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Business Description |
YH & C is a Registered Investment Advisor licensed to manage client money in the State of Nevada.
The firm is owned and operated by Yale Bock. Mr. Bock earned a B.A. in Economics from UC-Irvine, and a MBA from UC-Irvine. In addition, he has earned the right to use the Chartered Financial Analyst designation awarded by the CFA Institute. |
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General Information |
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| Name of Broker/Dealer: |
TD Ameritrade
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| Name of Custodial Firm: |
TD Ameritrade
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| States Licensed in: |
Nevada
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| States Willing to do Business in: |
Nevada, Utah, Arizona, California
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| Years of Experience in Financial Services: |
5
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| Number of Years with Current Firm: |
5
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| Work Experience: |
Invested clients money for 5 years and self for over 15 Years.
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| I work with the following types of clients: |
Businesses, Individual Investors, Non-Profit Organizations
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Education |
| Academic Background |
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2007 Earned Chartered Financial Anaylyst Designation
1989 B.A. in Economics UC-Irvine
1991 M.B.A UC-Irvine |
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Services |
| Investment Types: |
Exchange Traded Funds (ETFs), Options & Futures, FOREX & Currency, Mutual Funds, Stocks, Bonds
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Chartered Financial Analyst (CFA)
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| Securities Licenses: |
Series 66
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| Financial Organization Memberships: |
CFA Institute
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Firm's Number of Clients: |
10
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| Firm's Number of Planning Clients: |
10
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| Assets Managed by Firm: |
1500000
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| Advisor's Number of Clients: |
10
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| Advisor's Number of Managed Clients: |
10
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| Assets Managed by Advisor: |
1500000
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| Compensation Methods: |
Based on Assets
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| Fee % Based on Assets: |
1%
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| Additional Details on Charges: |
For consulting with client on individuals portfolio if they want to maintain a relationship, the fee is 150$ initially, and 50 dollars a month-newsletter included
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| Minimum Fee Charged for Managed Accounts: |
1%/yr
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| Minimum Fee Charged for Hourly Planning Accounts: |
150/hr
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| Prepared By: |
Yale Bock |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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Yes, if the account I manage for you is not making you money, you do not pay me. |
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| Q. |
What are your qualifications? What is your education background? |
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2007 earned Chartered Financial Analyst designation.
1989 B.A. economics from UC-Irvine
1991 M.B.A from UC-Irvine. |
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| Q. |
What is your approach to financial planning? |
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Create an Investment Policy Statement for a client based on the specific client's needs. I have the client fill out information forms and based on the information create a plan for the return objectives, risk constraints, liquidity needs, risk tolerance, tax information, and specific circumstances. |
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| Q. |
What services do you offer? |
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Strategic Asset Allocation, Tactical Asset Allocation, Investment Research, and Portfolio Management. Also, I offer consulting services for clients who want to manage their own capital |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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For consulting, 150.00 per hour and a monthly fee based on services.
For portfolio management, 1% of all capital contributed, billed quarterly. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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It is not recommended, but I can structure it that way. |
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Do you offer any guaranteed results? |
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No, I do not offer guaranteed results |
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| Q. |
How much risk should I be willing to take? |
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Risk tolerance is up to each client. Typically, the younger you are, the more risk you should be willing to incur. As you move towards retirement, your risk should become more conservative and the portfolio should reflect that. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Research, and Portfolio Management. Also, I offer consulting services for clients who want to manage their own capital |
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What is your experience? How many clients do you currently manage? |
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What financial institution(s) do you represent? |
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How do you charge for your services? |
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Percentage of assets under management (1% of contribution), or consulting for 150.00 per hour plus monthly fee. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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I will do the best job I can for you. I will create a comprehensive investment plan for the client and stick with the plan. As time passes, we adjust the plan together to fit your needs. |
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What are your qualifications? |
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2007 earned Chartered Financial Analyst designation.
1989 B.A. economics from UC-Irvine
1991 M.B.A from UC-Irvine. |
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| Q. |
What is your approach to 401 K plan rollovers? |
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My approach is to base the plan on the circumstances of the client. Typically, the younger one is, the more aggressive they should be. As they move towards retirement, the client's allocations should be more conservative. |
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| Q. |
How long does the process of rolling over a 401K plan usually take? |
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Depends on the portfolio size and complexity, usually a few weeks. |
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| Q. |
What financial institutions do you represent? |
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I use TD Ameritrade as the custodian and broker dealer but I do not reperesent them. |
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How many years of experience do you have? |
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What are your fees for this service? |
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1% of all capital transferred per year, billed quarterly, provided the results are positive. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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Experience and qualifications investing. A neutral third party custodian with good record keeping experience. Assets are placed in separate accounts. Will stick to the plan of goals and objectives based on the client. |
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Do you provide a free initial consultation? |
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