| Advisor Profile |
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Business Description |
Would you like to have access to the top money managers
in the United States? Would you like this with low
minimums and fees? Are you looking for something other
than a "Buy and Hold" strategy?
Does your current financial advisor put your interests
first? We act as a fiduciary to our clients for their
personal financial, investment and retirement planning
- we'll even put it in writing.
Does your current advisor give you your own financial
website? We do. Not only to look at your investment's
with us, but your entire financial world! You can add
your checking accounts, mortgage, personal property,
and even other brokerage accounts! You can even upload
personal documents like wills and trusts, deeds, and
even family photo's to your online secure vault. All
accounts are updated daily so you know at all times
what your financial picture looks like. This is
provided, free of charge to our clients.
We know you have a choice in who you choose to assist
with your financial planning and investment management.
Now more than ever that decision plays a critical role
in your future financial prosperity and your personal
financial goal achievement. We know there are plenty of
"financial advisor professionals" out there, but there
are very few firms or financial advisors who are truly
comprehensive, Fee-Only, credentialed, experienced, and
skilled in the art of helping you achieve financial
success as YOU define it. |
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General Information |
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| States Willing to do Business in: |
All States
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| Years of Experience in Financial Services: |
12
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| Number of Years with Current Firm: |
6
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| I work with the following types of clients: |
Non-Profit Organizations, Individual Investors
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Services |
| Investment Types: |
Mutual Funds, Bonds, Stocks, Exchange Traded Funds (ETFs), Alternative Investments, Annuities, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Chartered Asset Manager
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| Securities Licenses: |
Series 63, Series 7, Series 65
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| Insurance and Annuity Licenses: |
Variable Annuity, Long Term Care, Life, Health, Annuity
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| Financial Organization Memberships: |
National Association of Personal Financial Advisors (NAPFA), Million Dollar Roundtable
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| Non-Financial Organization Memberships: |
BBB of Raleigh, NC
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Assets Managed by Advisor: |
$50,000,000
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-only financial professional: |
Yes
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| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$100,000
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| Compensation Methods: |
Based on Assets, Flat Fee, Hourly
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| Additional Details on Charges: |
Rates vary based on portfolio size and manager used. A Form ADV II will be provided on first visit which describes fee structure.
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| Minimum Fee Charged for Managed Accounts: |
1.25%
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| Prepared By: |
Michael Paulk |
Frequently Asked Questions |
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What services do you offer? |
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Complete financial planning. We offer Seperate Account Management of client portfolios. We have access and relationships with the best ranked money managers in the United States. |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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AFAS, Inc. is a fee only firm. The client pays a flat yearly fee for services. |
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Do you offer any guaranteed results? |
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Never. And if someone does, our advice is to run for the door. |
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How much risk should I be willing to take? |
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Every client has a different risk tollerance. We will find out what your risk profile is on your first visit. |
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Have you ever been charged with any breaches? |
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No. The firm and personal record is free from any complaints or law suits. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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Chances are you have been taught to invest the wrong way. I know that's a bold statement, but most consumers only know what they hear and see on tv. It's probably time you took a step "down" to a smaller firm that will actually "manage" your portfolio, not just stick you in a bunch of mutual funds and say "don't worry, it will come back some day." |
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What are your qualifications? |
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Series 7 license, Series 65 license, Series 63 license, Registered Investment Advisor with the State of NC, Board Certified Chartered Asset Manager from The American Academy of Financial Management, NC licensed in Life and Health, Medicare, LTC, and Medigap. |
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How long does the process of rolling over a 401K plan usually take? |
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Four to six weeks on average. |
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How many years of experience do you have? |
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Twelve years in the financial industry. Before that I was career Army. |
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How many 401K rollover clients do you currently manage? |
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Do you provide a free initial consultation? |
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