Business Description

Charles believes it is important to align your money decisions with what’s important in your life. He engages in meaningful conversations with his clients to gain a better understanding of what is important to them, their goals and values. This foundation serves as a guiding light for Charles in working with his clients to help them make sound financial decisions for their future. He is a role model for his clients in his commitment and passion to both his family and his career as a financial life planner.

In his work as a financial life planner, Charles has been trained to help clients successfully navigate financial and life transitions. He helps pre & post retirees navigate through the myriad of personal and financial decisions they face during this critical time. He works with widows and widowers, divorcees, business owners and professionals to assist them in attaining a higher level of financial security through education, understanding and scenario planning. Charles also has extensive experience working with executives at private and public companies, large and small, assisting them in managing their unique financial situations (stock options, deferred compensation, restricted stock etc.) and in helping plan for their future.

General Information

Gender:

Male

CRD#:

3277832

Firm CRD#:

6413

Name of Broker/Dealer:

LPL Financial Corporation

States Licensed in:

VA, TX, CA

States Willing to do Business in:

NC, DC, MD

Years of Experience in Financial Services:

Number of Years with Current Firm:

2.5

I work with the following types of clients:

Businesses, Investment Clubs, Non-Profit Organizations, Individual Investors

Education

Academic Background

MHR - University of Oklahoma
Bachelor of Arts degree - University of Florida

Services

Investment Types:

Mutual Funds, Bonds, Exchange Traded Funds (ETFs), Alternative Investments, Options & Futures, Commodities, Insurance, Annuities, Stocks, Socially Responsible Investments (SRI)

Qualifications & Memberships

Certifications, Accreditations & Designations:

Accredited Wealth Management Advisor(AWMA)

Securities Licenses:

Series 66, Series 7

Insurance and Annuity Licenses:

Variable Life, Long Term Care, Variable Annuity, Health, Life, Annuity

Financial Organization Memberships:

Financial Planning Association (FPA), Paladin Registry

Firm Information

Number of Advisors in Office:

Up to 10 employees

Advisor's Number of Clients:

Advisor's Number of Managed Clients:

Advisor's Number of Planning Clients:

Compliance

Registered Representative:

Yes

Investment Advisor Representative:

Yes

I am an acknowledged fiduciary:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

$50,000

Compensation Methods:

Flat Fee, Based on Assets

Fee % Based on Assets:

0.5 - 1.5%

Flat Fee Rate:

$500-2500

Additional Details on Charges:

Project fees vary based on complexity of case.

Minimum Fee Charged for Flat Fee Accounts:

$500

Prepared By:

Charles Stough

Most Recent Update:

11/13/2008