| Advisor Profile |
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| Name: |
Darrell Masters, CFP® |
| Phone Number: |
(513) 258-2175 |
| Website: |
Visit Website
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| Disclaimer |
| Securities offered through Cambridge Investment Research, Inc. A registered broker/dealer. Member Darrell E. Masters is a Registered Representative and IAR of Cambridge. Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA & SIPC. Investment Advisor Representative Cambridge Investment Advisors, Inc., a Registered Investment Advisor. Cambridge and Kenwood Financial Group are not affiliated. Note: Trades or transactions requested by e-mail or voicemail are not permitted. |
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Business Description |
| CFP with over 15 years experience, serving primarily in the areas of retirement planning and asset management. We provide highly individualized advice to our clients with the ability to provide personal attention locally and to selected areas. |
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General Information |
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| Name of Broker/Dealer: |
Cambridge Investment Research, Inc.
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| Name of Custodial Firm: |
NFS, CB&T, and others
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| States Licensed in: |
AZ, CA, CO, FL, GA, IN, KY, NH, NY, OH, OR, PA, VA, WI
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| Years of Experience in Financial Services: |
15
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| Number of Years with Current Firm: |
3
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| I work with the following types of clients: |
Businesses, Non-Profit Organizations, Individual Investors
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Education |
| Academic Background |
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| BS, Business Finance - Miami University of Ohio |
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Services |
| Investment Types: |
Exchange Traded Funds (ETFs), Alternative Investments, Options & Futures, FOREX & Currency, Mutual Funds, Commodities, Insurance, Annuities, Stocks, Bonds, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant
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| Securities Licenses: |
Series 7, Series 63
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| Insurance and Annuity Licenses: |
Accident, Annuity, Variable Life, Long Term Care, Variable Annuity, Life, Disability
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
400
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| Firm's Number of Planning Clients: |
125
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| Firm's Number of Managed Clients: |
250
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| Assets Managed by Firm: |
>$50M
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| Advisor's Number of Clients: |
200
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| Advisor's Number of Managed Clients: |
100
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| Advisor's Number of Planning Clients: |
60
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| Assets Managed by Advisor: |
>$20M
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$100,000
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| Compensation Methods: |
Commissions, Hourly, Flat Fee, Based on Assets
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| Fee % Based on Assets: |
.8%-1.5%
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| Prepared By: |
Darrell Masters, CFP® |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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Yes. We have a policy of returning fees for financial planning if a client feels we haven't addressed their needs. |
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What are your qualifications? What is your education background? |
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Degree in Finance, CFP, 15 years experience. |
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What is your approach to financial planning? |
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By understanding where a client is now, past experiences, and one's vision for the future. |
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What services do you offer? |
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Portfolio management, financial planning. |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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It depends on the scope of services provided. |
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How are you compensated? How will I pay for your services? |
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Fees for advisory services. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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That is agreed in the beginning when we are determining the scope of our services. |
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Do you offer any guaranteed results? |
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Yes. Your plans will change. :-) |
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How much risk should I be willing to take? |
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That is carefully determined from the beginning so negative surprises are mitigated. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Financial planning, portfolio management. |
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What is your experience? How many clients do you currently manage? |
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Over fifteen years....approximately 200 |
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What financial institution(s) do you represent? |
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How do you charge for your services? |
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Fees for planning and advisory services. |
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Do you provide a free initial consultation? |
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We determine if our services are a match before any discussion of fees. |
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Why should I choose you as my financial advisor? |
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We believe our relationships are based understanding our clients and communicating solutions that further their goals. |
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| Q. |
What are your qualifications? |
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Degree in Finance, CFP, 15 years experience |
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What is your approach to Education Planning? |
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Having it properly integrated into an overall plan for long-term financial well-being. I believe it is best to set expectations, so the child/children can formulate plans for whatever they may need to do to meet their education goals. |
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How long does the process of setting up an Education Plan usually take? |
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From one day to weeks...depending on level of planning. |
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What financial institutions do you represent? |
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How many years of experience do you have? |
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What are your fees for this service? |
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$150 an hour or a pre-determined fee. |
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How many Education Planning clients do you currently manage? |
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Why should I work with you on setting up an Education Plan? |
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Again, an approach that is based on setting expectations, so the one(s) involved can make plans that will increase the odds of success. |
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Do you provide a free initial consultation? |
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We determine if our services are a match before any discussion of fees. |
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What are your qualifications? |
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Degree in Finance,CFP, 15 years experience |
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What is your approach to 401 K plan rollovers? |
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Determine what objectives are to be met. For example: Income, accumulation, or current needs(retire debt,start business,etc). |
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How long does the process of rolling over a 401K plan usually take? |
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In most cases, from 2 weeks to a month. |
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What financial institutions do you represent? |
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We are independent advisors. |
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How many years of experience do you have? |
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What are your fees for this service? |
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We work with our clients to determine a very advantageous cost structure for their goals. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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We take our role in our clients finances seriously because their success determines ours! |
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| Q. |
Do you provide a free initial consultation? |
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We determine if our services are a good match before we quote a fee. |
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