| Advisor Profile |
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| Name: |
Vernon Henry |
| Phone Number: |
(865) 761-4027 |
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| Request More Information |
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| Disclaimer |
| #34 If client is home bound or has other challenges we will meet in their home!
Case by case bases |
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Business Description |
| financial planner, advisor, insurance, long term, retirement, etc. etc. etc. etc |
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General Information |
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| Insurance License#: |
Lic in 10 states
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| Name of Broker/Dealer: |
J.W. Cole
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| Name of Custodial Firm: |
National Financial
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| States Licensed in: |
AZ, CA, FL, KY, MO, NM, OH, SC, TN, WA.
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| States Willing to do Business in: |
Any
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| Years of Experience in Financial Services: |
20
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| Number of Years with Current Firm: |
2
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| I work with the following types of clients: |
Non-Profit Organizations, Businesses, Investment Clubs, Individual Investors
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| Foreign Languages Serviced: |
Can provide marteials in different languages
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Services |
| Investment Types: |
In managed accounts, Annuities, Insurance, Commodities, Mutual Funds, FOREX & Currency, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Securities Licenses: |
Series 51, Series 26, Series 6, Series 63, Series 65
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| Insurance and Annuity Licenses: |
Long Term Care, Variable Life, Disability, Variable Annuity, Annuity, Health, Life
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| Financial Organization Memberships: |
Million Dollar Roundtable
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
25000
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| Compensation Methods: |
Flat Fee, Hourly, Commissions, Based on Assets
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| Additional Details on Charges: |
#39 AUM percentage fee's are dependent on the total size of portfilio
#41 Charge for full Financial Plan
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| Prepared By: |
Vernon Henry |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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the first one hour consultation is pro bono, this gives the individula time to decide to work with us not. As far as a refund policy, the issue has never come up therefore NO we do not. |
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What are your qualifications? What is your education background? |
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20 years of experience, security lic 6,63,26,51,65 as well as life, health, disability, & long term health. |
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What is your approach to financial planning? |
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Both tactical & strategic depending on the clients needs, wants and time line. |
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What services do you offer? |
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A full array, with the exception of individual stock purchase. |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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I have external sources in specific areas to include Estate Planning Att. CPA & Morgtage planner, as their service become necessary in order to develope a well rounded plan. |
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How are you compensated? How will I pay for your services? |
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We use both Fee & Commission base, depending on the comfort level of the client and the product that best serves their individual needs. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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We exercise No Discretionary authority, the client is involved in each and every trade excuted, unless the account is set up within a Managed account. |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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A risk ananlysis is performed for all clients, and this is the area that we work within unless the client request that we go outside of those parameters. |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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That changes from month to month some we add some we do away with, but about 85. |
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How long does it take to complete the application and approval process? |
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That will depend on the client the company issuing and their underwritting team, but usually about 2 4 weeks. |
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What services do you provide? What are your specialties? |
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A full array, with the exception of individual stock purchase. |
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What is your experience? How many clients do you currently manage? |
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20 years of experience, security lic 6,63,26,51,65 as well as life, health, disability, & long term health. |
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What financial institution(s) do you represent? |
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Depends on what the client needs, we are independent, so we match the client to a company |
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How do you charge for your services? |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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A large number of individuals claim to be Financial Planner, few really are. We take the time to find out who you are, what are your dreams,desires,fears,goals, wishes, we do this by listening and yes a few fact sheets! We are not the big name on the Street, I am the person you call when you have that money question at 8PM in the evening on Saturday, we are here for you and your family. |
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What are your management fees? |
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Either 1% or 4 hours per year retainer. |
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Do you have a minimum requirement for number of employees or total investment value? |
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What type of plans do you offer? |
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401k, 457, 403B, 403B(7) IRA Roth & Traditional SEP |
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What are your qualifications? |
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What is your approach to Education Planning? |
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Both tactical & strategic depending on the clients needs, wants and time line. |
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How long does the process of setting up an Education Plan usually take? |
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What financial institutions do you represent? |
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Depends on what the client needs, we are independent, so we match the client to a company |
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How many years of experience do you have? |
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What are your fees for this service? |
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We use both Fee & Commission base, depending on the comfort level of the client and the product that best serve their individual needs. |
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Do you provide a free initial consultation? |
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What are your qualifications? |
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20 years of experience, security lic 6,63,26,51,65 as well as life, health, disability, & long term health. |
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How long does the process of rolling over a 401K plan usually take? |
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The paperwork short time, once we have determined what your needs, goals and time horizons are for you specificaly |
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What financial institutions do you represent? |
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Depends on what the client needs, we are independent, so we match the client to a company |
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| Q. |
How many years of experience do you have? |
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What are your fees for this service? |
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We use both Fee & Commission base, depending on the comfort level of the client and the product that best serves their individual needs. |
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| Q. |
Why should I roll over my 401K plan to your firm? |
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We take the time to determine what you need and when, then decide what company to place you with, who is going to best meet your needs today and for years to come. |
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| Q. |
Do you provide a free initial consultation? |
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