| Advisor Profile |
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| Name: |
Michael Edwards |
| Phone Number: |
(248) 782-5736 |
| Website: |
Visit Website
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Business Description |
| I provide comprehensive financial planning services with an emphasis on investment management and retirement planning. My practice focuses on the development of customized financial planning solutions for affluent families and small businesses. The approach I use involves working to establish long-term advisory relationships with my clients - relationships that are based on trust, full disclosure, and on-going communications. |
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General Information |
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| Insurance License#: |
0468687
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| Name of Broker/Dealer: |
Raymond James Financial Services, Inc
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| Name of Custodial Firm: |
Raymond James Financial Services, Inc
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| States Licensed in: |
MI, FL
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| States Willing to do Business in: |
MI, FL
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| Years of Experience in Financial Services: |
1
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| Number of Years with Current Firm: |
1
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| Work Experience: |
35+ years of business experience as an Executive in the automotive industry
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| I work with the following types of clients: |
Non-Profit Organizations, Individual Investors, Businesses
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Education |
| Academic Background |
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Personal Financial Planning Certificate - Oakland University
MBA - The Wharton School
BS in Industrial Administration - General Motors Institute |
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Services |
| Investment Types: |
Exchange Traded Funds (ETFs), Bonds, Stocks, Annuities, Insurance, Mutual Funds, Alternative Investments
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Wealth Management Specialist
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| Securities Licenses: |
Series 7, Series 66
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| Insurance and Annuity Licenses: |
Disability, Long Term Care, Variable Annuity, Variable Life, Life, Annuity
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| Financial Organization Memberships: |
Financial Planning Association (FPA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$50000
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| Compensation Methods: |
Based on Assets
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| Fee % Based on Assets: |
1 - 1.25
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| Prepared By: |
Michael Edwards |
Frequently Asked Questions |
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What are your qualifications? What is your education background? |
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I have completed the Personal Financial Planning Certificate program at Oakland University and hold an MBA from The Wharton School. I have passed the CFP Certification Examination of the Certified Financial Planner Board of Standards. I also have over 35 years of business experience. |
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What is your approach to financial planning? |
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My approach is to evaluate each clients' situation, goals, and objectives and then to develop a customized plan in conjunction with the client. |
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What services do you offer? |
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Comprehensive Financial Planning and Wealth Management, Investment Management, Asset Allocation & Rebalancing, Retirement Planning, Retirement Income Planning, Risk Management/Insurance Solutions, College & Education Planning. |
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Will you be the only person working with me? |
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Yes, although I have full access to professionals across a broad range of financial topic areas. |
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How are you compensated? How will I pay for your services? |
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My primary method of compensation is a fee which is based on a percentage of assets under management. This approach insures that my interests are aligned with those of my clients. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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Appropriate levels of risk are dependent on individual circumstances and objectives and will need to be evaluuated before any suggestions can be provided. |
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Have you ever been charged with any breaches? |
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Do you provide a free initial consultation? |
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Yes - I want to make sure that the advisory relationship is a good fit for both the prospective client and myself before we move forward. |
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Why should I choose you as my financial advisor? |
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Because I will do my best to look out for your financial best interests and I truly care about you and your family. |
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