| Advisor Profile |
|
 |
| Research This Advisor |
|
| Request More Information |
|
| Disclaimer |
| Ameriprise Financial Services, Inc. offers financial advisory services, investments, insurance and annuity products. RiverSource products are offered by affiliates of Ameriprise Financial Services, Inc., Member FINRA and SIPC. |
|
|
|
|
|
Business Description |
| As an Ameriprise financial advisor, I believe success should be measured not just by your financial well-being, but by how confident you feel about your future. My mission is to help you reach your financial goals through a personal relationship based on personalized, knowledgeable advice. This focus is designed to help you reach your goals, giving you greater confidence. |
|
| |
|
|
General Information |
|
|
|
|
|
|
| Name of Broker/Dealer: |
Ameriprise Financial Services, Inc.
|
|
| States Licensed in: |
MO, NY, TX, CA, FLA, MA
|
|
| States Willing to do Business in: |
All States
|
|
| Years of Experience in Financial Services: |
19
|
|
| Number of Years with Current Firm: |
6
|
|
| I work with the following types of clients: |
Non-Profit Organizations, Individual Investors, Investment Clubs, Businesses
|
|
| Foreign Languages Serviced: |
Spanish, German
|
|
| |
|
Education |
| Academic Background |
| |
| BA, International Trade and Finance - Tulane/LSU |
|
| |
|
Services |
| Investment Types: |
Options & Futures, Bonds, Stocks, Annuities, Insurance, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
|
|
| |
|
Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Certified Senior Advisor (CSA)®, Accredited Asset Management Specialist (AAMS®), Certified Retirement Financial Advisor (CRFA), Certified College Planning Specialist(CCPS), Certified Divorce Financial Analyst(CDFA), Personal Financial Specialist (PFS), Certified in Long-Term Care (CLTC), Chartered Retirement Planning Counselor (CRPC®)
|
|
| Securities Licenses: |
Series 66, Series 7
|
|
| Insurance and Annuity Licenses: |
Variable Annuity, Long Term Care, Variable Life, Disability, Annuity, Health, Life
|
|
| Financial Organization Memberships: |
Million Dollar Roundtable
|
|
| |
|
Firm Information |
| Number of Advisors in Office: |
10 - 99 employees
|
|
| I work with clients as part of a team: |
Yes
|
|
| Firm's Number of Clients: |
380
|
|
| Firm's Number of Planning Clients: |
350
|
|
| Firm's Number of Managed Clients: |
294
|
|
| Assets Managed by Firm: |
$130,000,000
|
|
| Advisor's Number of Clients: |
130
|
|
| Advisor's Number of Managed Clients: |
110
|
|
| Advisor's Number of Planning Clients: |
80
|
|
| Assets Managed by Advisor: |
$55,000,000
|
|
| |
|
Compliance |
| Registered Representative: |
Yes
|
|
| I am an acknowledged fiduciary: |
Yes
|
|
| Compliance Disclosures in Last 5 years: |
I have a clean record
|
|
| Criminal Disclosures in Last 5 years: |
I have a clean record
|
|
| |
|
Compensation & Fees |
| I am a fee-only financial professional: |
Yes
|
|
| I am a fee-based financial professional: |
Yes
|
|
| Minimum Portfolio Size for New Managed Accounts: |
$50,000
|
|
| Compensation Methods: |
Flat Fee
|
|
| Fee % Based on Assets: |
1%
|
|
| Additional Details on Charges: |
Flat fee rates are from $800 to $5,000. It really depends on the individual and what help they need. A complex case is more expensive. Simple cases are priced accordingly lower.
|
|
| Minimum Fee Charged for Managed Accounts: |
$800
|
|
| Minimum Fee Charged for Hourly Planning Accounts: |
$100
|
|
| Minimum Fee Charged for Flat Fee Accounts: |
$800
|
|
| |
|
| |
| |
| Prepared By: |
Charles Jones |
Frequently Asked Questions |
|
| Q. |
Do you have a customer satisfaction or refund policy? |
|
| Q. |
What are your qualifications? What is your education background? |
| |
I have been in financial services for 19 years. I have a BA from LSU in International Trade and Finance |
|
| Q. |
What is your approach to financial planning? |
| |
Face to face meetings, three times a year, open lines of communication is the only way planning works long term. |
|
| Q. |
What services do you offer? |
| |
Investment Advice, Retirment Planning, Estate Planning, Education Planning, Insurance. |
|
| Q. |
How many clients do you currently manage? |
|
| Q. |
Will you be the only person working with me? |
| |
We work in a group approach but I will be your main contact and will conduct your meetings. |
|
| Q. |
How are you compensated? How will I pay for your services? |
|
| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
|
| Q. |
Do you offer any guaranteed results? |
|
| Q. |
How much risk should I be willing to take? |
| |
That is really up to you but we will work together to find a risk tolerance that works for you. |
|
| Q. |
Have you ever been charged with any breaches? |
|
| Q. |
What carrier(s) do you represent? |
| |
Ameriprise, IDS, Genworth |
|
| Q. |
Are there any pre-existing conditions that you can not cover? |
|
| Q. |
How long does it take to complete the application and approval process? |
|
| Q. |
Is there a maximum age that you can insure? |
|
| Q. |
What services do you provide? What are your specialties? |
| |
Investment Advice and Retirement Planning are my focus. We also provide insurance, estate planning, education planning, budgeting, and tax planning. |
|
| Q. |
What is your experience? How many clients do you currently manage? |
| |
19 years in financial services. 130 clients. |
|
| Q. |
What financial institution(s) do you represent? |
| |
Ameriprise, Fidelity, Genworth |
|
| Q. |
How do you charge for your services? |
|
| Q. |
Do you provide a free initial consultation? |
|
| Q. |
Why should I choose you as my financial advisor? |
| |
Client tell me that like my laid back approach and that I was not pushy. Refrences available on request. |
|
| Q. |
What are your management fees? |
|
| Q. |
What kind of plans do you specialize in? |
|
| Q. |
Do you have a minimum requirement for number of employees or total investment value? |
|
| Q. |
What type of plans do you offer? |
|
| Q. |
What are your qualifications? |
| |
19 Years in Financial Services |
|
| Q. |
What is your approach to Education Planning? |
| |
Contrary to popular belief education planning is very complicated. There are a myriad of option available to people that do the research. We will take the time to tailor a program that will work for you. |
|
| Q. |
How long does the process of setting up an Education Plan usually take? |
|
| Q. |
What financial institutions do you represent? |
| |
Fidelity, Ameriprise, Genworth |
|
| Q. |
How many years of experience do you have? |
|
| Q. |
What are your fees for this service? |
|
| Q. |
How many Education Planning clients do you currently manage? |
|
| Q. |
Why should I work with you on setting up an Education Plan? |
| |
Client tell me that like my laid back approach and that I was not pushy. Refrences available on request. |
|
| Q. |
Do you provide a free initial consultation? |
|
| Q. |
What are your qualifications? |
| |
19 Year of Financial Services Experience |
|
| Q. |
What is your approach to 401 K plan rollovers? |
| |
There are many options. Take the time to review them all. |
|
| Q. |
How long does the process of rolling over a 401K plan usually take? |
| |
It depends on the company but it typically takes two to four weeks. |
|
| Q. |
What financial institutions do you represent? |
|
| Q. |
How many years of experience do you have? |
|
| Q. |
What are your fees for this service? |
|
| Q. |
How many 401K rollover clients do you currently manage? |
|
| Q. |
Why should I roll over my 401K plan to your firm? |
| |
Client tell me that like my laid back approach and that I was not pushy. Refrences available on request. |
|
| Q. |
Do you provide a free initial consultation? |
|
|
|
