Managing your financial affairs has become more complex than ever. Tax and estate law change, interest rates fluctuate, and new investment products are introduced periodically. Nowadays, efforts to ensure financial security for yourself, your family and others who depend on you requires a substantial investment of your time and efforts. However if you are like most successful Americans, you are too busy building a business, servicing your practice or pursuing other activities to devote yourself full-time to the effective management of your assets.
As a CERTIFIED FINANACIAL PLANNER™ on the Elrod, Jones & Lawrence Financial Group of Stifel Nicolaus, we are dedicated to helping individuals meet their financial needs by developing investment plans around their long-term goals and risk tolerances. We start with your life and build your financial plan around it. Our mission is to provide objective and timely financial advice and guidance, with the highest level of professional service. We have served the residents of Brunswick County, North Carolina and 34 other states with more than 36 years combined industry experience.
Why the recession can be a good thing for those in debt
It's been a tough few years for most Americans, facing a constricting national - and world - economy, job losses, pay cuts and a tough employment market. It can certainly be difficult to see the good in those circumstances, but helpful things can come out of these challenging times. You don't need to be a Pollyanna, but taking a practical look at how the recession affects your personal finances can show that there are some positives. more
Overwhelmed by debt? Know your options
If you find yourself in a financial hole you can't get out of, it's important to know you have options. Being in debt can cause people to continue to make payments that they can't afford or can barely afford without much hope of ever eliminating the debt. If you find yourself in this position, there are a few routes you can pursue to free yourself from overwhelming debt. more
Make your money work for you with pain-free spending cuts
The best way to start evaluating your finances is to compare your monthly income and expenses. This is the scary part, but it's the necessary first step to keeping more of your money in your pocket where it belongs. more