| Advisor Profile |
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Business Description |
Dreams. They’re the heart and soul of every financial security plan.
As a financial security and investment representative, I understand your dreams and goals are unique, whether you’re starting a new family, building a business or planning for a comfortable retirement.
Whatever stage of life you’re in, I’ll work with you and together we’ll build a personalized financial security plan that fits your needs, helps protect you from unforeseen risk and helps make your goals achievable. I accomplish this by using an integrated planning process. |
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| Prepared By: |
Jason Dufault |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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All investments and policies are customized to the clients needs. |
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What is your approach to financial planning? |
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I like to gather all the data available and put together a plan that matches the clients goals and dreams. |
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What services do you offer? |
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Life insurance, retirement planning, group plan benefits, group plan rrsp's, mortgage, disability benefits, critical illness coverage, etc... |
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How many clients do you currently manage? |
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I currently manage under 100 clients which affords me the time to really focus in on each individual client's needs and properly assess and answer each of their problems. |
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Will you be the only person working with me? |
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Yes, I have a team of experts behind me to support any questions that may arise. |
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How are you compensated? How will I pay for your services? |
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I am compensated by the companies I represent. There is no cost to you as the client for sitting down with me to review your situation. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Absolutely. I have no authority to process anything without consent from the client. |
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Do you offer any guaranteed results? |
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The nature of the business doesn't allow me to offer guarantees, but no decision will be made without the client's approval and understanding of any decision. |
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How much risk should I be willing to take? |
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I use an Asset Allocation Model to determine what your risk tolerance is for your personality and I strictly abide to your model. |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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Great West Life, Sunlife, Manulife, London life and many others as needed. |
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Are there any pre-existing conditions that you can not cover? |
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I found when having a client who isn't sure they can get coverage, I send a preliminary questionnaire to underwriting to have a probable approval and also with a general rating on the policy. |
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How long does it take to complete the application and approval process? |
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The initial application is quite quick and can be done with 90 minutes with all explanations and the approval process depends on the reports and tests required for the amount of coverage requested. |
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Is there a maximum age that you can insure? |
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Term insurance will cease at 85 years old. At 100 years old, all other policies will terminate. |
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What services do you provide? What are your specialties? |
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Life insurance, retirement planning, group plan benefits, group plan rrsp's, mortgage, disability benefits, critical illness coverage, etc... |
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What is your experience? How many clients do you currently manage? |
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I currently manage under 100 clients which affords me the time to really focus in on each individual client's needs and properly assess and answer each of their problems. |
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How do you charge for your services? |
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I am compensated by the companies I represent. There is no cost to you as the client for sitting down with me to review your situation. |
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Do you provide a free initial consultation? |
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Yes definetely, there is no cost associated with sitting down with me and preparing your portfolio. |
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Why should I choose you as my financial advisor? |
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I've dedicated myself to this profession as a life long goal. I'm currently 32 years old and plan to grow old with you and be there whenever you need me. |
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What is your approach to Education Planning? |
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Determine the needed capital for the education costs and then maximize your dollars to take advantage of the Savings Grants and Bonds available to you. |
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What are your fees for this service? |
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I am compensated by the companies I represent. There is no cost to you as the client for sitting down with me to review your situation. |
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| Q. |
How many Education Planning clients do you currently manage? |
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I currently manage under 100 clients which affords me the time to really focus in on each individual client's needs and properly assess and answer each of their problems. |
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Do you provide a free initial consultation? |
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Yes definetely, there is no cost associated with sitting down with me and preparing your portfolio. |
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