| Advisor Profile |
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| Name: |
Keith Ellen |
| Phone Number: |
(818) 584-7171 |
| Website: |
Visit Website
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| Disclaimer |
| Securities offered through Securities America, Inc., a Registered Broker/Dealer, Member FINRA/SIPC. Keith Ellen, Registered Representative. Financial Planning and Advisory Services offered through Securities America Advisors, Inc, an SEC Registered Investment Advisor. American Financial Network and Securities America are unaffiliated. |
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Business Description |
| American Financial Network offers clients a highly customized approach to investing with comprehensive financial solutions, plus service & support that we believe is unparalleled in the industry. Utilizing innovate investment techniques, AFN specializes in asset allocation and portfolio design. Clients benefit from our expertise with full access to a team of accomplished professionals and a vast array of financial products and advisory services. In addition, AFN offers complimentary financial evaluations for prospective clients and those seeking an independent view. |
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General Information |
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| Insurance License#: |
0738342
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| Name of Broker/Dealer: |
Securities America, Inc.
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| Name of Custodial Firm: |
National Financial Services (NFS)
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| States Licensed in: |
Ca, TX, NC, FL, VA, IN
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| States Willing to do Business in: |
CA, TX, NC, FL, IN, AZ, NV, OR, WS, UT,
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| Years of Experience in Financial Services: |
22
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| Number of Years with Current Firm: |
5
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| I work with the following types of clients: |
Businesses, Family Offices, Non-Profit Organizations, Individual Investors
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| Foreign Languages Serviced: |
Spanish
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Services |
| Investment Types: |
Private Equity, Options & Futures, Mutual Funds, Commodities, Insurance, Annuities, Stocks, Bonds, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Alternative Investments, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Securities Licenses: |
Series 65, Series 6, Series 7, Series 22, Series 63
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| Insurance and Annuity Licenses: |
Disability, PPVUL, Annuity, Life, Variable Life, Variable Annuity, Long Term Care
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| Financial Organization Memberships: |
Financial Planning Association (FPA), Financial Service Institue (FSI)
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Firm Information |
| Number of Advisors in Office: |
10 - 99 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
1000
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| Firm's Number of Planning Clients: |
600
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| Firm's Number of Managed Clients: |
750
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| Assets Managed by Firm: |
$600,000,000
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| Advisor's Number of Clients: |
200
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| Advisor's Number of Managed Clients: |
150
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| Advisor's Number of Planning Clients: |
125
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| Assets Managed by Advisor: |
$ 90,000,000
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| Fee Structure: |
I am a fee-based financial professional
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| Minimum Portfolio Size for New Managed Accounts: |
$ 25,000
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| Compensation Methods: |
Commissions, Based on Assets
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| Fee % Based on Assets: |
.75-1.25 %
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| Additional Details on Charges: |
Will waive the Financial Plan fee if clients move Assets to firm
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| Minimum Fee Charged for Managed Accounts: |
1 %
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| Minimum Fee Charged for Hourly Planning Accounts: |
$ 350
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| Minimum Fee Charged for Flat Fee Accounts: |
$ 350
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| Prepared By: |
Keith Ellen |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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Absolutely, if the client does not feel that the Financial Plan added value then we would offer a portion of the fee to be refunded. |
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What are your qualifications? What is your education background? |
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Over a 20 year career in Financial Services, working both in the Banking side as well as the Independent Broker-Dealer environment. |
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What is your approach to financial planning? |
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Goals driven comprehensive custom financial plans (Cash flow analysis, tax, retirement, education, risk management, estate and allocation design. |
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What services do you offer? |
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We focus on investment planinng, retirement planning, college planning, estate planning, tax strategies, wealth transfer and risk management. |
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How many clients do you currently manage? |
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Between 150-200 clients. Approxiametley half are full planning clients and the other half is investment only clients |
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Will you be the only person working with me? |
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No, I have a professional staff that can provide unparralled services to our clients. |
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| Q. |
How are you compensated? How will I pay for your services? |
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Depending on investment vehicle or strategy, companesation can either be product based or an asset fee based on AUM (Assets Under Management) |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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We can manage money on a discretionary basis or on a non-discretionary basis. |
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Do you offer any guaranteed results? |
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We do not offer any guaranteed results. (Past performance is not indicative of future results). |
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How much risk should I be willing to take? |
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Clients risk level will be based on a risk assesment survey to determine the necessary goals and objectives. |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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Are there any pre-existing conditions that you can not cover? |
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Yes, major medical issues that can push cost beyond the fesability of the policy. |
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How long does it take to complete the application and approval process? |
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Is there a maximum age that you can insure? |
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What services do you provide? What are your specialties? |
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Innovative wealth management strategies |
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What is your experience? How many clients do you currently manage? |
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22 years in Financial Service Industry. Manage approxametely 200 clients. |
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What financial institution(s) do you represent? |
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Securities America Inc. (SAI) |
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How do you charge for your services? |
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Commissions and/or Asset Fee(s). |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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We have over 20 years experience and a very talented group to work with. We are independent and have key resources behind us. We treat each client the same and give our clients the optimum investment environment along with personalized service and hands on approach. |
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What are your qualifications? |
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Education planning is a big focus in our practice. |
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What is your approach to Education Planning? |
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Plan, plan and plan. Set goals on the college and stick with the plan. |
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How long does the process of setting up an Education Plan usually take? |
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One through meeting and a follow-up action plan. |
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What financial institutions do you represent? |
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Every state sponsored 529 Plan. |
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How many years of experience do you have? |
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What are your fees for this service? |
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How many Education Planning clients do you currently manage? |
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Roughly half of my clients require Education planning needs. |
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Why should I work with you on setting up an Education Plan? |
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We would look at the child, dollars currently saved (if any) and identify a college. We would run a comphrensive plan to see how would needed to be save in today's dollars or set a monthly savings plan. |
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Do you provide a free initial consultation? |
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What are your qualifications? |
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Over 20 years in Financial Services, assisting clients with qualified rollovers. |
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What is your approach to 401 K plan rollovers? |
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Opportunity to move to a self-directed IRA so we can choose the best fit for the client based on their tolerance for risk as well as their goals and objectives. |
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How long does the process of rolling over a 401K plan usually take? |
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What financial institutions do you represent? |
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Securities America Inc. (SAI) |
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How many years of experience do you have? |
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I have been an Financial Advisor with SAI for over 5 years |
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What are your fees for this service? |
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Either commissions or an asset fee based on assets under management (AUM). |
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How many 401K rollover clients do you currently manage? |
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More than 75 % of my clients have rolled over funds form their 401k plan |
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Why should I roll over my 401K plan to your firm? |
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Opportunity for more choices and direction and planning form an expericenced Advisor. |
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| Q. |
Do you provide a free initial consultation? |
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