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Integrated Financial Partners

Integrated Financial Partners | Financial Advisor in Severna Park ,MD
Richard C. Osman CFP®, CLU®, ChFC®, CASL®

Richard C. Osman CFP®, CLU®, ChFC®, CASL®
CASL, CERTIFIED FINANCIAL PLANNER™ Certificant, ChFC®, CLU®



"Serve First, Last and Always (sm) "


Address:
529 Benfield Road Suite 250
Severna Park, MD 21146

Map it | Directions | Website


(410) 647-6762

20 Years of Experience

  • Series 7, 66
  • CRD# 2202368

Offers & Pledges

  • I provide a free initial consultation:

I help individuals and small business owners by providing unique solutions that help you build, preserve and protect your wealth.

When you retain Richard Osman and his team at Integrated Financial Partners, Inc. (IFP), you benefit from financial planning and personal service. We take the time to fully understand you and your needs. We provide you with the information, advice and alternatives you need to make decisions about your financial future.

We utilize a team approach - anchored by our highly skilled advisors, who are responsible for managing all pertinent aspects of financial planning. Additional support is obtained, when necessary, from local and national teams that consist of industry specialists who have strong technical backgrounds in all areas of financial planning. This business model allows our financial planners a high degree of autonomy so that they can focus solely on assisting clients in helping meet their financial goals.

As a company, we believe in providing our clients with clarity and solutions to help meet their financial needs. We believe that long-term relationships are more important than short-term gains, and will never sacrifice the former for the latter.

CRN: 200710-2008854


  • HighLights

HIGHLIGHTS


General Information
Firm Start Year: 1993
No.of Employees: 2-4
States Licensed in: MD, AZ, DE, DC, FL, IN, VA, NJ, NY, NC, PA, SC, TN
Number of Years with Current Firm: 4
I work with the following types of clients: Businesses, Individual Investors
 

Services
Investment Types: Annuities, Stocks, Bonds, Options & Futures, Insurance, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Mutual Funds
 

Qualifications & Memberships
Insurance and Annuity Licenses: Life, Health
Financial Organization Memberships: Sagemark Private Wealth Services
 

Compliance
Registered Investment Advisor: Yes
Registered Representative: Yes
Investment Advisor Representative: Yes
Compliance Disclosures in Last 5 years: I have a clean record
Criminal Disclosures in Last 5 years: I have a clean record
 

Compensation & Fees
Fee Structure: I am a fee-based financial professional
Minimum Portfolio Size for New Managed Accounts: 250,000
Compensation Methods: Flat Fee, Commissions
 

Articles

Five vital questions to prepare for your financial future
Have you ever wondered if you'll be able to afford retirement? Do you question if your finances will keep you afloat if your family were to experience a medical emergency or another expensive and unplanned event? Take one hour to review your finances and discover if there are areas where your plans can be stronger. more

Simple steps to calm the financial jitters
Got a case of the financial jitters? You're not alone. A recent survey of 1,000 American adults by Thrivent Financial for Lutherans and "Kiplinger's Personal Finance" magazine found that most Americans are still struggling with or worried about their finances. more

Make your money work for you with pain-free spending cuts
The best way to start evaluating your finances is to compare your monthly income and expenses. This is the scary part, but it's the necessary first step to keeping more of your money in your pocket where it belongs. more

Schedule a Free Initial Consultation

  • No obligation to hire
  • primarily to evaluate mutual fit.








Office Hours

Mon. 9:00 AM - 7:00 PM
Tue. 9:00 AM - 7:00 PM
Wed. 9:00 AM - 5:00 PM
Thu. 9:00 AM - 5:00 PM
Fri. 9:00 AM - 5:00 PM

Market Watch


 
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