Business Description
I work closely with individuals and families who are experiencing a change to their financial picture. Whether those changes are brought upon by a voluntary or involuntary job change, a marriage or divorce, illness or death. I have the education, resources and experience to help you navigate the financial decisions that must be made. Many individuals experiencing a change need someone to guide them and help them make the choices that are right for their particular situation. I pride myself on providing customized solutions to each individuals needs. Educating and helping each person by starting at their level of understanding and building upon that knowledge to help individuals to know what they have and why they have it. I have lived in the Evansville area all of my life. I currently live in Boonville with my husband Brian and our spoiled dogs. Call me today to find out how I can help you with a complimentary consultation.
General Information Gender:    Female CRD#:    5654582 States Licensed in:    IN, KY, CO, IL, KS, MO, SC, TX, TN States Willing to do Business in:    IN, KY, CO, IL, KS, MO, SC, TX, TN Years of Experience in Financial Services:    3 Number of Years with Current Firm:    2 I work with the following types of clients:    Investment Clubs, Businesses, Non-Profit Organizations, Individual Investors
Services Investment Types:    Annuities, Alternative Investments, Options & Futures, Mutual Funds, Commodities, Insurance, Stocks, Bonds, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
Qualifications & Memberships Securities Licenses:    Series 7, Series 66 Insurance and Annuity Licenses:    Life, Health, Annuity, Long Term Care, Variable Annuity, Variable Life
Firm Information Number of Advisors in Office:    10 - 99 employees
Compliance Registered Investment Advisor:    Yes Registered Representative:    Yes Investment Advisor Representative:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees Fee Structure:    I am a fee-based financial professional Minimum Portfolio Size for New Managed Accounts:    25,000 Compensation Methods:    Commissions, Based on Assets
Prepared By:	Terri Schultz

Frequently Asked Questions

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	What services do you provide? What are your specialties?

Q.	How do you charge for your services?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

Q.	Do you provide a free initial consultation?

Q.	How long does the process of rolling over a 401K plan usually take?

Q.	How many 401K rollover clients do you currently manage?

Q.	Why should I roll over my 401K plan to your firm?

Q.	Do you provide a free initial consultation?

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Q.	Will you be the only person working with me?
YES!

Q.	How are you compensated? How will I pay for your services?
I offer both transaction based and fee based products. Consultations are always free.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Yes, you are in control and nothing is done without your understanding and approval.

Q.	How much risk should I be willing to take?
That is very subjective. I will go over a risk tolerance questionaire with you to help establish what risk, if any, you are comfortable with.

Q.	Have you ever been charged with any breaches?
No

Q.	What services do you provide? What are your specialties?
At Wells Fargo Advisors, we have over 160 different products and services that are used by determining your objectives, needs and risk tolerance.

Q.	How do you charge for your services?
Transaction and fee based, depending on your needs.

Q.	Do you provide a free initial consultation?
yes, there is no charge for any consultation or advice.

Q.	Why should I choose you as my financial advisor?
I listen to my clients. I also feel that making informed decisions are important. I pride myself on being able to take complex information and break it down into simple terms. I also know how important it is for my clients to meet with me regularly and be able to talk with me anytime, whether good times or bad. I make myself accessible.

Q.	Do you provide a free initial consultation?
YES

Q.	How long does the process of rolling over a 401K plan usually take?
It is a very simple and quick transaction. First, opening an account, which can even be done over the phone, and then signing the papers allowing for the rollover. No penalties or taxes are involved.

Q.	How many 401K rollover clients do you currently manage?
I have multiple clients that have rolled their active and inactive 401k to me. If they are active, it is up to your employer whether this is offered or not.

Q.	Why should I roll over my 401K plan to your firm?
What many people do not realize is that even though your accounts are not being managed, you are still paying the fees. Also, 401k plans only offer a limited number of mutual funds to choose from. When it is rolled to Wells Fargo Advisors, it can be invested in stocks, bonds or any other investment that meets your needs and risk tolerance.

Q.	Do you provide a free initial consultation?
YES