| Advisor Profile |
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| Name: |
Lucille Shaw |
| Phone Number: |
(760) 444-4538 |
| Website: |
Visit Website
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Business Description |
| Finances for Life, LLC is an independent financial planning firm founded with you in mind, our only focus. We provide unbiased fee-only comprehensive financial planning and fee-based wealth management services to San Diego and North County Coastal families, medical professionals, business owners and retirees. We help create strategies designed to build and protect their assets while minimizing taxes and ensure their plan is in position for the unexpected so they may live confidently and further their legacy. |
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General Information |
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| Insurance License#: |
0C95345, 0G83980
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| Name of Broker/Dealer: |
National Planning Corporation
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| Name of Custodial Firm: |
Pershing, LLC
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| States Licensed in: |
CA, IL, ID, MD
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| States Willing to do Business in: |
any of the 50 states
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| Years of Experience in Financial Services: |
14
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| Number of Years with Current Firm: |
8
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| I work with the following types of clients: |
Businesses, Individual Investors
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Education |
| Academic Background |
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Bachelor of Science in Medical Laboratory Sciences - University Of Illinois
MBA - Keller Graduate School Of Management |
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Services |
| Investment Types: |
REITs, Stocks, Alternative Investments, Exchange Traded Funds (ETFs), Bonds, Annuities, Insurance, Mutual Funds, Options & Futures, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Certified in Long-Term Care (CLTC)
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| Securities Licenses: |
Series 63, Series 6, Series 7, Series 66
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| Insurance and Annuity Licenses: |
Variable Annuity, Long Term Care, Disability, Annuity, Health, Life
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| Financial Organization Memberships: |
Financial Planning Association (FPA)
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| Non-Financial Organization Memberships: |
Toastmasters International,National Association of Professional Women
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| Fee Structure: |
I am a fee-based financial professional
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| Minimum Portfolio Size for New Managed Accounts: |
$100,000
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| Compensation Methods: |
Based on Assets, Hourly, Flat Fee
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| Fee % Based on Assets: |
1-3%
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| Prepared By: |
Lucille Shaw |
Frequently Asked Questions |
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What are your qualifications? What is your education background? |
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I have a diverse business and leadership experienced that I draw upon to help the different needs of my client. Over 20 years of business leadership experience and university faculty position, 14 years of which in the financial and asset management field. Master's Degree in Business Administration. FINRA registered. |
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What is your approach to financial planning? |
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Client focused, life centered. I take detailed questionaires and dicussions of client goals and priorities. I want to know the most important challenges affecting the you. |
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What services do you offer? |
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Comprehensive financial planning, wealth management strategies,asset protection strategies, retirement planning, and business consulting. |
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How many clients do you currently manage? |
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I am willing to discuss in private. |
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Will you be the only person working with me? |
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It depends on the type of engagement. I have team of advisors and strategic partners, so I can accomodate any type of cases. |
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How are you compensated? How will I pay for your services? |
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It depends on the scope of the engagement and the type of work. Most of my work are fee-based, meaning I am compensated on a flat percentage based on the size of the porfolio I manage. Fee-only,(flat fee or hourly)for financial consulting and financial planning. Comprehensive financial plans are usualy on a flat fee basis. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Discretionary and non-discretionary trading is available. The choice is dependent on the client preferences. |
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Do you offer any guaranteed results? |
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No firm is allowed to offer guarantees given the dymanic nature of our business and the many variables associated with it. The only thing I can guarantee is my dedication and personalize service to you. You will never just be an account number to me. |
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How much risk should I be willing to take? |
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This depends on your personal situation and should be discuss with an advisor. You and I will determine this as part of the scope of our engagement. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Please see details under financial planners |
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What is your experience? How many clients do you currently manage? |
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Please see details under financial planners |
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What financial institution(s) do you represent? |
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I am an independent advisor and have an affliation with National Planning Corporation, one of the largest independent broker dealer that serves independent advisors. |
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How do you charge for your services? |
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Please see under financial planners |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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It will depend mostly on compatibility of our personality. You and I will be able to determine this will through face to face meeting. |
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| Q. |
What are your qualifications? |
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Please see under financial planners. |
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| Q. |
What is your approach to 401 K plan rollovers? |
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It depends on the client goals and objectives that should be discuss in person. |
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How long does the process of rolling over a 401K plan usually take? |
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This depends on the processing time of the delivering company where the 401K assets resides. In general, it usually takes 10-14 days and we help you with the paperwork and follow-ups once the transfers paperwork are completed. |
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What financial institutions do you represent? |
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Please see under financial planners |
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How many years of experience do you have? |
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Please see under financial planners. |
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What are your fees for this service? |
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Please see under financial planners |
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How many 401K rollover clients do you currently manage? |
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I am willing to discuss in private. |
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Why should I roll over my 401K plan to your firm? |
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We offer a wide variety of investment choices. |
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Do you provide a free initial consultation? |
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