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WiserAdvisor University  >  Subject: Retirement Planning
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WiserAdvisor University is designed to provide you with high-quality information about investing and finance straight from those who know best: financial professionals. The University includes hundreds of informative articles on dozens of topics of interest to individual investors like you.
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List of Subjects
Finding An Advisor
Portfolio Management
Retirement Planning
Estate Planning
Insurance
Educational Planning
Budgeting and Saving
Taxes
Real Estate
Business Finances
Government and Economics
Miscellaneous
 
Retirement Planning

Proper early planning can mean the difference between a comfortable and a stressful retirement. The earlier you start the more wealth you can build, and the easier you will find your later years. Learn about 401(k)s, Individual Retirement Accounts (IRAs), Social Security and pensions. Discover retirement strategies that will make your retirement years fulfilling and relaxing.

401k


Getting the Most Out of Your 401(k) >
Is Your 401(k) Plan Enough? >
What Are Roth 401(k)s? >
Don’t Overload Your 401(k) with Company Stock >
To "Roth" Your 401(k) Contributions or Not >
The One Person 401(k) Plan >
Top 12 Mistakes 401k Investors Make >
A New Option for Tax-Free Retirement Income >
Is Your 401 (k) As Good As They Say? >
Add a Roth Contribution to Your Solo 401(k) >
Making the Most of Your 401(k) Plan >
401(k) FAQ’s after leaving a job >
Finding Your Lost Pension & 401(k) Funds >
401k and Pension Lump-Sum Rollover Assistance >
IRA


Should You Consider a Rollover from Your Former Employer’s Retirement Plan? >
Consider a Conversion >
Consider Splitting Your IRA >
Extending Your IRA's Life >
What's So Special About a Roth IRA? >
Withdrawing IRA Funds >
Your Children and IRAs >
Roll Over, Stay Put, or Withdraw? >
Three Advantages a Roth IRA May Offer Your Estate Plan >
The Top 10 Ways to Hand Over Your IRA to the IRS >
The Ins and Outs of IRAs and Retirement Plans >
Safety Leads to Penalty >
IRA Rollovers Can Help Manage Change >
IRAs: An Even Better Deal for the Long-Term Investor >
Age 70½: Remember that Age When It Comes to Your IRA >
Have a regular IRA and would like to save by converting to a Roth IRA? >
Approaching 70? Watch IRA Rules >
What Roth Hath, Traditional Hath Not >
Making IRA Withdrawals During Retirement >
Multi-generational IRAs: A Strategy for Retirement Assets >
Turn Retirement Savings Into a Powerful Wealth-Building Device >
Wall Street Has One Answer to Wealth Creation; Another is Tax Reduction >
A New Look at Stretch IRAs >
Everyone Can Relax and "Stretch-out" >
You Put What in Your IRA? >
The Basics of IRAs >
401(k)s & IRAs: Did You "Set It and Forget It?" >
Roth IRA: The "Liquid" Retirement Savings Account >
IRA Beneficiaries: What’s In A Name? >
Maximizing Roth Conversions >
Taxing Consequences: What to Do with a Large IRA that Has Been Inherited or Accumulated >
Tax Traps in IRA Accounts >
The Millionaire Lifestyle >
Converting IRA Money to a Roth IRA in 2010 >
Ruminations on Tax Deductible vs. Tax Free >
Individual Retirement Account: "Retirement" is Its Middle Name >
Are You Leaving 70-90% of Your Ira to the IRS? >
Retirement Lifestyle


Cutting Expenses after Retirement >
Should You Even Think about Early Retirement? >
So What Will You Do in Retirement? >
Boomers Pioneer a New Kind of Retirement >
Redefining Retirement >
Re-Inventing Retirement >
How Much Do You Need to Retire? >
Thinking of Working During Retirement? What You Should Know to Avoid Tax Pitfalls >
Trends in Retirement >
Flipping the Switch to Retirement >
Retirement Income Plan >
Where to Spend Your Retirement Years >
Pensions


Can You Count on Your Defined-Benefit Plan? >
Are Defined-Benefit Plans Extinct? >
Retirement Dilemma: Pension or Payout >
Take Advantage of that Employee Retirement Plan >
Your Retirement Plan: the Buck Stops Here >
Investment Philosophy for Pension Trustees >
Is Your Pension Safe? >
Municipal Pension Minutia >
The Pension Issue >
Defined Benefit Pension Plan Disaster >
Pension Plans: Fancy projections, Dangerous Outcomes >
Pensions: Who's the Patsy? >
Are Company Retirement Plans About to Get Better? >
Pension Reform: Defined Benefit Plans - What’s Wrong? What Needs Fixing? >
Pension Reform: So, What’s Washington, D.C. Doing About All This? >
What To Do With That Lump-Sum Distribution? >
Are Pension Plans in America the next Enron? >
Pension Income Planning: Lump Sum or Monthly Fixed Pension >
Social Security: Are the Forecasts of Doom and Gloom Fact or Fiction? >
Social Security


Review Your Social Security Statement >
Should You Elect Early Social Security Benefits? >
Social Security Inequality? >
Social (In)Security >
Darn if You Work, Darn if You Don’t! >
The 46.3% Marginal Bracket >
Ten Things You Might Not Have Known About Social Security >
The Perplexing World of Social Security and Earnings in Retirement >
Strategy


Great Expectations >
Striking a Delicate Balance >
Worried About the Future? You're Not Alone >
Deciding on a Withdrawal Rate >
Get a Plan for Retirement >
Withdrawing Retirement Funds >
Baby Boomers Gain Access to Retirement Accounts >
Measuring Your Nest Egg >
Retirees Must Protect Themselves From Inflation >
Women Face Unique Retirement Challenges >
Having a Happy Retirement >
Early Retirement Begins with Early Retirement Planning >
Getting To Retirement With Sufficient Income >
Don't Make These Retirement Planning Mistakes >
What It Means to Be a Baby Boomer >
Make Your Retirement Your Priority >
Retiring at 55: Rules of the Road >
Maximizing Your Wealth >
Short Term Retirement Planning >
Retirement Myths >
The Cat Food Dilemma >
Plan Today for Retirement Tomorrow >
Don’t Wait to Plan Your Retirement >
Do Retirees Need a New Investment Strategy? >
Retirement Planning: Scared or Prepared? >
Retirement Income Planning: Why an Appropriate Withdrawal Rate Matters >
Preparing for Retirement: Some "Get It", Some Still Don’t >
The New Face of Retirement Planning >
Increasing Life Expectancies May Require Additional Retirement and Estate Planning >
Top 10 Ways to Beat the Clock and Prepare for Retirement >
Budgeting to Retire >
Top 10 Ways to Beat the Clock and Prepare for Retirement >
How Much Will You Need to Retire? >
The Word "Retirement" >
Seven Things NOT to Assume About Retirement Planning >
Five Common Retirement Planning Mistakes >
Major Retirement Planning Blunders >
Top 10 Ways to Beat the Clock and Prepare for Retirement >
Evaluating Early Retirement Offers >
Planning for Early Retirement >
Retirement Planning: Understanding Your Withdrawal Alternatives >
Retirement Management: Planning To Turn Present Dreams into Future Realities >
Retirement Planning: Don’t Let Outdated Retirement Statistics Leave You Underfunded and Unprepared >
Time for a Financial Tune Up? >