Seniors shoulder a surprisingly large credit card debt burden
Younger generations of Americans have long looked up to their elders as
paragons of good financial common sense. The "Greatest Generation" managed
to get through the country's toughest economic conditions with a dogged
attitude about saving and minimal spending. So it's surprising to find out
that many seniors are facing high levels of credit card debt.
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Five tips college students need to be credit card smart
Going to college is, for most students, the first time they'll
feel really independent. And, accordingly, the rest of the world starts
treating them like adults too, from the expectations of college
professors to the credit card offers that will start flooding in. And
just as it's important to study hard for a major, it's essential to
learn what are the real benefits and repercussions of having a credit
card.
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The time is now to start saving for retirement
Retirement may be right around the corner or a far off thought, depending
on where you are in life. But no matter if you plan to retire in five years
or 30 years, now is the time to take action.
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