Chad Schafer has earned the right to call himself a CFP® professional by voluntarily agreeing to meet rigorous education, examination, and experience standards. He participates in ongoing professional education. And, follows a strict code of professional ethics and standards of practice.The standards a CFP® adheres to are promulgated and enforced by Certified Financial Planner Board of Standards Inc. CFP Board refers to these standards as the 4Es: Experience. Before earning the CFP® certification, an individual is required to fulfill a minimum of three years experience in the financial services field.Ethics. The Code of Ethics requires CFP® certificants to act fairly and diligently, with integrity and objectivity, when providing financial services to clients. Certficants also agreed to submit to background checks by CFP Board and promise to disclose any investigation or legal proceedings related to professional and/or business conduct. Education. Each certificant completes an education requirement to demonstrate to CFP Board a theoretical knowledge of personal financial topics. Examination. Individuals pass an exam administered by the CFP Board to test understanding of topics including tax planning, employee benefits, retirement planning, estate planning, investment management and insurance. It's never too early and never too late to take charge of your financial future. Chad would be pleased to meet with you to answer your questions.* Chad Schafer is a Registered Representative and Investment Advisor Representative of Securian Financial Services. Securities and investment advisory services offered through Securian Financial Services, Inc., Member FINRA/SIPC. Omni Financial Services is independently owned and operated.