| Advisor Profile |
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| Name: |
Jenieza Alston, MBA |
| Phone Number: |
(757) 337-2182 |
| Website: |
Visit Website
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Business Description |
We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you. We endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products to help you reach your goals.
Waddell & Reed, is one of the Oldest Financial Service companies in the US and has been working with Individuals and Businesses for more than 70 years. Our Virginia Beach office have just reached our 50th years of serving Hampton Roads area.
Products and Services:
Fee-based Asset management
Financial Planning
Employee and Executive benefits
Retirement Planning
Tax Planning
Insurance (Life, Disability, Long-term Care)
Education Funding
Investment Planning
Estate Planning
Goal funding |
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General Information |
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| Insurance License#: |
Life, Health, & Annuities
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| Name of Broker/Dealer: |
Waddell & Reed Inc.
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| Name of Custodial Firm: |
Waddell & Reed
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| States Licensed in: |
VA,CA,NY,NC,IL
licensed for securities in VA,CA,NY,NC,IL
IAR in NY & VA
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| States Willing to do Business in: |
VA,CA,NY,NC,IL
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| Years of Experience in Financial Services: |
3
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| Number of Years with Current Firm: |
2
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| Work Experience: |
Financial Services, Accounting, Tax Services, and Business Administration
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| I work with the following types of clients: |
Non-Profit Organizations, Individual Investors, Businesses
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| Foreign Languages Serviced: |
English & Tagalog
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Education |
| Academic Background |
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MBA in Finance
Bachelors degree in Business Administration-Accounting |
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| Investment Types: |
Mutual Funds, Insurance, Alternative Investments, Annuities, Bonds
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
MBA in Finance
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| Securities Licenses: |
Series 63, Series 6, Series 65
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| Insurance and Annuity Licenses: |
Variable Life, Disability, Variable Annuity, Long Term Care, Life, Health, Annuity
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| Financial Organization Memberships: |
Society of Financial Services Professionals
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Firm Information |
| Number of Advisors in Office: |
10 - 99 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
10000
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| Firm's Number of Planning Clients: |
8000
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| Firm's Number of Managed Clients: |
8000
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| Advisor's Number of Clients: |
60 +
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| Advisor's Number of Managed Clients: |
60+
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| Advisor's Number of Planning Clients: |
85%
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$25000
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| Compensation Methods: |
Based on Assets, Flat Fee
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| Additional Details on Charges: |
We have a fee-based Asset management program called MAP (Managed Allocations Portfolio). You pay one flat fee-based on percentage of assets. No per-transactions commission.
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| Minimum Fee Charged for Managed Accounts: |
1.3%
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| Minimum Fee Charged for Hourly Planning Accounts: |
$600
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| Minimum Fee Charged for Flat Fee Accounts: |
$1000
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| Prepared By: |
Jenieza Alston, MBA |
Frequently Asked Questions |
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What are your qualifications? What is your education background? |
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Bachelor's degree in Business Administration emphasis in Accounting, and MBA in finance, License in Life, Health, annuities, Series 6, Series 63, and Series 65 |
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What is your approach to financial planning? |
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First we want to know the client's financial situation, risk tolerance, and financial objectives |
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What services do you offer? |
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Financial Planning, Retirement planning, Insurance, long Term Care, anuities, college funding,401(k) rollover, 401 (k) services |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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It will depend on what service you need. Financial planning fees, fee-based asset management. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Yes. You need to sign a form before we make any changes to your account. |
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Do you offer any guaranteed results? |
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We have tools which can protect your investments, and can give you a guarantee. Your application has to comply with the requirements of our compliance dept. and the current rules regulations for the specific tools that we will utilize for your investments. |
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How much risk should I be willing to take? |
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It depends on your age, risk tolerance and objectives. What is your time horizon? |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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We have an arrangement with about 200 insurance companies including Prudential, Metlife, Mutual of Omaha, Genworth, Banner..etc |
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How long does it take to complete the application and approval process? |
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For insurance, it can take two weeks or more depending on the schedule of the applicant, and if we can immediately submit the completed application, and any other requirements required by the carrier |
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Is there a maximum age that you can insure? |
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It depends on the carrier and what policy are we applying for. Some carriers will insure you up to 80, others up to 100 years old |
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What services do you provide? What are your specialties? |
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Investments, financial Planning, retirement planning, IRA rollovers, annuities, education funding, disability insurance, Long term care, immediate annuities |
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What financial institution(s) do you represent? |
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How do you charge for your services? |
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Do you provide a free initial consultation? |
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Yes we offer a FREE no obligation consultation |
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Why should I choose you as my financial advisor? |
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I protect the interest of my clients, and I am equipped to help you reach your objectives. I help my client using a holistic approach. Our recommendation will be based on your specific needs. |
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What are your management fees? |
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What kind of plans do you specialize in? |
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Financial Planning, Retirement planning, MAP (Managed allocation Portfolios), Annuities,401(k) services |
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Do you have a minimum requirement for number of employees or total investment value? |
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For business retirement plans such as 401k, we need at least $50,000/year
If it is under $50k per year, we may recommend other cost effective options. |
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What type of plans do you offer? |
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Do you offer any additional services? |
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Organizational discount for financial Planning, Workshops |
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What are your qualifications? |
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MBA in finance, BA degree in Business Administration-Accounting, Licenses in Life, Health, annuities, Series 6, series 63, series 65 |
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What is your approach to Education Planning? |
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Depending on the objectives. How much time horizon, where is the potential school, Do you have retirement funds?, |
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What financial institutions do you represent? |
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How many years of experience do you have? |
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3 years in Financial services, 3 years in tax services, 10 years in accounting, 5 years in business administraion |
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Why should I work with you on setting up an Education Plan? |
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I prefer to be on my client's side, and I will show you the advantages and disadvantages of options available |
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Do you provide a free initial consultation? |
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Yes we offer a FREE no obligation consultation |
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What are your qualifications? |
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Series 6, Series 63, Series 65, MBA in Finance, Bachelors degree in Business Administration. |
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What is your approach to 401 K plan rollovers? |
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I need to know your age, risk tolerance, and objectives. There are options that can protect your retirement funds while participating in the market |
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How long does the process of rolling over a 401K plan usually take? |
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The process to fill out the form can be 1 to 2 hours. It can be less if we have all the documents that we may need. To complete the process including the issuance of check form your previous employer may take 1 or 2 weeks |
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What financial institutions do you represent? |
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What are your fees for this service? |
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It depends on the needs of the client. |
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Why should I roll over my 401K plan to your firm? |
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Because I treat my clients as my partner. I stand on their side for their investment. I help my client to look at the bigger picture, and work with them in designing strategies to reach their goals.
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| Q. |
Do you provide a free initial consultation? |
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Yes, we offer a Free no obligation consultation |
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