help individuals make smart decisions about their money as a leading independent financial advisory firm. We serve mainly Northern California Executives, Business Owners, and Parents who are serious in maximizing their wealth, preserving it, and thinking of leaving a legacy. Many of our clients give back to their communities, sometimes through a gifting program or through their own family foundation. Many are active in their children’s schools and churches. |
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General Information |
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| Insurance License#: |
CA-0570222
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| Name of Broker/Dealer: |
MetLife Securities, Inc.
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| States Licensed in: |
CA, NV
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| Years of Experience in Financial Services: |
25
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| Number of Years with Current Firm: |
14
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| I work with the following types of clients: |
Businesses, Non-Profit Organizations, Individual Investors
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Education |
| Academic Background |
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BS, Economics - Wagner College
BS, Business Administration - Wagner College |
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Services |
| Investment Types: |
Pension Plans, Bonds, Stocks, Annuities, Insurance, Mutual Funds, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Chartered Financial Consultant (ChFC®), Certified Senior Advisor (CSA)®, Chartered Life Underwriter (CLU®), Registered Financial Consultant (RFC)
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| Securities Licenses: |
Series 66, Series 6, Series 7, Series 24, Series 63, Series 65
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| Insurance and Annuity Licenses: |
Variable Life, Disability, Variable Annuity, Long Term Care, Life, Annuity
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| Financial Organization Memberships: |
National Association of Insurance and Financial Advisors (NAIFA), National Association of Personal Financial Advisors (NAPFA), National Association of Estate Planners & Councils
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| Non-Financial Organization Memberships: |
Moraga California Rotarian
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Firm's Number of Clients: |
87
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| Assets Managed by Firm: |
$78,000,000
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-only financial professional: |
Yes
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| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$50,000
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| Compensation Methods: |
Commissions, Based on Assets, Flat Fee
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| Fee % Based on Assets: |
1.5%
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| Prepared By: |
Paul Griessel |
Frequently Asked Questions |
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| Q. |
What are your qualifications? What is your education background? |
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B.S. Econmics, Wagner college, New York., Chartered Financial Consultant, from the American College, Bryn Maw, Pennsylvania; Series 7, 24,65,66 from Finra. Chartered ife Underwriter, from the American College, Bryn Maw, Pennsylvania, and twenty-four years of experience. |
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What is your approach to financial planning? |
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Our approach to financial planning can be comprehensive when needed, but always tailored to the client. |
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What services do you offer? |
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Full fee based financial planning, pension planning, estate planning, roll-over and termination of service planning, retirement income planning, and risk management |
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How many clients do you currently manage? |
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We currently have over two hundred clients and will limit ourselves to 275. |
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| Q. |
Will you be the only person working with me? |
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We have at least three professionals involved with each client.The initial consultation may involve one to two associates. |
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How are you compensated? How will I pay for your services? |
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All fees are paid to our Broker Dealer, MetLife Securities. This is based upon the investment policy being viewed by our client and approved upon, our fee schedule being agree upon, and the next course of action being agreed upon. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Yes, unless otherwise instructed. |
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How much risk should I be willing to take? |
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This varies from client to client. Simply put, take as little as possible in order to reach you desired goals. |
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Have you ever been charged with any breaches? |
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No, we have never had a complaint. |
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What services do you provide? What are your specialties? |
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We offer full comprehensive financial planning, pension planning, estate planning strategies, retirement income planning strategies, charitable giving concepts, family legacy planning and risk management strategies |
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What is your experience? How many clients do you currently manage? |
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B.S. Econmics, Wagner college, New York., Chartered Financial Consultant, from the American College, Bryn Maw, Pennsylvania; Series 7, 24,65,66 from Finra. Chartered ife Underwriter, from the American College, Bryn Maw, Pennsylvania, and twenty-four years of experience. We currently have a little over two hundred clients. |
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What financial institution(s) do you represent? |
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Our Broker Dealer is MetLife Securities for thier experience, client service and varied offerings that allows us to tailor each clients plan |
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How do you charge for your services? |
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We have a range of fees charged depending on the size of the portfolio or money involved. We are very competitive and acknowledge that certain investments and or portfolios require less effort than others. |
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Do you provide a free initial consultation? |
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We offer an initial consultation that is free and usually will last from one hour to an hour an a half. |
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| Q. |
Why should I choose you as my financial advisor? |
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Many people say we are considerate, knowledgeable, helpful and that we deliver more than we promise. |
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What are your qualifications? |
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Chartered Financial Consultant, Registered Principal, Securities 7, 24, 65,66 and allowed to supervise other planners and wealth managememt professionals. |
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| Q. |
What is your approach to 401 K plan rollovers? |
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the clients wants and wishes are the only element that is important. Based upon their comfort zone for risk, if any, the age, their family requirements and other assets, we then offer a few suggestions that we feel are tailored to the client. |
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How long does the process of rolling over a 401K plan usually take? |
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We usually allow a month depending on the number of forms and where the money is moving from, meaning the third party administrator. The average length of time is between 3-4 weeks. |
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What financial institutions do you represent? |
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Our Broker Dealer is MetLife Securities for thier experience, client service, and varied offerings that allows us to tailor each clients plan |
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How many years of experience do you have? |
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I currently am in my twenty-fourth year. I have hired Certified Financial Planners, CPAs and Wealth management people during this time. Our average length of experience in the financial planning / wealth management industry is 18 years. |
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What are your fees for this service? |
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We offer a range from $200 to $500 depending on the complexity.
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| Q. |
How many 401K rollover clients do you currently manage? |
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We have just less than 80 rollover clients with our firm. |
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Why should I roll over my 401K plan to your firm? |
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We have serviced many Chevron, Verizon, Schwab, Washington Mutual Executives and employees. We are senitive to the clients needs, and we offer full money management options with the whole clients estate plan taken into account. |
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Do you provide a free initial consultation? |
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Griessel Tiffany Group offers a free initial consultation that usually extends to an hour an a half. |
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