Business Description
AXA Advisors, LLC is a subsidiary of AXA Financial, Inc., a member of the global AXA Group. Financial services and products available to individuals and small businesses through AXA Advisors and its affiliates include: Financial planning Business, retirement, and estate planning College planning Life insurance Annuities Mutual funds AXA Advisors has financial professionals in communities throughout the United States. AXA Advisors' local presence allows clients to develop special relationships with talented, capable financial professionals in their local communities. Many of these financial professionals have attained one or more coveted professional designations, such as Certified Financial Planner® or Chartered Financial Consultant. Some even have a background or training in the fields of law or accounting.
General Information Gender:    Male CRD#:    5379355 States Licensed in:    NE and NV States Willing to do Business in:    NE and NV Years of Experience in Financial Services:    3 Number of Years with Current Firm:    1 Work Experience:    Financial Advisor and Broker, along with public accounting. I work with the following types of clients:    Non-Profit Organizations, Businesses, Investment Clubs, Individual Investors
Education Academic Background   B.A Professional Accounting
Services Investment Types:    Alternative Investments, Stocks, Bonds, Exchange Traded Funds (ETFs), Insurance, Mutual Funds, Annuities
Qualifications & Memberships Securities Licenses:    Series 7, Series 63 Insurance and Annuity Licenses:    Variable Life, Long Term Care, Variable Annuity, Disability, Life, Health, Annuity Financial Organization Memberships:    National Association of Insurance and Financial Advisors (NAIFA) Non-Financial Organization Memberships:    ASPCA, LDL Fraternity, and Westside of Omaha Church
Firm Information Number of Advisors in Office:    10 - 99 employees I work with clients as part of a team:    Yes Assets Managed by Firm:    $519 Billion
Compliance Registered Representative:    Yes Investment Advisor Representative:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees Fee Structure:    I am a commission only financial professional Minimum Portfolio Size for New Managed Accounts:    $250,000.00 Compensation Methods:    Commissions
Prepared By:	Adam Klestinec

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What carrier(s) do you represent?

Q.	Are there any pre-existing conditions that you can not cover?

Q.	How long does it take to complete the application and approval process?

Q.	Is there a maximum age that you can insure?

Q.	What services do you provide? What are your specialties?

Q.	How do you charge for your services?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

Q.	What is your approach to 401 K plan rollovers?

Q.	How long does the process of rolling over a 401K plan usually take?

Q.	How many years of experience do you have?

Q.	Why should I roll over my 401K plan to your firm?

Q.	Do you provide a free initial consultation?

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Q.	Do you have a customer satisfaction or refund policy?
The great thing about our services here at AXA is that meeting with our advisors is free. Whether or not you decide to move forward with a certain product is entirely your choice.

Q.	What carrier(s) do you represent?
As an advisor for AXA Advisors LLC, I represent one of the largest life insurance and variable annuity companies in the world, AXA Distributors LLC. Also, we have a wide access to the numerous insurance underwriters out there today through our AXA Network. As an advisor here at AXA, I can reach out to different underwriters to find the best coverage for our clients.

Q.	Are there any pre-existing conditions that you can not cover?
We have an extensive underwriting process and depending on your individual situation, we will have to determine that in a scenario taylored to your needs.

Q.	How long does it take to complete the application and approval process?
The process is fairly quick and again, depending on your individual situation, it could be fast with not very much underwriting work needed to be done, or it could take longer if there are many pre existing conditions that need to be further inquired about.

Q.	Is there a maximum age that you can insure?
We can insure term policies up to age 75 years old, and variable products up to age 85.

Q.	What services do you provide? What are your specialties?
I specialize in retirement planning and general investing. Where most people are unaware about things to think about for retirement, I am asking those specific questions to find out how much you will need at retirement, how much risk are you willing to take to reach that amount, what you want to do at retirement as far as socially, etc.

Q.	How do you charge for your services?
My services do not require paying a fee or charge. The meetings are not billed nor is the presentation or documents given to the client.

Q.	Do you provide a free initial consultation?
Yes. We can do a brief discovery survey to acknowledge anything that may be of concern or areas that need to be addressed. After that initial meeting, it will be up to you as the prospect to decide whether or not to move forward in the process of financial planning.

Q.	Why should I choose you as my financial advisor?
As far as the old ways of handling investing for clients, I am more interested in new and improved services to help make dreams come true. I want to find out what "YOU" want. So many times you hear people say "Well my advisor told me to do this." I am here to be a resource and a guide to achieving financial success.

Q.	What is your approach to 401 K plan rollovers?
I will work directly with the customer to get all the information needed to handle the rollover for the client so that they will not be hassled with a bunch of administration work and phone calls.

Q.	How long does the process of rolling over a 401K plan usually take?
Depending on the company of where the rollover is coming from, it may take up to a few weeks. We here at AXA work directly with the company transferring the account to make the process as quick and easy as possible.

Q.	How many years of experience do you have?
3 years

Q.	Why should I roll over my 401K plan to your firm?
We have exciting ways to manage your wealth and protect yourself from many different risks in the market today. We will work to provide our clients service to help safe guard them from losing their retirement and not having enough to live off in the later years. Let us plan your retirement so that you have a solid idea of where you will stand at the time you are planning to retire.

Q.	Do you provide a free initial consultation?
Free consultation and it does not cost you anything out of your pocket or hourly. We will talk and there will never be a bill sent to you for services rendered.