Business Description
Whether managing investments, reducing taxes, preparing estate plans, or planning for retirement, our diverse team of fee-paid experts puts nearly 100 years of professional financial industry experience in your corner. No commissions or sales incentives influence the advice we give - and no brokerage, bank or insurance company dictates the investments we recommend. True objectivity is more than just talk. Unlike traditional brokers and financial planners, FirsTrust advisors are SEC-regulated fiduciaries, and held accountable by federal law to ensure that their advice is in the client’s best interest at all times. Come see what custom-tailored financial advice looks like from Florida’s largest assembly of independent, Fee-Only advisors.
General Information Gender:    Male CRD#:    3038255 Firm CRD#:    111800 States Licensed in:    111800 Years of Experience in Financial Services:    100 Number of Years with Current Firm:    12 I work with the following types of clients:    Businesses, Non-Profit Organizations, Individual Investors
Services Investment Types:    Mutual Funds, Stocks, Bonds, Exchange Traded Funds (ETFs)
Qualifications & Memberships Certifications, Accreditations & Designations:    CERTIFIED FINANCIAL PLANNER™ Certificant, Chartered Financial Analyst (CFA), Chartered Financial Consultant (ChFC®), Chartered Life Underwriter (CLU®) Securities Licenses:    Series 65 Financial Organization Memberships:    National Association of Personal Financial Advisors (NAPFA), Paladin Registry, Financial Planning Association (FPA)
Firm Information Number of Advisors in Office:    Up to 10 employees I work with clients as part of a team:    Yes
Compliance Registered Investment Advisor:    Yes Investment Advisor Representative:    Yes I am an acknowledged fiduciary:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees Fee Structure:    I am a fee-only financial professional Minimum Portfolio Size for New Managed Accounts:    $500000 Compensation Methods:    Based on Assets, Flat Fee, Hourly
Prepared By:	Michael Koenig, CFP

Frequently Asked Questions

Q.	What is your approach to financial planning?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	What services do you provide? What are your specialties?

Q.	What financial institution(s) do you represent?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

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Q.	What is your approach to financial planning?
FirsTrust provides true financial planning. We don't use planning as a sales tool like many firms in the industry.

Q.	How many clients do you currently manage?
Approximately 150 families

Q.	Will you be the only person working with me?
No. FirsTrust is a collection of experts who surround each client based on their particular needs. Each relationship is typically lead by the investment advisor who conducts quarterly reviews.

Q.	How are you compensated? How will I pay for your services?
Fee-Only

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
No. We manage your accounts within the parameters of an Investment Policy Statement (IPS)

Q.	What services do you provide? What are your specialties?
Investment Management, Tax Management, Financial Planning, Estate Planning in a Fee-Only Fiduciary relationship.

Q.	What financial institution(s) do you represent?
NA

Q.	Do you provide a free initial consultation?
Yes

Q.	Why should I choose you as my financial advisor?
Our team approach delivers both breadth and depth of knowledge needed to deliver value to each client relationship.