Business Description
Intelligent Financial Strategies was established in 1995, embracing the ideas put forth by John Bogle, founder of the Vanguard Group. As a fee-only registered investment advisor, our business at IFS is built around honesty, transparency and discipline. We strive to provide quality counseling to individuals, families, corporations and institutions in a cost-effective manner. At IFS, we take pride in helping our clients avoid costly financial mistakes and affording them peace of mind, so they can focus their time on what they enjoy most.
General Information Gender:    Male CRD#:    4978923 Firm CRD#:    108048 SEC File#:    801-57626 Name of Custodial Firm:    Fidelity Institutional States Licensed in:    Registered Nationally States Willing to do Business in:    All Years of Experience in Financial Services:    3 Number of Years with Current Firm:    1 Work Experience:    Previous experience at a hedge fund and wealth management firm in the Twin Cities area. I work with the following types of clients:    Non-Profit Organizations, Individual Investors, Businesses
Education Academic Background   BA, Accounting/Finance- Magna Cum Laude from St. John's University Completed all three exams required to obtain the Chartered Financial Analyst (CFA) charter
Services Investment Types:    Stocks, Mutual Funds, Exchange Traded Funds (ETFs), Bonds
Qualifications & Memberships Financial Organization Memberships:    CFA Institute and CFA Society of Minnesota
Firm Information Number of Advisors in Office:    Up to 10 employees Firm's Number of Clients:    85 Assets Managed by Firm:    $100,000,000
Compliance Registered Investment Advisor:    Yes Investment Advisor Representative:    Yes I am an acknowledged fiduciary:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-only financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    $250,000 Compensation Methods:    Based on Assets Additional Details on Charges:    Asset Level Fee < $500,000 0.95% 500k-1M 0.80% 1M-2M 0.65% 2M-3M 0.50% 3M-5M 0.35% 5M-10M 0.20% 10M-20M 0.10% >20M 0.07%
Prepared By:	Jason Good

Frequently Asked Questions

Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	What services do you provide? What are your specialties?

Q.	What financial institution(s) do you represent?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

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Q.	What are your qualifications? What is your education background?
I have completed all of the exams required to obtain the Chartered Financial Analyst (CFA) charter. For more info on the CFA program, please visit the CFA Institute website: http://www.cfainstitute.org/cfaprog/index.html. I graduated Magna Cum Laude from St. John's University where I earned a BA in accounting with a finance concentration.

Q.	What is your approach to financial planning?
We feel that your financial plan should be structured around your unique goals and values. However, we take a slightly different approach to planning that we feel helps keep our clients disciplined and able to stick to their plan in both good times and bad.

Q.	What services do you offer?
Wealth Management, Financial Planning, Retirement Planning

Q.	How many clients do you currently manage?
We currently manage around 85 client relationships.

Q.	Will you be the only person working with me?
No, you will interact with other members of our team along with me.

Q.	How are you compensated? How will I pay for your services?
We are a fee-only advisory firm which means that we are not compensated by any outside parties. Our compensation comes directly from you, our client.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Yes, we believe transparency and full disclosure are extremely important in a client/advisor relationship.

Q.	Do you offer any guaranteed results?
No

Q.	How much risk should I be willing to take?
We look at risk in the context of your ability, willingness and need to take risk. Through our initial discussions with you, we listen to you and structure a portfolio and plan that makes the most sense for your personal situation. A plan that will give you the greatest chance of achieving your goals.

Q.	Have you ever been charged with any breaches?
No

Q.	What services do you provide? What are your specialties?
We employ an asset class investing approach to managing your wealth using low-cost funds primarily from Dimensional Fund Advisors (DFA). To learn more about DFA, please visit www.dfaus.com.

Q.	What financial institution(s) do you represent?
We are an independent fee-only registered investment advisor with no affiliation to any outside firms. This allows us to act solely on behalf of our clients, putting their interests first at all times.

Q.	Do you provide a free initial consultation?
Yes

Q.	Why should I choose you as my financial advisor?
You should consider working with us if you are looking to avoid costly financial mistakes, trying to simplify your financial picture or searching for peace of mind when it comes to managing your financial life.