Did you know that better education planning can increase the contributions for retirement savings?  Starting the process of education planning is fairly simple. But as we progress, we tend to face certain obstructions and constraints that delay our objective timelines. Very often, systematic planning and awareness of the right methods of saving can help overcome ...

Most of us understand that an investment is a process of investing money in order to earn a profit. Usually, we make the mistake of relegating all our investments towards the later part of our adult lives – mostly after the age of 30 when we are well-settled in our careers and happily married. However, ...

Strategic planning, intellectual investing, and considerable savings give way to a happy retirement.  When you leave your job, you are free to create your own schedule. You also gain the liberty to pursue your interests without having to worry about missing office and losing out on a salary. This is only possible if you ensure ...

Money is an integral part of our lives and all of us are required to make decisions regarding it on a daily basis. Every day, we are faced with the choice of either spending our money for immediate gratification or saving it for eventual gain in the future.  Our ancestors in the past would have ...

The importance of savings is well-known, but just merely hoarding cash in a cabinet is of no use unless you have specific goals. Setting up financial goals can help you shape your future. Without a set of targets, you would find yourself spending on unnecessary items, and falling short of funds in case of an ...

Regardless of your age or the profession you are in, retirement is bound to come knocking on your door someday. Experts say that the right time to start saving for retirement is the day you earn your first paycheck. Considering that most people start working in their 20s or 30s, it may seem like there’s ...

The one advice that people often receive from parents, grandparents, mentors, and even bosses, is to save money. It is also something that we unconsciously advise people around us to follow. But, even though saving money is considered to be a universal rule, nobody really talks about how much one should save. In this ever-changing ...

Managing your finances optimally can often be the key to a happy life. Unfortunately, many of us are weak at managing our finances and usually don’t end up as comfortable and wealthy as we could. It’s a fact the there is a deep link between life and money.  Most Important Financial Tips at 3 Crucial ...

Changing jobs comes with a tinge of uncertainty and lots of hope. With every new job, you have a chance to excel and move a step forward in your career. What many people do miss out on is the fact that every new job is also a step towards retirement and therefore, can impact your ...

No investment can indeed be 100% risk-free, but a diversified portfolio can reduce the chances of risk by a significant percentage. The concept of diversification is simple. No two markets or securities function the same way. So even if you suffer losses in pharmaceuticals, you can still earn a profit in technology or real estate. ...