Business Description

FiscalWise was envisioned in 1984 by William 'Bill' Heidig, CFP®. His experience and perspectives provide clients assurance that their best financial interests are served. The advice provided is valued many times more then the invoiced fees our loyal clients pay as retainer clients to receive our advice and service.

Our focus is to instill in our clients three clear tenets: the value of information, the value of hard work, and the value of understanding alternatives before decisions are made. All finances are interrelated. Our review of primary documents--including tax returns, estate plans, employer agreements, insurance policies, income and businesses -- helps us identify issues and consider practical solutions.

FiscalWise is truly client-centric. We meet clients without having any preconceptions about their situation. Our first objective is to know and understand our client and find out where they are, what’s important to them, where they want to be, and their willingness to make that happen.

FiscalWise continues to provide a nurturing, collaborative environment for clients, along with a fresh, new vision. To earn the trust of clients through personal integrity, confidentiality and superb attention to detail in both financial matters and personal situations is our objective.

General Information

Gender:

Male

CRD#:

121476

Name of Custodial Firm:

Fidelity

States Licensed in:

States Willing to do Business in:

PA, DE, NJ

Years of Experience in Financial Services:

Number of Years with Current Firm:

I work with the following types of clients:

Individual Investors, Businesses

Education

Academic Background

Graduate Naval Science Institute - 1975
Penn State University, B.S. in Accounting - 1977
College for Financial Planning, Certified Financial Planner (CFP) 1984
Widener University, MBA - HMSA - 1996

Services

Investment Types:

Insurance, Mutual Funds, Options & Futures, Bonds, Stocks, Annuities, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI)

Qualifications & Memberships

Certifications, Accreditations & Designations:

CERTIFIED FINANCIAL PLANNER™ Certificant

Securities Licenses:

Series 65

Financial Organization Memberships:

National Association of Personal Financial Advisors (NAPFA)

Non-Financial Organization Memberships:

Rose Tree Media Optimist - President - 2009-2010
Union League of Philadelphia

Firm Information

Number of Advisors in Office:

Up to 10 employees

I work with clients as part of a team:

Yes

Firm's Number of Clients:

Firm's Number of Planning Clients:

Assets Managed by Firm:

$12,000,000

Advisor's Number of Clients:

Compliance

Registered Investment Advisor:

Yes

I am an acknowledged fiduciary:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

Fee Structure:

I am a fee-only financial professional

Minimum Portfolio Size for New Managed Accounts:

$100,000

Compensation Methods:

Hourly, Based on Assets, Flat Fee

Fee % Based on Assets:

.8%

Hourly Rate:

$250.

Flat Fee Rate:

$2,500

Additional Details on Charges:

A fee schedule and quote is provided for agreement.

Minimum Fee Charged for Flat Fee Accounts:

$2,500

Prepared By:

William Heidig, CFP®