Business Description

Global Portfolio Dimensions, Inc. provides independent, objective, fiduciary investment counsel and strives to help investors compound wealth more efficiently. We design portfolios for investors using an institutional investment style at an efficient cost. We don’t sell commission-based products, use wrap-fee programs, or make our clients pay for expensive outsourcing services.

Billions of dollars in fees are paid every year to investment managers pursuing “alpha,” or increased returns over a passive benchmark through security selection and market timing. Studies show that active investment management adds little value in after-fee performance. The great majority of investor returns over time are attributable to movements of the market itself and asset class policy. Active management is a zero-sum game and usually results in uncompensated risk.

We seek higher expected returns as necessary by targeting risk factors, diversified sources of increased expected return and risk. For example, small cap and value stocks have higher expected returns and risk over the stock market as a whole. For fixed income, longer maturities and corporate bonds provide the “term” and “credit” risk premiums. We also include other asset classes like REITs and Emerging Markets that typically offer diversification benefits through lower correlations or dissimilar price movements. We target risk factors using low cost institutional class open-end funds and ETFs and charge lower fees commensurate with a “beta” philosophy.

The degree to which we target these risk factors is based solely on client return and risk objectives and constraints which are documented in a written investment policy statement.

General Information

Gender:

Male

CRD#:

2314538

Firm CRD#:

152726

Insurance License#:

Series 65

Name of Broker/Dealer:

N/A

Name of Custodial Firm:

Charles Schwab, Scottrade

States Licensed in:

States Willing to do Business in:

Any

Years of Experience in Financial Services:

Number of Years with Current Firm:

Work Experience:

Securites analyst, portfolio analyst, portfolio manager.

I work with the following types of clients:

Businesses, Non-Profit Organizations, Individual Investors

Foreign Languages Serviced:

N/A

Education

Academic Background

MBA Finance-Investments, CFA Charterholder

Services

Investment Types:

Stocks, Exchange Traded Funds (ETFs), Bonds, Mutual Funds, Options & Futures, Socially Responsible Investments (SRI)

Qualifications & Memberships

Certifications, Accreditations & Designations:

Chartered Financial Analyst (CFA), MBA

Securities Licenses:

Series 65

Financial Organization Memberships:

CFA Institute

Non-Financial Organization Memberships:

VFW Life Member, BizWorld Foundation.

Firm Information

Number of Advisors in Office:

Up to 10 employees

Firm's Number of Clients:

Firm's Number of Managed Clients:

Assets Managed by Firm:

$2M

Advisor's Number of Clients:

Advisor's Number of Managed Clients:

Assets Managed by Advisor:

$2M

Compliance

Registered Investment Advisor:

Yes

Investment Advisor Representative:

Yes

I am an acknowledged fiduciary:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

Fee Structure:

I am a fee-only financial professional

Minimum Portfolio Size for New Managed Accounts:

$100,000

Compensation Methods:

Based on Assets, Flat Fee

Fee % Based on Assets:

0.40%

Additional Details on Charges:

0.40% on first $1M, 0.25% $1-10M, 0.10% above $10M. Flat fee for investment plan and IPS will be quoted and is based on complexity of client issues.

Minimum Fee Charged for Managed Accounts:

$2,000

Minimum Fee Charged for Flat Fee Accounts:

$500

Prepared By:

Dana L. Crosby, CFA

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What services do you provide? What are your specialties?

Q.	What is your experience? How many clients do you currently manage?

Q.	What financial institution(s) do you represent?

Q.	How do you charge for your services?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

Do you have a customer satisfaction or refund policy?

While we don't usually bill in advance, we refund fees on a prorated basis to the end of the month in which either party terminates the relationship.

What services do you provide? What are your specialties?

Fee-only investment counsel and asset management: beta research, portfolio models, investment planning, individualized investment policy statements, trading and rebalancing, portfolio administration, portfolio accounting and performance reporting.

What is your experience? How many clients do you currently manage?

President has 17-plus years of financial services experience as an investment analyst, portfolio manager, and consultant to investment advisors. We are an emerging firm with currently less than 10 clients.

What financial institution(s) do you represent?

None. We are an independent Registered Investment Advisor with the state of California.

How do you charge for your services?

Asset-based fees and flat fees. We are a low-fee investment advisor charging fees that are less than half of the industry average.

Do you provide a free initial consultation?

Yes.

Why should I choose you as my financial advisor?

We believe we can help you compound wealth more efficiently by focusing on risk factors rather than speculate on expensive active managers, individual stocks, and market timing. We help keep friction of taxes, commissions and other trading expenses, and advisor fees low.