| Advisor Profile |
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Business Description |
We provide Pre-Retirement and Post Retirement Financial and Estate Planning. We do not provide high risk investments. We only work with conservative to moderate investments.
We also pre-qualify you or a loved one if you have to enter a nursing home to protect your assets!
We are members of the Better Business Bureau with an "A" rating and members of the National Ethics Bureau.
Looking Forward to hearing from you! |
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General Information |
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| Insurance License#: |
TX1046136
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| States Willing to do Business in: |
TX
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| Years of Experience in Financial Services: |
12
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| Number of Years with Current Firm: |
12
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| Work Experience: |
1992 to Present, President of Senior Asset Protection Services
2002 to Present, President of Life Planning Solutions,Inc.
1997 to Present, President of Asset Education Resources
1989 to Present, Norman Williams Real Estate Services
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| I work with the following types of clients: |
Hold Seminars, Individual Investors
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Education |
| Academic Background |
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1972 University of North Texas, Bachelors Degree in Psychology/Business Administration
1990 Northlake College, Associate Degree and Real Estate |
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Services |
| Investment Types: |
Mortgages & Real Estate, Medicare Supplements, Alternative Investments, Annuities, Insurance
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Registered Financial Consultant (RFC), Certified Senior Advisor (CSA)®, Certified Annuity Specialist (CAS)
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| Insurance and Annuity Licenses: |
Long Term Care, Life, Health, Annuity, Accident
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| Financial Organization Memberships: |
Financial Planning Association (FPA)
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| Non-Financial Organization Memberships: |
Better Business Bureau
National Ethics Bureau
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
450
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Compliance |
| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| Compensation Methods: |
Commissions
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| Additional Details on Charges: |
NEVER CHARGE TO BE SEEN!
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| Prepared By: |
Norman Williams |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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Our goal is to satfisfy our clients. |
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| Q. |
What are your qualifications? What is your education background? |
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Registered Financail Conultant |
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| Q. |
What is your approach to financial planning? |
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Conservative to Moderate with Tax savings always in mind. |
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| Q. |
What services do you offer? |
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Financial and Retirement Planning. We offer advice on Real Estate and Mortgages investments. College Planning for your Kids or GrandKids. |
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| Q. |
How many clients do you currently manage? |
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Will you be the only person working with me? |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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AVIVA, Allianz, National Western and Indianapolis Life |
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Are there any pre-existing conditions that you can not cover? |
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| Q. |
How long does it take to complete the application and approval process? |
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| Q. |
What services do you provide? What are your specialties? |
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| Q. |
What is your experience? How many clients do you currently manage? |
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What financial institution(s) do you represent? |
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AVIVA, Allianz, National Western and Indianapolis Life |
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How do you charge for your services? |
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Free! Free! Never Charge! |
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Do you provide a free initial consultation? |
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Yes and never charge after that! |
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| Q. |
Why should I choose you as my financial advisor? |
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I offer several options to meet the clients needs. |
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| Q. |
What are your qualifications? |
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We can use a life insurance vehicle for your childrens/grandchildrens college needs. |
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| Q. |
How long does the process of setting up an Education Plan usually take? |
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How many years of experience do you have? |
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What are your fees for this service? |
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Why should I work with you on setting up an Education Plan? |
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We are the very few that can assist you. |
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Do you provide a free initial consultation? |
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Yes and we never charge after that. |
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What are your qualifications? |
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What is your approach to 401 K plan rollovers? |
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To make a smooth transition for the client. |
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| Q. |
How long does the process of rolling over a 401K plan usually take? |
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What financial institutions do you represent? |
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AVIVA, Allianz, National Western and Indianapolis Life |
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| Q. |
How many years of experience do you have? |
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What are your fees for this service? |
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Free! Free! Never Charge! |
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| Q. |
Why should I roll over my 401K plan to your firm? |
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I use the best plans in the industry. |
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| Q. |
Do you provide a free initial consultation? |
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Free! Free! Never Charge! |
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