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Business Description |
| Financial & Insurance Consultants is a full-service independent financial firm. We will listen to you and work with your unique situation to help you pursue your financial goals. We offer a wide range of financial products and services to individuals and business owners. By seeking our sound financial information, we believe you will be better able to identify your goals and make sound decisions, to help you reach these goals. |
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General Information |
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| Name of Broker/Dealer: |
ROYAL ALLIANCE ASSOCIATES, INC.
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| States Licensed in: |
TX, CO, AZ, UT
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| Years of Experience in Financial Services: |
18
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| Number of Years with Current Firm: |
3
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| I work with the following types of clients: |
Non-Profit Organizations, Businesses, Individual Investors
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Education |
| Academic Background |
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BBA in Finance from Stephen F. Austin
Certified Financial Planning Program Metro State College of Denver Colorado
Chartered Financial Consultant from The American College of Pennsylvania
Certified Financial Educator from The Heartland Institute of Financial Education
Chartered Life Underwriter from The American College of Pennsylvania |
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Services |
| Investment Types: |
Annuities, Stocks, Bonds, Insurance, Mutual Funds, Options & Futures, Exchange Traded Funds (ETFs)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Chartered Life Underwriter (CLU®), Certified Financial Educator (CFEd®), Chartered Financial Consultant (ChFC®)
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| Securities Licenses: |
Series 66, Series 63, Series 7
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| Insurance and Annuity Licenses: |
Variable Annuity, Long Term Care, Life, Health, Annuity, Variable Life
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| Financial Organization Memberships: |
Society of Financial Services Professionals, Financial Planning Association (FPA), Board of Houston Financial Planning Association
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| Fee Structure: |
I am a fee-based financial professional
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| Minimum Portfolio Size for New Managed Accounts: |
$50K and up
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| Compensation Methods: |
Commissions, Flat Fee, Based on Assets
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| Additional Details on Charges: |
Call the office for a free report that I have written on ways Financial Advisors/Planners Charge.
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| Prepared By: |
W Ben Keel III BBA, CFP®, ChFC®, CFEd®, CLU® |
Frequently Asked Questions |
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What are your qualifications? What is your education background? |
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I have been named at one of "America's Top Financial Planners" for the last couple of years. I have earned my Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC), Certified Financial Educator (CFEd) and my Chartered Life Underwriter (CLU). |
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What is your approach to financial planning? |
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Listening to you...every person has a unique situation so we custom design each plan. |
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What services do you offer? |
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Financial Planning, Asset Management and Insurance Planning. |
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Will you be the only person working with me? |
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No...we have a team that will work with you. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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We can manage assets for any individual; however my Financial Specialty is planning for retirement and setting up a retirement income plan (someone who is within about 10 years of retirement into retirement) |
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Do you provide a free initial consultation? |
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Do you offer any additional services? |
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Yes, in our alliance of firms we have someone who can help you with most financial situations |
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What are your qualifications? |
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BBA in Finance
CFP - Certified Financial Planner
ChFC - Chartered Financial Consultant
CFEd - Certified Financial Educator
CLU - Chartered Life Underwriter |
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| Q. |
What is your approach to 401 K plan rollovers? |
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Because of estate issues this has to be handled by someone, like myself, who has a great deal of experience on the intricacies of the different rollover situations. |
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How many years of experience do you have? |
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The first license in the financial industry was in 1992 |
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